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10646 Mississippi Dunes Trail S, Cottage Grove, MN 55016

$524,990

Cedarwood - E - Rendering See listing agent for specific colors.

Pictures from current model to showcase space and layout. See listing agent for subject property specific selections and finishes.

Mississippi Landing - Area Attraction Mississippi River.jpg

Mississippi Landing Area Attraction - Park Reserve.jpg

Mississippi Landing Area Attraction - Afton Apple Orchard

Mississippi Landing Area Attraction - WAG Dog Park.jpg

Mississippi Landing Area Attraction - Highlands Park.jpg

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,899 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $524,990 List Date: 4/25/2026 Last Modified: 6/13/2026

Overview

Description

Conventional 4.875%/4.9249% APR if closing by July 30th with seller preferred lender. FHA and VA options also available. Call for further details. Welcome to Mississippi Landing- Single Level Association Maintained Lifestyle Living! Step inside this beautifully designed home at Mississippi Landing in Cottage Grove, MN! This thoughtfully laid-out one-level plan offers 2 bedrooms plus a den and 2 bathrooms. Functional living space perfect for a variety of lifestyles. At the heart of the home, you’ll find a spacious kitchen with a large center island that opens effortlessly to the dining room and expansive family room—ideal for hosting gatherings or relaxing at home. Just off the dining area, a bright and airy morning room with overlooks the back patio, offering the perfect spot for morning coffee or quiet evenings. Beautiful backyard with privacy. The owner’s suite is tucked in the back of the home for added privacy and features a generous walk-in closet and a spa-like en-suite b ... (Read more)

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Listing Details MLS# 7061194

General Property Information

Assoc Mgmt Co. Phone #: 763-233-6527
Association Fee Frequency: Monthly
Association Mgmt Co. Name: First Service Residential
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Projected Completion Date: 2026-06-30
Waterfront YN: No
Year Built: 2026
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1899
Above Grd Total SqFt: 1899
Total SqFt: 1899
Total Finished Sqft: 1899.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1899
Power Company: Xcel Energy
Association Fee: 220
Garage Stalls: 2
Lot Dimensions: 220' X 52'
Acres: 0.24
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Cable; Ethernet Wired; In-Ground Sprinkler; Kitchen Center Island; Patio; Primary Bedroom Walk-In Closet Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Lawn Care; Professional Mgmt; Sanitation; Snow Removal Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor Full Bath; 3/4 Primary; Bathroom Ensuite Builder Information: Builders Association of the Twin Cities Construction Materials: Frame Construction Status: Under Construc/Spec Homes Dining Room Description: Kitchen/Dining Room Electric: 200+ Amp Service Exterior: Brick/Stone; Cement Board; Vinyl Family Room Characteristics: Main Level Fencing: Partial; Wood Fireplace Characteristics: Electric; Family Room Foundation: Slab Fuel: Natural Gas Heating: Forced Air Internet Options: Fiber Optic Laundry: Gas Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup Lot Description: Sod Included in Price Road Frontage: City Street; Curbs; Sidewalks; Street Lights Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Primary Bdr Suite Stories: One Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 570215
ListPrice: 524990
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 10646
Street Name: Mississippi Dunes
Street Suffix: Trail
Street Direction Suffix: S
Postal City: Cottage Grove
County: Washington
State: MN
Zip Code: 55016
Complex/Dev/Subdivision: Mississippi Landing

Assessments

Tax With Assessments: 972
Assessment Balance: 0

Builder Information

Builder ID: HANS HAGEN HOMES AND M/I HOMES
Builder License Number: 701438
Builder Name: HANS HAGEN HOMES AND M/I HOMES
Builders Association of the Twin Cities: Yes

More Information

Building Information

Availability Dt for Closing: 2026-06-30
Finished SqFt Above Ground: 1899

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Community Name: Mississippi Landing
DP Resource: Yes
Homestead: No

Model Information

Hours Model Open: 11am-6pm Daily
Model Location: 10574 Mississippi Dunes Trail S.
Model Phone: 612-425-3673

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 21' x 25'
Garage Square Feet: 525

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: Lot 0011 Block 008 Mississippi Landing 1st Addition
Listing City: Cottage Grove
Map Page: 151
Municipality: Cottage Grove
School District: South Washington County
School District Phone: 651-425-6300
Property ID Number: 3002721420012
Tax Year: 2026
Tax Amount: 972
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Conventional 4.875%/4.9249% APR if closing by July 30th with seller preferred lender. FHA and VA options also available. Call for further details. Welcome to Mississippi Landing- Single Level Association Maintained Lifestyle Living! Step inside this beautifully designed home at Mississippi Landing in Cottage Grove, MN! This thoughtfully laid-out one-level plan offers 2 bedrooms plus a den and 2 bathrooms. Functional living space perfect for a variety of lifestyles. At the heart of the home, you’ll find a spacious kitchen with a large center island that opens effortlessly to the dining room and expansive family room—ideal for hosting gatherings or relaxing at home. Just off the dining area, a bright and airy morning room with overlooks the back patio, offering the perfect spot for morning coffee or quiet evenings. Beautiful backyard with privacy. The owner’s suite is tucked in the back of the home for added privacy and features a generous walk-in closet and a spa-like en-suite bathroom with dual sinks and a tiled shower. A second bedroom and full bath are located at the front of the home, along with a versatile den that can be used as a home office, reading nook, or additional guest space. Additional conveniences include a laundry room just steps from the owner’s suite and a 2-car garage with extra space. This model also showcases upgraded finishes and optional design touches throughout, giving you a true sense of what life could look like in a new home at Mississippi Landing.
Directions: From I-94 East, take Exit 244 for US-10 E / US-61S. Travel 7 miles to Exit 127 toward WA-22 / 70th St / Summit Ave. Follow 3rd Street and Grey Cloud Island Drive S to Grey Trail South in Cottage Grove; Mississippi Landing will be on your left.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Cable: Yes
Ethernet Wired: Yes
In-Ground Sprinkler: Yes
Kitchen Center Island: Yes
Patio: Yes
Primary Bedroom Walk-In Closet: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Association Fee Includes

Lawn Care: Yes
Professional Mgmt: Yes
Sanitation: Yes
Snow Removal: Yes

Assumable Loan

Not Assumable: Yes

Basement

None: Yes

Bath Description

Main Floor Full Bath: Yes
3/4 Primary: Yes
Bathroom Ensuite: Yes

Construction Materials

Frame: Yes

Construction Status

Under Construc/Spec Homes: Yes

Dining Room Description

Kitchen/Dining Room: Yes

Electric

200+ Amp Service: Yes

Exterior

Brick/Stone: Yes
Cement Board: Yes
Vinyl: Yes

Family Room Characteristics

Main Level: Yes

Fencing

Partial: Yes
Wood: Yes

Fireplace Characteristics

Electric: Yes
Family Room: Yes

Foundation

Slab: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Fiber Optic: Yes

Laundry

Gas Dryer Hookup: Yes
Laundry Room: Yes
Main Level: Yes
Sink: Yes
Washer Hookup: Yes

Lot Description

Sod Included in Price: Yes

Patio, Porch and Deck Features

Patio: Yes

Road Frontage

City Street: Yes
Curbs: Yes
Sidewalks: Yes
Street Lights: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Primary Bdr Suite: Yes

Stories

One: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Den	12 x 11	Main
Dining Room	11 x 14	Main
Family Room	14 x 18	Main
First (1st) Bedroom	12 x 15	Main
Foyer	9 x 9	Main
Kitchen	12 x 20	Main
Laundry	9 x 9	Main
Second (2nd) Bedroom	11 x 11	Main

Listing Office: M/I Homes

Last Updated: June - 13 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.