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10490 US Highway 169, 103, Garrison, MN 56450

$149,900

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https://wellcomemat.com/embed/54sn57d0fd1c1ml0j?mls=1

Property Type: Residential Baths: 1 Square Footage: 580 Status: Active

Current Price: $149,900 List Date: 5/21/2026 Last Modified: 6/09/2026

Overview

Description

Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts effortless access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a p ... (Read more)

Listing Details MLS# 7075311

General Property Information

Assoc Mgmt Co. Phone #: 612-581-3922
Association Fee Frequency: Quarterly
Association Mgmt Co. Name: Garrison Harbor Condominiums
Common Wall: Yes
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront Present: No
Year Built: 1987
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Three Quarters: Yes
Main Floor Total SqFt: 580
Above Grd Total SqFt: 580
Total SqFt: 580
Total Finished Sqft: 580.00
FireplaceYN: Yes
Style: (CC) Low Rise (3- Levels)
Foundation Size: 580
Association Fee: 375
Assessment Pending: No
Lot Dimensions: No
Acres: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Garage Stalls: 0

Property Features

Accessible: None Air Conditioning: Wall Unit(s) Amenities Shared: Beach; Deck Amenities Unit: Ceiling Fan(s); Porch; Tile Floors Appliances: Range; Refrigerator Association Fee Includes: Building Exterior; Hazard Insurance; Lawn Care; Outside Maintenance; Sanitation; Snow Removal Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor 3/4 Bath; 3/4 Primary Construction Status: Previously Owned Exterior: Wood Fireplace Characteristics: Living Room; Stone; Wood Burning Foundation: Slab Fuel: Electric Heating: Baseboard Lot Description: Tree Coverage - Light Parking Characteristics: Parking Lot Road Frontage: Highway Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Special Search: All Living Facilities on One Level Stories: More Than 2 Stories Water: Shared System; Well

Contract Information

Contingency: None
Original List Price: 149900
ListPrice: 149900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 10490
Street Name: US Highway 169
Unit Number: 103
Postal City: Garrison
County: Crow Wing
State: MN
Zip Code: 56450
Complex/Dev/Subdivision: Condo #1009 Garrison Harbor

Assessments

Tax With Assessments: 1360
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 580

More Information

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: OTHER

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Public Survey Info

Range#: 28
Section#: 12
Township#: 44

Office/Member Info

Association: GLAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: UNIT 103 & 3.33% INTEREST IN THE COMMON ELEMENTS
Listing City: Garrison
Map Page: 999
Municipality: Garrison
School District: Brainerd
School District Phone: 218-454-6900
County Abbreviation: 103
Zip Plus 4: 1834
Property ID Number: 24120530
Tax Year: 2025
Tax Amount: 1360
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts effortless access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life this season!
Directions: Current road construction on US-169. Please follow all posted detours and posted traffic instructions.

Accessible

None: Yes

Air Conditioning

Wall Unit(s): Yes

Amenities Shared

Beach: Yes
Deck: Yes

Amenities Unit

Ceiling Fan(s): Yes
Porch: Yes
Tile Floors: Yes

Appliances

Range: Yes
Refrigerator: Yes

Association Fee Includes

Building Exterior: Yes
Hazard Insurance: Yes
Lawn Care: Yes
Outside Maintenance: Yes
Sanitation: Yes
Snow Removal: Yes

Assumable Loan

Not Assumable: Yes

Basement

None: Yes

Bath Description

Main Floor 3/4 Bath: Yes
3/4 Primary: Yes

Construction Status

Previously Owned: Yes

Exterior

Wood: Yes

Fireplace Characteristics

Living Room: Yes
Stone: Yes
Wood Burning: Yes

Foundation

Slab: Yes

Fuel

Electric: Yes

Heating

Baseboard: Yes

Insurance Fee

Insurance Fee: 0

Lot Description

Tree Coverage - Light: Yes

Parking Characteristics

Parking Lot: Yes

Patio, Porch and Deck Features

Rear Porch: Yes
Screened: Yes

Restriction/Covenants

Mandatory Owners Assoc: Yes
Other Bldg Restrictions: Yes
Pets - Cats Allowed: Yes
Pets - Dogs Allowed: Yes
Pets - Number Limit: Yes
Pets - Weight/Height Limit: Yes
Rental Restrictions May Apply: Yes

Road Frontage

Highway: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

City Sewer/Connected: Yes

Special Search

All Living Facilities on One Level: Yes

Stories

More Than 2 Stories: Yes

Water

Shared System: Yes
Well: Yes

Room Information

Room Name	Dimensions	Level
Bathroom	6x8	Main
Kitchen	11x13	Main
Living Room	15x19	Main
Screened Porch	8x18	Main

Listing Office: Coldwell Banker Realty

Last Updated: June - 09 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.