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10604 Montgomery Avenue NW, Annandale, MN 55302

$1,250,000

Your Own Private Clearwater Lake Peninsula! Rare opportunity to own 1.3 acres with an incredible 955 feet of shoreline and panoramic water views in nearly every direction.

Dining area perfectly positioned to enjoy water and wildlife views with every meal.

Custom cabinetry provides exceptional organization and storage for everyday living.

Large center island provides the perfect place for meal prep, casual dining, and conversation.

The spacious kitchen offers abundant cabinetry, a large center island, and seamless flow into the dining and living areas, making it ideal for entertaining.

Seamless flow between the kitchen, dining, and living areas makes hosting effortless.

Expansive windows bring the beauty of Clearwater Lake into the heart of the home.

Floor to ceiling stone fireplace creates a warm and inviting gathering space.

Open concept living designed for entertaining and everyday lake living.

Plenty of room to gather, dine, and create lasting memories with family and friends.

Rich hardwood floors and natural wood finishes enhance the home's timeless character.

The home offers a desirable floor plan with two bedrooms on the main level and two additional bedrooms on the upper level, providing comfortable accommodations for family and guests.

Just off the living space, step into the inviting porch.

Here you will find the perfect spot to relax with a morning coffee, unwind with a book, or enjoy wildlife and water views.

Main floor primary bedroom offers comfort, convenience, and abundant storage with custom floor to ceiling built ins.

Natural light and tranquil views enhance the serene feel of this room.

Conveniently located between the main level bedrooms and just off the dining area for easy access.

Perfect for family or visitors, this second main level bedroom combines convenience, privacy, and scenic views.

Spacious upper level third bedroom with multiple windows that bring in natural light and showcase the propertys natural surroundings.

This alternate view highlights the flexibility of the upper level third bedroom, offering ample space to create a cozy seating area or productive work from home setup.

Bright and functional upper level bathroom with a practical layout, dual sinks, and easy access from both bedrooms for added convenience.

Enjoy tranquil treetop views from this inviting upper level fourth bedroom, filled with natural light and surrounded by nature.

Tucked away on the upper level, the fourth bedroom provides privacy, generous space, and a relaxing atmosphere for family or guests.

The 4 bedroom, 3 bath home is thoughtfully designed to maximize lake views from nearly every room.

The walkout lower level is designed for recreation and gathering!

The kitchenette has dining space, and direct access to the outdoors.

The lower level featuring a second stone fireplace, spacious family room and game area.

Whether hosting weekend guests or enjoying lake life year round, this level offers exceptional flexibility and entertainment space.

This one of a kind property offers exceptional privacy, mature trees, beach and firepit area, and endless shoreline to explore.

The ideal setting for sunset views, lakeside gatherings, and unforgettable days on the water.

Your own lakeside retreat awaits, where sand beach area, peaceful water views, and Clearwater Lake's recreational opportunities create the ultimate lake experience.

The lakeside shed is perfect for toys and equipment!

Class 5 rock and 3 ft of concrete was installed in shed in 2022 for clean, functional storage.

The shed was significantly improved in 2022 with a new septic and water line connection, the addition of a convenient bathroom.

Thoughtfully designed to capture lake views, this impressive home offers generous living spaces, abundant windows, and seamless access to outdoor gathering areas.

Enjoy front row views of Clearwater Lake from this generous deck, conveniently accessed through the dining room and perfectly positioned to take in the peaceful surroundings.

From the lakeside, the homes impressive architecture is complemented by expansive windows and beautiful views stretching down the property's unique peninsula setting.

The perfect spot to connect with nature, the porch overlooks the lakeside habitat and peaceful beauty of Clearwater Lake.

With 955 feet of shoreline, panoramic water views, and the rare privacy of your own peninsula, this extraordinary Clearwater Lake property is an unparalleled lakefront retreat.

Positioned on one of Clearwater Lake's most unique parcels, this peninsula property offers unmatched space, privacy, and stunning lakefront views in nearly every direction.

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 4,275 Lot Size (sq. ft.): 56,628 Status: Active

Current Price: $1,250,000 List Date: 6/19/2026 Last Modified: 7/06/2026

Overview

Description

Your Own Private Clearwater Lake Peninsula! Rare opportunity to own 1.3 acres with an incredible 955 feet of shoreline and panoramic water views in nearly every direction. This one-of-a-kind property offers exceptional privacy, mature trees, beach area, and endless shoreline to explore. The 4-bedroom, 3-bath home is thoughtfully designed to maximize lake views from nearly every room. The main level features a stunning great room with soaring vaulted wood ceilings, exposed beams, expansive windows, beautiful hardwood floors, and an impressive floor-to-ceiling stone fireplace. The spacious kitchen offers abundant custom cabinetry, a large center island, and seamless flow into the dining and living areas, making it ideal for entertaining. Just off the living space, the inviting porch provides the perfect spot to relax with a morning coffee, unwind with a book, or enjoy wildlife and water views. The home offers a desirable floor plan with two bedrooms on the main level and two additional ... (Read more)

Open Houses

Saturday, July 11, 10:00 am - 12:00 pm

Listing Details MLS# 7053954

General Property Information

Assoc Mgmt Co. Phone #: 612-816-6917
Association Fee Frequency: Annually
Association Mgmt Co. Name: Stephanie Jude
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront YN: Yes
Year Built: 1976
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Three Quarters: Yes
Main Floor Total SqFt: 2025
Above Grd Total SqFt: 3090
Below Grd Total SqFt: 1185
Total SqFt: 4275
Total Finished Sqft: 4275.00
FireplaceYN: Yes
Lake/Waterfront Name: Clearwater
Style: (SF) Single Family
Foundation Size: 2025
Association Fee: 250
Garage Stalls: 3
Lot Dimensions: 524x54x435x296
Acres: 1.3
Assessment Pending: Unknown
Bath Half: 0
Bath Quarter: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; Main Floor Primary Bedroom; Panoramic View; Porch Appliances: Cooktop; Dishwasher; Dryer; Microwave; Refrigerator; Washer Association Fee Includes: Other Bath Description: Main Floor Full Bath; Upper Level Full Bath; 3/4 Basement Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room Electric: Circuit Breakers Exterior: Brick/Stone; Metal Fireplace Characteristics: Wood Burning Foundation: Concrete Block Fuel: Propane Heating: Baseboard; Forced Air; In-Floor Heating Laundry: In Basement Lock Box Type: Combo Parking Characteristics: Tuckunder Garage Road Frontage: Private Road Road Responsibility: Association Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: Private Sewer Special Search: Main Floor Bedroom Stories: More Than 2 Stories Water: Private Waterfront Type: Lake Front Waterfront View: Lake; Panoramic

Contract Information

Contingency: None
Original List Price: 1250000
ListPrice: 1250000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 10604
Street Name: Montgomery
Street Suffix: Avenue
Street Direction Suffix: NW
Postal City: Annandale
County: Wright
State: MN
Zip Code: 55302

Assessments

Tax With Assessments: 7564
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 3090
Finished SqFt Below Ground: 1185

More Information

Lake Details

Lake Acres: 3186
Lake Depth: 73

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 840
Tuckunder Garage: Yes

Public Survey Info

Range#: 28
Section#: 12
Township#: 121

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: SECT-12 TWP-121 RANGE-028 UNPLATTED LAND SOUTHSIDE TWP TH PRT OF GOV LT2 & GOV LT 3 DESC COM SW COR OF SE SEC12 TH N89D10'31"E ALG S LN463.92FT TH N0D41'41"E3116.26FT TH S86D25'02"W475FT TO POB TH CONT S86D25'02"W76.95FT TH N0D41'40"E20.06FT TH N86D2 5'02"E74.16FT TH N0D41'40"E TO SHRLN OF CLEARWATER LK TH SWLY SLY SELY&ELY ALG SD SHRLN TO INT/SEC OF LN WH BRS S0D41'40"W FR POB TH N0D41'40"E ALG SD LN TO POB
Listing City: Annandale
Map Page: 999
Municipality: Annandale
School District: Annandale
School District Phone: 320-274-5602
DNR Lake ID#: 86025200
DNR Lake Classification: General Development
Zip Plus 4: 1851
Property ID Number: 217000121318
Tax Year: 2026
Tax Amount: 7564
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Your Own Private Clearwater Lake Peninsula! Rare opportunity to own 1.3 acres with an incredible 955 feet of shoreline and panoramic water views in nearly every direction. This one-of-a-kind property offers exceptional privacy, mature trees, beach area, and endless shoreline to explore. The 4-bedroom, 3-bath home is thoughtfully designed to maximize lake views from nearly every room. The main level features a stunning great room with soaring vaulted wood ceilings, exposed beams, expansive windows, beautiful hardwood floors, and an impressive floor-to-ceiling stone fireplace. The spacious kitchen offers abundant custom cabinetry, a large center island, and seamless flow into the dining and living areas, making it ideal for entertaining. Just off the living space, the inviting porch provides the perfect spot to relax with a morning coffee, unwind with a book, or enjoy wildlife and water views. The home offers a desirable floor plan with two bedrooms on the main level and two additional bedrooms on the upper level, providing comfortable accommodations for family and guests. The walkout lower level is designed for recreation and gathering, featuring a second stone fireplace, spacious family room, game area, kitchenette with dining space, and direct access to the outdoors. Whether hosting weekend guests or enjoying lake life year-round, this level offers exceptional flexibility and entertainment space. The 3-car tuck-under garage with epoxy floors provides ample storage, while the lakeside shed is perfect for toys and equipment. The shed was significantly improved in 2022 with a new septic and water line connection, the addition of a convenient 3/4 bathroom, and concrete floor for clean, functional storage. With 955 feet of shoreline, panoramic water views, and the rare privacy of your own peninsula, this extraordinary Clearwater Lake property is a one-of-a-kind lakefront retreat.
Directions: Hwy 55 to ExcelsiorAvenue North to Montgomery to property

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Deck: Yes
Main Floor Primary Bedroom: Yes
Panoramic View: Yes
Porch: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes

Association Fee Includes

Other: Yes

Bath Description

Main Floor Full Bath: Yes
Upper Level Full Bath: Yes
3/4 Basement: Yes

Construction Materials

Block: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes
Informal Dining Room: Yes
Kitchen/Dining Room: Yes

Electric

Circuit Breakers: Yes

Exterior

Brick/Stone: Yes
Metal: Yes

Fireplace Characteristics

Wood Burning: Yes

Foundation

Concrete Block: Yes

Fuel

Propane: Yes

Heating

Baseboard: Yes
Forced Air: Yes
In-Floor Heating: Yes

Insurance Fee

Insurance Fee: 0

Laundry

In Basement: Yes

Lock Box Type

Combo: Yes

Patio, Porch and Deck Features

Deck: Yes
Porch: Yes

Road Frontage

Private Road: Yes

Road Responsibility

Association Maintained Road: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Private Sewer: Yes

Special Search

Main Floor Bedroom: Yes

Stories

More Than 2 Stories: Yes

Water

Private: Yes

Waterfront Type

Lake Front: Yes

Waterfront View

Lake: Yes
Panoramic: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	13x16	Main
Family Room	15x42	Lower
First (1st) Bedroom	13x15	Main
Fourth (4th) Bedroom	13x14	Upper
Kitchen	13x25	Main
Laundry	12x13	Lower
Living Room	16x29	Main
Porch	11x14	Main
Second (2nd) Bedroom	13x14	Main
Third (3rd) Bedroom	13x14	Upper

Documents

MLS Flyer 10604 Montgomery Ave NW.pdf ›

Special Features 10604 Montgomery Ave NW ›

Aerial 10604 Montgomery.pdf ›

Utilities 10604 Montgomery Ave NW (5).pd ›

Listing Office: RE/MAX Advantage Plus

Last Updated: July - 06 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.