1020 Rosewood Street, Brainerd, MN 56401

$212,000
Property Type: Multi-Family Bedrooms: 4 Baths: 2 Square Footage: 2,034 Lot Size (sq. ft.): 8,276 Status: Pending
Current Price: $212,000 List Date: 6/18/2026 Last Modified: 7/16/2026

Overview

Description

Charming character duplex with thoughtful updates throughout! This income-producing property features two units; a 2-bedroom lower unit and a 2-bedroom upper unit. Updates include a newer roof, updated flooring, and a new washer and dryer in the shared main level laundry room. In-town Brainerd location, close to schools and amenities. A great investment opportunity with built-in cash flow. Don't miss this one!

Listing Details MLS# 7095010

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront YN
No
Year Built
1888
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
944
Above Ground SqFt
1834
Below Grd Total SqFt
200
Total SqFt
2034
Foundation Size
890
Style
(MF) Duplex Up and Down
Total Finished Sqft
1834.00
Lot Dimensions
50x140
Acres
0.19
Assessment Pending
Unknown
Garage Stalls
0

Property Features

Accessible: None Basement: Crawl Space; Partial; Unfinished Construction Status: Previously Owned Exterior: Stucco Foundation: Combination Fuel: Natural Gas Heating: Forced Air Laundry: Common Area Lock Box Type: SentriLock Owner Pays: All Utilities; Insurance; Lawn; Maintenance/Repair; Snow Removal; Taxes; Trash Collection Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Stories: Two Unit 1 Amenities: Kitchen Window Unit 1 Appliances: Range; Refrigerator Unit 1 Bath Description: Main Floor 3/4 Bath Unit 1 Special Search: Main Floor Bedroom; Main Floor Laundry Unit 2 Appliances: Range; Refrigerator Unit 2 Bath Description: Upper Level Full Bath Unit 2 Cooling: Window Water: City Water/Connected

Contract Information

Off Market Date
2026-07-07
Contingency
None
Original List Price
212000
ListPrice
212000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
1020
Street Name
Rosewood
Street Suffix
Street
Postal City
Brainerd
County
Crow Wing
State
MN
Zip Code
56401
Complex/Dev/Subdivision
Second Add Brainerd

Assessments

Tax With Assessments
1248
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1834

More Information

Income and Expenses

Annual Electric Expense
1187.92
Annual Fuel Expense
926.54
Annual Gross Expenses
6134
Annual Gross Income
27900
Annual Insurance Expense
1334.61
Annual Maintenance Expense
500
Annual Repair Expense
295
Annual Trash Expense
422
Annual Water/Sewer Expense
1015.03
Total Annual Expenses
3551
Annual Caretaker Expense
0

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
GLAR
SentriLock
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Public Survey Info

Range#
31
Section#
25
Township#
45

Unit 1

Furnished?
No
Leased?
Yes
Level
Main Level
Unit Number
Yes
3/4 Baths
Yes
Annual Rent
15600
Finished SqFt
944
Monthly Expense
255
Monthly Rent
1300
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
4

Unit 2

Furnished?
No
Leased?
Yes
Unit Number
2
Annual Rent
12300
Finished SqFt
890
Full Baths
Yes
Monthly Expense
255
Monthly Rent
1025
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
4

Unit Details

Total Units
2

Office/Member Info

Association
GLAR

Location, Tax and Other Information

Legal Description
THAT PT OF LOTS 4 THRU 10, BLOCK 20 INCLUSIVE DESC AS FOLLOWS; COMM 50 FT W FROM THE NE CORNER OF SAID BLOCK 20, THENCE S 140 FT, THENCE W 50 FT, THENCE N 140 FT, THENCE E 50 FT TO THE POB. AND THE N
Listing City
Brainerd
Map Page
999
Municipality
Brainerd
School District
Brainerd
School District Phone
218-454-6900
Zip Plus 4
2317
Property ID Number
09174020000X009
Tax Year
2026
Tax Amount
1248
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Charming character duplex with thoughtful updates throughout! This income-producing property features two units; a 2-bedroom lower unit and a 2-bedroom upper unit. Updates include a newer roof, updated flooring, and a new washer and dryer in the shared main level laundry room. In-town Brainerd location, close to schools and amenities. A great investment opportunity with built-in cash flow. Don't miss this one!
Directions
Oak St. to South on 13th Street to Right on Rosewood to property on he left #1020. See sign

Accessible

None
Yes

Basement

Crawl Space
Yes
Partial
Yes
Unfinished
Yes

Construction Status

Previously Owned
Yes

Exterior

Stucco
Yes

Foundation

Combination
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Laundry

Common Area
Yes

Owner Pays

All Utilities
Yes
Insurance
Yes
Lawn
Yes
Maintenance/Repair
Yes
Snow Removal
Yes
Taxes
Yes
Trash Collection
Yes

Patio, Porch and Deck Features

Covered
Yes
Porch
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

No. of Ranges

Two
Yes

No. of Refrigerators

Two
Yes

Unit 1 Amenities

Kitchen Window
Yes

Unit 1 Appliances

Range
Yes
Refrigerator
Yes

Unit 1 Bath Description

Main Floor 3/4 Bath
Yes

Unit 1 Special Search

Main Floor Bedroom
Yes
Main Floor Laundry
Yes

Unit 2 Appliances

Range
Yes
Refrigerator
Yes

Unit 2 Bath Description

Upper Level Full Bath
Yes

Unit 2 Cooling

Window
Yes
IDX
Listing Office: LPT Realty, LLC.
Last Updated: July - 16 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.