10161 James Avenue NE, Otsego, MN 55362

New Listing
$699,900
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,323 Lot Size (sq. ft.): 43,560 Status: Active
Current Price: $699,900 List Date: 6/12/2026 Last Modified: 6/14/2026

Overview

Description

Absolutely stunning custom-built rambler in the highly sought-after Mississippi Pines neighborhood. Nestled on a gorgeous, park-like 1-acre lot offering exceptional privacy and seclusion, this property also provides direct access to the Mississippi River. Enjoy convenient one-level living with all essential amenities located on the main level, along with two spacious bedrooms in the walkout lower level. Rarely does a property of this caliber become available, featuring custom, high-quality finishes throughout, including custom cabinetry, real hardwood flooring, premium Pella windows, and two beautiful stone fireplaces with built-ins. You'll also appreciate the peace of mind provided by the new siding, new roof, and refinished deck. Additional highlights include an oversized heated 3-car garage and a fully irrigated lawn. The spacious, open-concept main level showcases impressive tray-vaulted ceilings, a convenient laundry room, pocket office, and a beautiful primary suite featuring a ...

Listing Details MLS# 7084538

General Property Information

Assoc Mgmt Co. Phone #
763-755-6554
Association Fee Frequency
Annually
Association Mgmt Co. Name
Mississippi Pines Homeowners Association
Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Road Btwn WF & Home?
No
Waterfront YN
Yes
Year Built
2004
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Half
Yes
Main Floor Total SqFt
1893
Above Grd Total SqFt
1905
Below Grd Total SqFt
1418
Total SqFt
3323
Total Finished Sqft
3403.00
FireplaceYN
Yes
Lake/Waterfront Name
Mississippi River
Style
(SF) Single Family
Foundation Size
1619
Association Fee
242
Garage Stalls
3
Lot Dimensions
200x215x199x233
Acres
Yes
Assessment Pending
No
Bath Three Quarters
0
Bath Quarter
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; In-Ground Sprinkler; Kitchen Window; Natural Woodwork; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Cooktop; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Other Assumable Loan: Not Assumable Basement: Drain Tiled; Full Bath Description: Main Floor 1/2 Bath; Full Primary; Private Primary; Full Basement; Jetted Tub; Separate Tub & Shower; Walk-In Shower Stall Construction Materials: Frame Construction Status: Previously Owned Dining Room Description: Breakfast Area; Eat In Kitchen; Separate/Formal Dining Room Exterior: Brick/Stone; Vinyl Family Room Characteristics: Entertainment/Media Center; Great Room; Lower Level Fencing: None Fireplace Characteristics: Family Room; Gas Burning; Living Room Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Main Level Lock Box Type: Combo Lot Description: Tree Coverage - Heavy; Tree Coverage - Medium Parking Characteristics: Garage Door Opener; Heated Garage; Insulated Garage Pool Description: None Road Frontage: City Street; Paved Streets Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: Private Sewer; Tank with Drainage Field Soil Type: Sand Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One Topography: Wooded; Level; Walkout Water: Drilled; Well

Contract Information

Contingency
Inspection
Original List Price
699900
ListPrice
699900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
10161
Street Name
James
Street Suffix
Avenue
Street Direction Suffix
NE
Postal City
Otsego
County
Wright
State
MN
Zip Code
55362
Complex/Dev/Subdivision
Mississippi Pines

Acreage Information

Wooded Acres
0.25

Assessments

Tax With Assessments
6494
Assessment Balance
0
Assessment Installment
0

More Information

Building Information

Finished SqFt Above Ground
1905
Finished SqFt Below Ground
1498

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
36x26
Garage Square Feet
934
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
SECT-10 TWP-121 RANGE-024 MISSISSIPPI PINES LOT-002 BLOCK-007
Listing City
Otsego
Map Page
32
Municipality
Otsego
School District
Monticello
School District Phone
763-272-2000
DNR Lake Classification
Not Applicable
Country
US
Property ID Number
118164007020
Tax Year
2026
Tax Amount
6494
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Absolutely stunning custom-built rambler in the highly sought-after Mississippi Pines neighborhood. Nestled on a gorgeous, park-like 1-acre lot offering exceptional privacy and seclusion, this property also provides direct access to the Mississippi River. Enjoy convenient one-level living with all essential amenities located on the main level, along with two spacious bedrooms in the walkout lower level. Rarely does a property of this caliber become available, featuring custom, high-quality finishes throughout, including custom cabinetry, real hardwood flooring, premium Pella windows, and two beautiful stone fireplaces with built-ins. You'll also appreciate the peace of mind provided by the new siding, new roof, and refinished deck. Additional highlights include an oversized heated 3-car garage and a fully irrigated lawn. The spacious, open-concept main level showcases impressive tray-vaulted ceilings, a convenient laundry room, pocket office, and a beautiful primary suite featuring a spa-like bath with a separate tiled shower, luxury jetted whirlpool tub, and spacious walk-in closet. The inviting sunroom offers serene backyard views and is the perfect place to relax and unwind. The warm and inviting walkout lower level is designed for entertaining, featuring a theater/family room, full bar, billiards area, two additional bedrooms, and a full bath, with direct access to the private backyard oasis. Residents of this charming community enjoy neighborhood walking trails, a park, nearby boat launch access, and the convenience of nearby shopping and amenities. Don't miss this incredible opportunity to own a truly exceptional home in one of the area's most desirable neighborhoods!
Directions
County Road 39 to Jandel Ave (N) to James Ave (L) follow curvy road (James) to Home on (Left)

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Hardwood Floors
Yes
In-Ground Sprinkler
Yes
Kitchen Window
Yes
Natural Woodwork
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Washer/Dryer Hookup
Yes

Appliances

Air-To-Air Exchanger
Yes
Cooktop
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Association Fee Includes

Other
Yes

Assumable Loan

Not Assumable
Yes

Basement

Drain Tiled
Yes
Full
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Full Primary
Yes
Private Primary
Yes
Full Basement
Yes
Jetted Tub
Yes
Separate Tub & Shower
Yes
Walk-In Shower Stall
Yes

Construction Materials

Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Eat In Kitchen
Yes
Separate/Formal Dining Room
Yes

Exterior

Brick/Stone
Yes
Vinyl
Yes

Family Room Characteristics

Entertainment/Media Center
Yes
Great Room
Yes
Lower Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Family Room
Yes
Gas Burning
Yes
Living Room
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Lake Details

Lake Depth
No

Laundry

Main Level
Yes

Lock Box Type

Combo
Yes

Lot Description

Tree Coverage - Heavy
Yes
Tree Coverage - Medium
Yes

Patio, Porch and Deck Features

Deck
Yes
Porch
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes
Paved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Private Sewer
Yes
Tank with Drainage Field
Yes

Soil Type

Sand
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One
Yes

Topography

Wooded
Yes
Level
Yes
Walkout
Yes

Water

Drilled
Yes
Well
Yes

Room Information

Room Name Dimensions Level
Dining Room 11x11 Main
Family Room 29x19 Lower
First (1st) Bedroom 16x15 Main
Four Season Porch 11x16 Main
Game Room 15x13 Lower
Great Room 15x15 Main
Informal Dining Room 12x10 Main
Kitchen 16x9 Main
Laundry 7x10 Main
Mud Room 14x10 Main
Second (2nd) Bedroom 11x14 Lower
Third (3rd) Bedroom 11x14 Lower
IDX
Listing Office: RE/MAX Results
Last Updated: June - 14 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.