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Discover Hot Condos For Sale
Condos have become one of the most flexible and appealing real estate options for homebuyers across the country—and the Fargo-Moorhead area is no exception. Whether you’re a first-time buyer, a downsizer, or simply seeking less maintenance and more lifestyle, condos offer a unique opportunity to combine homeownership with convenience. From modern designs and shared amenities to attractive pricing and strong resale value, condos are shaping the future of residential living.
In today’s real estate market, affordability and efficiency are top priorities for many buyers. Condominiums allow for a lower point of entry into competitive neighborhoods and bring a suite of benefits that extend beyond just price. Think built-in communities, enhanced security, and the kind of low-maintenance living that makes life a little easier—especially for busy professionals, retirees, or anyone tired of snow removal and lawn care.
Unlike single-family homes, condos often come with lifestyle perks: fitness centers, community rooms, and professionally maintained exteriors. These features foster a sense of community and connection while maintaining a level of privacy and autonomy. You own your space—but you also get the benefit of shared resources. And with a range of layouts, locations, and finishes, there’s something for everyone, whether you want a downtown loft, a quiet townhome, or a modern unit near the river.
In this guide, we explore the benefits of condo living, what to look for, and how to find the best listings in West Fargo, Fargo, Horace, and Moorhead. From affordability to convenience and everything in between, discover why condos might be the right move for you. Find your fit. Live where you love.
Table of Contents
- Discover Your Ideal Condo in Fargo-Moorhead Area
- Current Listings of Condos For Sale
- Condos for Sale in Fargo, ND
- Condos for Sale in West Fargo, ND
- Condos for Sale in Horace, ND
- Condos for Sale in Moorhead, MN
- Neighborhood Highlights
- Frequently Asked Questions
- Real Estate Home Services
Current Listings of Condos For Sale
Condos for Sale in Fargo, ND
125 Condos For Sale in Fargo
IDX MLS IDX Listing Disclosure © 2025
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
Condos for Sale in West Fargo, ND
6 Condos For Sale in West Fargo
IDX MLS IDX Listing Disclosure © 2025
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
Condos for Sale in Moorhead, MN
Condos For Sale in Moorhead
IDX MLS IDX Listing Disclosure © 2025
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
Neighborhood Highlights in Fargo-Moorhead Area
Fargo
- Top attractions: Fargo Theatre, Red River Zoo, Broadway Square
- Community vibe: urban, youthful, arts-focused
West Fargo
- Top features: Elmwood Park, high-performing schools, family events
- Community vibe: safe, suburban, growing rapidly
Moorhead
- Top features: Hjemkomst Center, cultural festivals, Concordia College
- Community vibe: creative, academic, diverse
Horace
- Top features: spacious new developments, quiet neighborhoods
- Community vibe: rural charm meets new growth
Frequently Asked Questions
- What’s the average HOA fee? It varies, but often covers exterior maintenance, snow removal, and shared amenities.
- Can condos be financed? Yes, with conventional, FHA, and VA loans—depending on condo qualifications.
- Are pets allowed in condos? Many allow pets, but check HOA rules.
- Do condos hold value? Yes, especially in high-demand areas with limited inventory.
Real Estate Home Services
Looking for expert real estate guidance? Start with our complete guide to buying, selling, relocating, and exploring new developments in the Fargo-Moorhead area.
👉 Visit the Real Estate Home Services Hub
- Home Selling Services – Learn how to prepare, price, and market your home effectively. 🔗 Home Seller Resources
- Home Buying Services – Find your dream home with expert buyer representation. 🔗 Home Buyer Resources
- Relocation Services – Moving to the Fargo-Moorhead area? We make it easy. 📦 Moving Checklist
- What’s New in Fargo Real Estate – Discover local neighborhoods and market trends. 🏙️ New Home Developments
- Luxury Home Selling Service – High-end marketing and discreet service for premium listings.
- Transparent Pricing Promise – No surprises. No hidden fees. Just honest real estate guidance.
Trust Modern Market REALTORS® for Your Next Move
Whether you’re buying or selling, our local team is here to help. Contact us today to start your search and live where you love.
Condo FAQs Most Guides Don’t Answer
Who replaces windows, patio doors, and balconies—me or the HOA?
It depends on whether they’re defined as limited common elements or part of the building envelope. Many HOAs handle exterior structure; owners often handle interior finishes and sometimes the unit-facing side of windows/doors. Check the Declaration and Maintenance Matrix for the exact responsibility split before you budget repairs.
How can I tell if the HOA’s reserves are healthy?
Ask for the latest reserve study, current reserve balance, and planned capital projects for the next 5 years. Look for consistent monthly reserve contributions in the budget and whether big items (roofs, elevators, boilers, siding) have target dates and costs. Meeting minutes often reveal looming issues not obvious in the budget.
What does the master insurance cover—and what HO-6 policy do I need?
The master policy usually covers common areas and original building components; your HO-6 covers your unit’s interior (“walls-in”), personal property, and loss-assessment for special assessments tied to an insurable event. Verify the master policy deductible and whether it’s a per-building or per-unit deductible—this affects your HO-6 limits.
Are there any special assessments or major projects coming?
Request the last 12–24 months of board minutes, engineering reports, and the capital improvement schedule. Ask specifically about roof timelines, facade/waterproofing, parking deck work, elevators/boilers, and fire/life-safety upgrades. A “planned but unfunded” project can signal a future assessment.
Can I rent my condo or do short-term rentals (Airbnb)?
Confirm rental caps, minimum lease length, waitlists, corporate/relocation exceptions, and enforcement (fines). Lenders also care: high investor ratios can limit loan options. Short-term rentals are often restricted by both HOA rules and city ordinances—check both before you buy.
What pet rules should I check beyond “pets allowed”?
Look for breed/weight limits, number of pets, registration/vaccination requirements, pet deposits, noise rules, and policies for visiting pets or pet-sitting. Confirm where pets can relieve and any balcony or elevator restrictions; assistance animal processes should be documented separately from general pet policies.
Is parking deeded, assigned, or “limited common”—and what about EV charging?
Deeded stalls transfer with your unit; assigned stalls can be reallocated by the HOA. Verify guest parking rules, storage lockers, and winter policies (snow emergencies, plug-ins, heater usage). For EVs, ask about charger availability, metering, added fees, and whether owner-installed chargers are allowed.
Will the building qualify for my mortgage (FHA/VA/conventional)?
Lenders review owner-occupancy ratios, commercial space %, litigation, insurance coverage, and HOA delinquencies. Ask for a completed condo questionnaire, FHA/VA approval status, and evidence of adequate reserves—these factors can make or break financing even if you’re well-qualified.
Need help reading HOA docs for Fargo–Moorhead and across ND & MN? Modern Market REALTORS® can review budgets, reserves, insurance, and rules with you before you write an offer.
Snowbird Living: Find Your Perfect Fit with Condos and Townhomes
