11130 20th Street Court N, Lake Elmo, MN 55042

New Listing
$665,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,169 Lot Size (sq. ft.): 42,689 Status: Coming Soon
Current Price: $665,000 List Date: 6/29/2026 Last Modified: 6/29/2026

Overview

Description

A rare opportunity to enjoy the best of Minnesota lake living, this exceptional property includes shared access to 50 feet of Lake Elmo shoreline with a dock and storage shed, perfect for boating, swimming, fishing, paddleboarding, and relaxing on the water. Experience the perfect blend of privacy, comfort, and casual living in this beautifully maintained 3-bedroom, 3-bath home, tucked away on nearly one acre of mature trees at the end of a quiet cul-de-sac. A welcoming front porch sets the tone, inviting you inside to warm, light-filled living spaces. The front dining room showcases a large bay window and flows seamlessly into the thoughtfully designed kitchen featuring abundant cabinetry, generous counter space, a decorative tile backsplash, and peninsula. A window above the sink frames peaceful front yard views, making everyday tasks a little more enjoyable. The adjoining dining area opens to a spacious living room anchored by a dramatic floor-to-ceiling brick accent wall featuring ...

Listing Details MLS# 7082986

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
2
Road Btwn WF & Home?
Yes
Waterfront Frontage
50
Waterfront YN
No
Year Built
1975
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Bath Half
Yes
Main Floor Total SqFt
1787
Above Grd Total SqFt
1787
Below Grd Total SqFt
1382
Total SqFt
3169
Total Finished Sqft
2512.00
FireplaceYN
Yes
Lake/Waterfront Name
Elmo
Style
(SF) Single Family
Foundation Size
1382
Power Company
Xcel Energy
Garage Stalls
2.5
Lot Dimensions
107x106x255x185x176
Acres
0.98
Assessment Pending
Unknown
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Patio; Primary Bedroom Walk-In Closet; Skylight; Tile Floors; Washer/Dryer Hookup; Wet Bar Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System Basement: Concrete Block; Drainage System; Full; Storage Space Bath Description: Main Floor Full Bath; 3/4 Primary; Private Primary; 1/2 Basement; Walk-In Shower Stall Construction Materials: Block; Concrete; Frame Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Informal Dining Room Electric: 200+ Amp Service; Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone; Metal Family Room Characteristics: Entertainment/Media Center; Great Room Fencing: None Fireplace Characteristics: Family Room; Gas Burning; Living Room Foundation: Concrete Block Fuel: Electric; Natural Gas Heating: Baseboard; Forced Air; In-Floor Heating Laundry: Electric Dryer Hookup; Lower Level; Sink; Washer Hookup Lock Box Type: Supra Lot Description: Accessible Shoreline; Irregular Lot; Tree Coverage - Heavy; Underground Utilities Parking Characteristics: Garage Door Opener; Storage Pool Description: None Road Frontage: Cul De Sac; Curbs; Paved Streets Road Responsibility: Public Maintained Road Roof: Architectural Shingle; Asphalt Shingles; Pitched Sewer: Private Sewer; Tank with Drainage Field Special Search: 3 BR on One Level; Main Floor Bedroom; Main Floor Primary; Primary Bdr Suite Stories: One Water: Well Waterfront Type: Deeded Access; Shared; Lake View; Dock

Contract Information

Contingency
None
Original List Price
665000
ListPrice
665000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
11130
Street Name
20th Street
Street Suffix
Court
Street Direction Suffix
N
Postal City
Lake Elmo
County
Washington
State
MN
Zip Code
55042
Complex/Dev/Subdivision
Schwartz Martinco Add

Assessments

Assessment Installment
3
Tax With Assessments
5456
Assessment Balance
0

Basement

Foundation Dimensions
60x22
Concrete Block
Yes
Drainage System
Yes
Full
Yes
Storage Space
Yes

More Information

Building Information

Finished SqFt Above Ground
1787
Finished SqFt Below Ground
725

Lake Details

Lake Acres
256
Lake Depth
140

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
28x28
Garage Square Feet
796
Garage Door Opener
Yes
Storage
Yes

Public Survey Info

Range#
21
Section#
24
Township#
29

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
LOT 3 BLOCK 1 & UNDIV 1/4 INT OUTLOT D SCHWARTZ MARTINCO ADD BLOCK 1 LOT 3 SUBDIVISIONCD 37730 SUBDIVISIONNAME SCHWARTZ-MARTINCO ADD LOT D SUBDIVISIONCD 37730 SUBDIVISIONNAME SCHWARTZ-MARTINCO ADD
Listing City
Lake Elmo
Map Page
110
Municipality
Lake Elmo
School District
Stillwater
School District Phone
651-351-8301
DNR Lake ID#
82010600
DNR Lake Classification
Recreational Development
Zip Plus 4
9452
Property ID Number
2402921330010
Tax Year
2026
Tax Amount
5453
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
A rare opportunity to enjoy the best of Minnesota lake living, this exceptional property includes shared access to 50 feet of Lake Elmo shoreline with a dock and storage shed, perfect for boating, swimming, fishing, paddleboarding, and relaxing on the water. Experience the perfect blend of privacy, comfort, and casual living in this beautifully maintained 3-bedroom, 3-bath home, tucked away on nearly one acre of mature trees at the end of a quiet cul-de-sac. A welcoming front porch sets the tone, inviting you inside to warm, light-filled living spaces. The front dining room showcases a large bay window and flows seamlessly into the thoughtfully designed kitchen featuring abundant cabinetry, generous counter space, a decorative tile backsplash, and peninsula. A window above the sink frames peaceful front yard views, making everyday tasks a little more enjoyable. The adjoining dining area opens to a spacious living room anchored by a dramatic floor-to-ceiling brick accent wall featuring a gas burning fireplace, creating a warm and inviting gathering space. Just beyond, the spectacular four-season porch is surrounded by walls of windows and enhanced by two skylights, filling the room with natural light throughout the day. Step outside to decks on both sides of the porch, with one leading down to the patio and firepit, ideal for entertaining, relaxing, or simply taking in the beauty of your private wooded surroundings. The serene primary suite offers a large closet and private bath complete with a walk-in shower and luxurious in-floor heat. Two additional bedrooms and a full bath provide comfortable accommodations for family, guests, or a dedicated home office. The inviting lower level features a gas burning fireplace set against a dramatic floor-to-ceiling brick accent wall, a spacious game room with a wet bar, and a convenient half bath. A versatile utility room includes a dedicated laundry area, a workshop with a built-in workbench, and direct access to the backyard, perfect for hobbies, DIY projects, or additional storage. Walkout to the beautifully landscaped backyard, where mature trees, lush green lawn, and exceptional privacy create your own peaceful retreat. An oversized 2.5-car garage provides ample space for vehicles, tools, and recreational gear, while the shared storage shed offers additional room for lake toys and outdoor equipment. Ideally located near parks, scenic trails, shopping, dining, and major commuter routes, this exceptional Lake Elmo property combines the serenity of a wooded setting with the convenience of everyday amenities. The home inspection has been completed for you. See supplements for photos, tour, Matterport Floorplan, and more. Properties offering this unique blend of privacy, shared lake access, functional living spaces, and outstanding storage opportunities are rarely available. Schedule your private showing today and experience everything this exceptional Lake Elmo home has to offer.
Directions
I-94E toward Woodbury, exit 251 for CR-19/Keats Ave/Woodbury Dr. North on Keats Ave N, East on 10th St N, North on Lake Elmo Ave, East on 20th Ave, North on 20th St Ct N to home.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Hardwood Floors
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Patio
Yes
Primary Bedroom Walk-In Closet
Yes
Skylight
Yes
Tile Floors
Yes
Washer/Dryer Hookup
Yes
Wet Bar
Yes

Appliances

Air-To-Air Exchanger
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes
Water Filtration System
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Primary
Yes
Private Primary
Yes
1/2 Basement
Yes
Walk-In Shower Stall
Yes

Construction Materials

Block
Yes
Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Eat In Kitchen
Yes
Informal Dining Room
Yes

Electric

200+ Amp Service
Yes
Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Exterior

Brick/Stone
Yes
Metal
Yes

Family Room Characteristics

Entertainment/Media Center
Yes
Great Room
Yes

Fencing

None
Yes

Fireplace Characteristics

Family Room
Yes
Gas Burning
Yes
Living Room
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Natural Gas
Yes

Heating

Baseboard
Yes
Forced Air
Yes
In-Floor Heating
Yes

Insurance Fee

Insurance Fee
0

Laundry

Electric Dryer Hookup
Yes
Lower Level
Yes
Sink
Yes
Washer Hookup
Yes

Lock Box Type

Supra
Yes

Lot Description

Accessible Shoreline
Yes
Irregular Lot
Yes
Tree Coverage - Heavy
Yes
Underground Utilities
Yes

Patio, Porch and Deck Features

Deck
Yes
Patio
Yes

Pool Description

None
Yes

Restriction/Covenants

Other Covenants
Yes

Road Frontage

Cul De Sac
Yes
Curbs
Yes
Paved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Architectural Shingle
Yes
Asphalt Shingles
Yes
Pitched
Yes

Sewer

Private Sewer
Yes
Tank with Drainage Field
Yes

Special Search

3 BR on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One
Yes

Water

Well
Yes

Waterfront Type

Deeded Access
Yes
Shared
Yes
Lake View
Yes
Dock
Yes

Room Information

Room Name Dimensions Level
Dining Room 9x14 Main
Family Room 26x12 Lower
First (1st) Bedroom 16x14 Main
Four Season Porch 13x19 Main
Foyer 9x14 Main
Game Room 16x14 Lower
Informal Dining Room 12x13 Main
Kitchen 9x13 Main
Laundry 9x10 Lower
Living Room 18x14 Main
Second (2nd) Bedroom 10x12 Main
Third (3rd) Bedroom 12x9 Main
IDX
Listing Office: Edina Realty, Inc.
Last Updated: June - 29 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.