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1234 Mill Creek Circle, Saint Cloud, MN 56303

New Listing

$400,000

Private wooded backyard offers peaceful views and frequent wildlife sightings

Well-maintained landscaping creates a warm first impression

Maintenance-free deck, stamped patio, and screened gazebo create exceptional outdoor living spaces

Enjoy morning coffee or evening sunsets on the maintenance-free deck

Relax bug-free in the screened cedar gazebo with charming solar lighting

Mature trees provide seasonal privacy and a picturesque setting

Stamped concrete patio extends your outdoor living space

A bright, welcoming entry sets the tone for the rest of the home

Step inside to an inviting floor plan filled with natural light

Large windows fill the home with natural light.

Flexible dining space for holidays, celebrations, or everyday use

Updated kitchen featuring granite countertops, painted cabinetry, tile backsplash, and built-in wine rack

Thoughtful updates provide timeless style and functionality

Indoor and outdoor entertaining flow seamlessly together

Enjoy easy access to the deck and backyard from the dining area

Designed for both everyday meals and effortless entertaining

The perfect spot for movie nights, game days, or gathering with friends

Comfortable gathering space with beautiful views of the backyard

Comfortable bedrooms with generous natural light

Four bedrooms on one level provide excellent flexibility

Beautifully remodeled upper-level bathroom

Spacious primary retreat with abundant natural light

Private ensuite featuring a soaking tub, separate shower, and walk-in closet

A warm and inviting space for everyday living and entertaining

Cozy up around the fireplace on cooler Minnesota evenings

A dedicated workspace offers flexibility for today's lifestyle

Convenient lower-level kitchenette adds flexibility for entertaining

An additional flex room adapt to your needs, whether fitness, hobbies, crafts, or storage.

Ideal guest bedroom with nearby 3/4 bath

Spacious 3-car garage offers room for vehicles, storage, and hobbies

Whitney Park and Sauk River Regional Park are just minutes away

Nearby walking trails, pickleball courts, and neighborhood amenities enhance everyday living

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,496 Lot Size (sq. ft.): 17,424 Status: Coming Soon

Current Price: $400,000 List Date: 7/24/2026 Last Modified: 7/24/2026

Overview

Description

Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath feat ... (Read more)

Listing Details MLS# 7040933

General Property Information

Assoc Mgmt Co. Phone #: 320-292-3766
Association Fee Frequency: Annually
Association Mgmt Co. Name: Mill Creek HOA
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Waterfront YN: No
Year Built: 1996
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: 2
Bath Half: Yes
Main Floor Total SqFt: 1276
Above Grd Total SqFt: 2236
Below Grd Total SqFt: 1260
Total SqFt: 3496
Total Finished Sqft: 3432.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1260
Association Fee: 600
Garage Stalls: 3
Lot Dimensions: 121x164x80x174
Acres: 0.4
Assessment Pending: No
Bath Quarter: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: Other Amenities Unit: Ceiling Fan(s); Deck; Exercise Room; Hardwood Floors; Kitchen Window; Patio; Porch; Primary Bedroom Walk-In Closet; Tile Floors; Walk-In Closet; Washer/Dryer Hookup; Wet Bar Appliances: Dishwasher; Disposal; Microwave; Range; Refrigerator Association Fee Includes: Shared Amenities Basement: Concrete Block; Egress Windows; Full; Kitchenette; Sump Pump Bath Description: Double Sink; Main Floor 1/2 Bath; Upper Level 3/4 Bath; Upper Level Full Bath; Full Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Separate Tub & Shower; Walk-In Shower Stall Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Kitchen/Dining Room; Separate/Formal Dining Room Exterior: Brick/Stone; Vinyl Family Room Characteristics: 2 or More; Entertainment/Media Center; Family Room; Lower Level; Main Level Fencing: Invisible Fireplace Characteristics: Amusement Room; Family Room; Gas Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Electric Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup Lot Description: Tree Coverage - Medium Outbuildings: Gazebo Parking Characteristics: Garage Door Opener Pool Description: Shared Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level; 4 BR on One Level; Main Floor Laundry; Primary Bdr Suite Stories: Two Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 400000
ListPrice: 400000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 1234
Street Name: Mill Creek
Street Suffix: Circle
Postal City: Saint Cloud
County: Stearns
State: MN
Zip Code: 56303
Complex/Dev/Subdivision: Mill Creek

Assessments

Tax With Assessments: 5682
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 2236
Finished SqFt Below Ground: 1196

More Information

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 792
Garage Door Opener: Yes

Public Survey Info

Range#: 28
Section#: 34
Township#: 124

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: LOT 002 BLK 004 MILL CREEK SECTION 34 TOWNSHIP 124 RANGE 028
Listing City: Saint Cloud
Map Page: 226
Municipality: Saint Cloud
School District: St. Cloud
School District Phone: 320-253-9333
Zip Plus 4: 9535
Property ID Number: 82486880033
Tax Year: 2026
Tax Amount: 5682
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage. Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.
Directions: From Northway Drive turn Left on Stockinger Dr, right on Forest Dr, Left on Mill Creek Circle. Home will be on the right.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Shared

Other: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Exercise Room: Yes
Hardwood Floors: Yes
Kitchen Window: Yes
Patio: Yes
Porch: Yes
Primary Bedroom Walk-In Closet: Yes
Tile Floors: Yes
Walk-In Closet: Yes
Washer/Dryer Hookup: Yes
Wet Bar: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Association Fee Includes

Shared Amenities: Yes

Basement

Concrete Block: Yes
Egress Windows: Yes
Full: Yes
Kitchenette: Yes
Sump Pump: Yes

Bath Description

Double Sink: Yes
Main Floor 1/2 Bath: Yes
Upper Level 3/4 Bath: Yes
Upper Level Full Bath: Yes
Full Primary: Yes
Private Primary: Yes
3/4 Basement: Yes
Bathroom Ensuite: Yes
Separate Tub & Shower: Yes
Walk-In Shower Stall: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Breakfast Bar: Yes
Kitchen/Dining Room: Yes
Separate/Formal Dining Room: Yes

Exterior

Brick/Stone: Yes
Vinyl: Yes

Family Room Characteristics

2 or More: Yes
Entertainment/Media Center: Yes
Family Room: Yes
Lower Level: Yes
Main Level: Yes

Fencing

Invisible: Yes

Fireplace Characteristics

Amusement Room: Yes
Family Room: Yes
Gas Burning: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Electric Dryer Hookup: Yes
Laundry Room: Yes
Main Level: Yes
Sink: Yes
Washer Hookup: Yes

Lot Description

Tree Coverage - Medium: Yes

Outbuildings

Gazebo: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Front Porch: Yes
Patio: Yes
Porch: Yes
Screened: Yes

Pool Description

Shared: Yes

Roof

Age Over 8 Years: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes
4 BR on One Level: Yes
Main Floor Laundry: Yes
Primary Bdr Suite: Yes

Stories

Two: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	11x12	Main
Dining Room	10x14	Main
Exercise Room	10x13	Lower
Family Room	14x13	Main
Fifth (5th) Bedroom	11x11	Lower
First (1st) Bedroom	11x13	Upper
Flex Room	9x9	Lower
Fourth (4th) Bedroom	13x12	Upper
Kitchen	12x11	Main
Laundry	9x8	Main
Living Room	11x13	Main
Office	11x9	Main
Recreation Room	36x13	Lower
Second (2nd) Bedroom	14x12	Upper
Third (3rd) Bedroom	10x13	Upper
Deck	19x17	Main
Patio	14x16	Main
Porch	17x8	Main
Screened Porch	15x15	Main

Listing Office: Keller Williams Classic Rlty NW

Last Updated: July - 24 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.