1120 39th Avenue SE, Saint Cloud, MN 56304

New Listing
$699,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,502 Lot Size (sq. ft.): 394,654 Status: Active
Current Price: $699,000 List Date: 6/16/2026 Last Modified: 6/17/2026

Overview

Description

Exceptional 3-level split, one owner home, nestled on 9.06 heavily wooded acres, with a pond, five minutes from St. Cloud. Privacy and nature abounds in this rural neighborhood of 15 homes. This very functional layout hosts 3 upper level bedrooms, including a spacious primary bedroom with large double closets and a private 3/4 bath with glass, walk-in shower. All of the bedrooms are large and spacious. A newly remodeled upper level full bath with a new hydro massage tub, new toilet and updated fixtures. The main level hosts a spacious foyer upon entering, which leads to a living room with large bright windows and a kitchen/dining room, also with abundant windows, which walks out to a large deck for dining, entertaining and relaxing in the hot tub... all while taking in the spectacular views of nature in a very wooded and private backyard. The kitchen, which also overlooks the backyard, has abundant cabinets and counter space, with a breakfast bar for additional seating. The lower lev ...

Listing Details MLS# 7052929

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront YN
No
Year Built
1992
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
2
Main Floor Total SqFt
1669
Above Grd Total SqFt
1669
Below Grd Total SqFt
833
Total SqFt
2502
Total Finished Sqft
2502.00
FireplaceYN
Yes
Style
(SF) Single Family
Foundation Size
1669
Power Company
Xcel Energy
Garage Stalls
3
Lot Dimensions
748x513
Acres
9.06
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Hot Tub; Kitchen Center Island; Kitchen Window; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Drain Tiled; Full; Sump Pump Bath Description: Upper Level 3/4 Bath; Upper Level Full Bath; 3/4 Primary; Private Primary; 3/4 Basement; Jetted Tub; Walk-In Shower Stall Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Kitchen/Dining Room Electric: 200+ Amp Service Existing Financing: Free and Clear Exterior: Brick/Stone; Fiber Board Family Room Characteristics: Family Room; Lower Level Fencing: None Fireplace Characteristics: Gas Burning; Stone Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Internet Options: Fiber Optic Laundry: Electric Dryer Hookup; Laundry Room; Lower Level; Sink; Washer Hookup Lock Box Type: Supra Lot Description: Corner Lot; Tree Coverage - Medium Outbuildings: Pole Building; Workshop Parking Characteristics: Finished Garage; Floor Drain; Garage Door Opener; Insulated Garage Pool Description: None Property Subtype: Acreage; Rural Residential Road Frontage: County Road; Township Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Tank with Drainage Field Special Search: 3 BR on One Level; Primary Bdr Suite Stories: Three Level Split Water: Drilled; Well

Contract Information

Contingency
None
Original List Price
699000
ListPrice
699000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
1120
Street Name
39th
Street Suffix
Avenue
Street Direction Suffix
SE
Postal City
Saint Cloud
County
Sherburne
State
MN
Zip Code
56304

Assessments

Tax With Assessments
4276
Assessment Balance
0

Basement

Foundation Dimensions
33.5x50
Concrete Block
Yes
Drain Tiled
Yes
Full
Yes
Sump Pump
Yes

More Information

Building Information

Finished SqFt Above Ground
1669
Finished SqFt Below Ground
833

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
SCAAR
Supra
Yes

Miscellaneous Information

Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
37x26
Garage Door Height
7
Garage Door Width
16
Garage Square Feet
962
Finished Garage
Yes
Floor Drain
Yes
Garage Door Opener
Yes
Insulated Garage
Yes

Public Survey Info

Range#
30
Section#
4
Township#
35

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
TRACT L
Listing City
Saint Cloud
Map Page
231
Municipality
Saint Cloud
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
4636
Property ID Number
25004190120
Tax Year
2026
Tax Amount
4276
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Exceptional 3-level split, one owner home, nestled on 9.06 heavily wooded acres, with a pond, five minutes from St. Cloud. Privacy and nature abounds in this rural neighborhood of 15 homes. This very functional layout hosts 3 upper level bedrooms, including a spacious primary bedroom with large double closets and a private 3/4 bath with glass, walk-in shower. All of the bedrooms are large and spacious. A newly remodeled upper level full bath with a new hydro massage tub, new toilet and updated fixtures. The main level hosts a spacious foyer upon entering, which leads to a living room with large bright windows and a kitchen/dining room, also with abundant windows, which walks out to a large deck for dining, entertaining and relaxing in the hot tub... all while taking in the spectacular views of nature in a very wooded and private backyard. The kitchen, which also overlooks the backyard, has abundant cabinets and counter space, with a breakfast bar for additional seating. The lower level is home to a spacious family room with a gas fireplace with a stone hearth. Look out windows give the lower level a bright feel. A lower level bedroom (non-conforming, with proper egress, but no closet)/flex room is currently used as an exercise room. This could also be a great office space. There is also a spacious laundry/utility room with a sink and storage. The lower level 3/4 bath with walk-in shower just received a facelift with the addition of a new shower and toilet. Last but not least, the pole shed of one's dreams. 52x64, yes that is 3,328 sq. ft. Half of that is cold storage/garage with two garage doors, one at each end, and a cement floor. Big enough to hold cars, trucks, boats attached to trucks, bobcats, trailers and all the toys. The other half is split into a workshop with OH door, service door, insulated and heated. The other half is a finished gathering space, game room, party room with windows, insulated with both heat and air. This is a pole shed to be envied! Just outside of that event space you will find a lovely firepit, trees, bushes, flowers, and the sights and sounds of nature. In addition to the exceptional pole shed, the attached garage is an oversized 3 stall and 962 sq. ft. for more parking and storage. This is a rare opportunity to own a property that feels like you are in the country but conveniently located 5 minutes from the East side of St. Cloud. Most of the appliances and utilities are less than 6 years old. The exterior paint and roof are less than 3 years old. The deck was stained in 2025. The bathrooms are remodeled and the hot tub is less than 6 years old with a brand new cover. Driveway was recently resurfaced. The only thing left to do is move in!
Directions
Hwy 23 E. to 14th St. SE/Cty 8, turns into 2nd Ave SE/Cty 8 to right on 35th Ave SE, turns into 40th Ave SE to right on 12th St. SE/ Cty. 7, to right on 38th Ave SE to right on 39th Ave SE to second home on right.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Hot Tub
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Upper Level 3/4 Bath
Yes
Upper Level Full Bath
Yes
3/4 Primary
Yes
Private Primary
Yes
3/4 Basement
Yes
Jetted Tub
Yes
Walk-In Shower Stall
Yes

Construction Materials

Block
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Bar
Yes
Kitchen/Dining Room
Yes

Electric

200+ Amp Service
Yes

Existing Financing

Free and Clear
Yes

Exterior

Brick/Stone
Yes
Fiber Board
Yes

Family Room Characteristics

Family Room
Yes
Lower Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Gas Burning
Yes
Stone
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Fiber Optic
Yes

Laundry

Electric Dryer Hookup
Yes
Laundry Room
Yes
Lower Level
Yes
Sink
Yes
Washer Hookup
Yes

Lot Description

Corner Lot
Yes
Tree Coverage - Medium
Yes

Outbuildings

Pole Building
Yes
Workshop
Yes

Patio, Porch and Deck Features

Deck
Yes

Pool Description

None
Yes

Property Subtype

Acreage
Yes
Rural Residential
Yes

Road Frontage

County Road
Yes
Township
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Tank with Drainage Field
Yes

Special Search

3 BR on One Level
Yes
Primary Bdr Suite
Yes

Stories

Three Level Split
Yes

Water

Drilled
Yes
Well
Yes

Room Information

Room Name Dimensions Level
Deck 21x22 Main
Dining Room 13x9 Main
Family Room 25x13 Lower
First (1st) Bedroom 16x12 Upper
Flex Room 16x9 Lower
Foyer 15x8 Main
Kitchen 15x14 Main
Laundry 12x10 Lower
Living Room 19x15 Main
Second (2nd) Bedroom 12x12 Upper
Third (3rd) Bedroom 12x11 Upper
IDX
Listing Office: Keller Williams Integrity NW
Last Updated: June - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.