12463 White Island Drive, Crosslake, MN 56442

$995,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,364 Lot Size (sq. ft.): 23,087 Status: Active
Current Price: $995,000 List Date: 9/10/2025 Last Modified: 10/09/2025

Description

Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.

More Information MLS# 6784286

Contract Information

Owner is an Agent?: Yes Auction?: No Status: Active Contingency: Inspection Current Price: $995,000 Original List Price: 1095000 ListPrice: 995000 List Date: 2025-09-10

Office/Member Info

Association: GLAR

General Property Information

Assoc Mgmt Co. Phone #: 651-592-1110 Association Fee Frequency: Annually Association Mgmt Co. Name: Whitefish Island Beach Common Wall: No Lot Measurement: Acres Manufactured Home?: No Multiple PIDs?: No New Development: No Number of Fireplaces: 1 Road Btwn WF & Home?: No Waterfront Frontage: 131 Waterfront Present: Yes Year Built: 1999 Yearly/Seasonal: Yearly Zoning: Shoreline, Residential-Single Family Lot Dimensions: 116 x 212 x 97 x 209 Acres: 0.53 Bath Three Quarters: 2 Bath Half: 0 Lake/Waterfront Name: Island-Loon Bath Quarter: 0 Main Floor Total SqFt: 1180 Above Grd Total SqFt: 2244 Below Grd Total SqFt: 1120 Total Finished Sqft: 3144.00 FireplaceYN: Yes Foundation Size: 1180 Style: (SF) Single Family Garage Stalls: 2 Power Company: Crow Wing Power Association Fee: 700 Bedrooms: 4 Baths Total: 3 Bath Full: 1 Total SqFt: 3364

Location, Tax and Other Information

AssocFeeYN: Yes Legal Description: Lot 3 Block 2 WHITE ISLAND BEACH Listing City: Crosslake Map Page: 999 Municipality: Crosslake School District Phone: 218-568-4996 DNR Lake ID#: 18026900 DNR Lake Classification: General Development Zip Plus 4: 8985 Property ID Number: 14060514 Tax Year: 2025 Tax Amount: 7469 In Foreclosure?: No Potential Short Sale?: No Lender Owned?: No

Directions & Remarks

Public Remarks: Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain. Directions: From the intersection of County Road 66 & Manhattan Point Blvd. in Crosslake, take Manhattan Point. Blvd. Go 0.6 miles & turn left on Whitefish Ave. Go 0.4 miles, turn left onto Whitefish Road. Go 0.4 miles & turn left on White Island Dr. The property addressed 12463 will be on your right.

Accessible

None: 1

Air Conditioning

Central Air: 1

Amenities Unit

Ceiling Fan(s): 1 Deck: 1 Dock: 1 Hardwood Floors: 1 Kitchen Window: 1 Natural Woodwork: 1 Paneled Doors: 1 Panoramic View: 1 Security System: 1 Skylight: 1 Tile Floors: 1 Vaulted Ceiling(s): 1 Washer/Dryer Hookup: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Range: 1 Refrigerator: 1 Washer: 1 Water Osmosis System: 1

Assessments

Assessment Balance: 25 Tax With Assessments: 7494

Association Fee Includes

Beach Access: 1 Sanitation: 1 Sewer: 1 Shared Amenities: 1 Water: 1 Other: 1

Basement

Drain Tiled: 1 Egress Windows: 1 Full: 1 Partially Finished: 1 Storage Space: 1 Sump Pump: 1 Wood: 1

Bath Description

Main Floor Full Bath: 1 Upper Level 3/4 Bath: 1 3/4 Primary: 1 Private Primary: 1 3/4 Basement: 1 Walk-In Shower Stall: 1

Building Information

Finished SqFt Above Ground: 2244 Finished SqFt Below Ground: 900

Construction Materials

Frame: 1

Construction Status

Previously Owned: 1

Dining Room Description

Breakfast Bar: 1 Informal Dining Room: 1 Kitchen/Dining Room: 1 Living/Dining Room: 1

Electric

200+ Amp Service: 1 Circuit Breakers: 1

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 26-40

Elevation Highpoint to Waterfront Slope

Steep: 1

Exterior

Cedar: 1

Family Room Characteristics

Family Room: 1 Lower Level: 1

Fencing

None: 1

Fireplace Characteristics

Gas Burning: 1 Living Room: 1 Stone: 1

Foundation

Other: 1

Fuel

Natural Gas: 1

Heating

Forced Air: 1

Insurance Fee

Insurance Fee: 0

Internet Options

Cable: 1 DSL: 1

Lake Details

Excellent Sand: 1 Hard: 1 Lake Acres: 232 Lake Chain Acreage: 14442 Lake Chain Name: Whitefish Lake Depth: 76 Sand: 1 Weeds: 1

Lake/Waterfront

Dock: 1 Lake Front: 1

Laundry

Laundry Room: 1 Lower Level: 1

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: GLAR SentriLock: 1

Lot Description

Accessible Shoreline: 1 Tree Coverage - Heavy: 1

Miscellaneous Information

Homestead: No

Outbuildings

Additional Garage: 1 Bunk House: 1

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 24x28 Garage Square Feet: 672 Garage Door Opener: 1 Heated Garage: 1 Insulated Garage: 1

Patio, Porch and Deck Features

Deck: 1

Property Subtype

Cabin: 1

Public Survey Info

Range#: 27 Section#: 6 Township#: 137

Road Frontage

No Outlet/Dead End: 1 Paved Streets: 1 Private Road: 1

Road Responsibility

Private Maintained Road: 1

Roof

Age 8 Years or Less: 1 Asphalt Shingles: 1

Sellers Terms

Cash: 1 Conventional: 1

Sewer

Private Sewer: 1 Septic System Compliant - Yes: 1 Tank with Drainage Field: 1

Special Search

Main Floor Bedroom: 1 Primary Bdr Suite: 1

Stories

One and One Half: 1

Water

Drilled: 1 Shared System: 1 Well: 1

Waterfront View

Lake: 1 Panoramic: 1 East: 1

Location Tax and Other Information

House Number: 12463 Street Name: White Island Street Suffix: Drive Postal City: Crosslake County: Crow Wing State: MN Zip Code: 56442 Complex/Dev/Subdivision: White-Island Beach

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Dock; Hardwood Floors; Kitchen Window; Natural Woodwork; Paneled Doors; Panoramic View; Security System; Skylight; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Osmosis System Association Fee Includes: Beach Access; Sanitation; Shared Amenities; Water; Other Basement: Drain Tiled; Egress Windows; Full; Partially Finished; Storage Space; Sump Pump; Wood Bath Description: Main Floor Full Bath; Upper Level 3/4 Bath; 3/4 Primary; Private Primary; 3/4 Basement; Walk-In Shower Stall Construction Materials: Frame Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room Electric: 200+ Amp Service; Circuit Breakers Elevation Highpoint to Waterfront Slope: Steep Exterior: Cedar Family Room Characteristics: Family Room; Lower Level Fencing: None Fireplace Characteristics: Gas Burning; Living Room; Stone Foundation: Other Fuel: Natural Gas Heating: Forced Air Internet Options: Cable; DSL Lake Details: Excellent Sand; Hard; Sand; Weeds Laundry: Laundry Room; Lower Level Lock Box Type: SentriLock Lot Description: Accessible Shoreline; Tree Coverage - Heavy Outbuildings: Additional Garage; Bunk House Parking Characteristics: Garage Door Opener; Heated Garage; Insulated Garage Property Subtype: Cabin Road Frontage: No Outlet/Dead End; Paved Streets; Private Road Road Responsibility: Private Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field Special Search: Main Floor Bedroom; Primary Bdr Suite Stories: One and One Half Water: Drilled; Shared System; Well Waterfront View: Lake; Panoramic; East

Room Information

Dining Room Dimensions: 10'3 x 19'2 Level: Main Kitchen Dimensions: 11'4 x 13'2 Level: Main Third (3rd) Bedroom Dimensions: 10' x 19' Level: Lower Second (2nd) Bedroom Dimensions: 11' x 15' Level: Main First (1st) Bedroom Dimensions: 11' x 14' Level: Upper Living Room Dimensions: 17' x 19'2 Level: Main Bonus Room Dimensions: 12' x 28' Level: Upper Fourth (4th) Bedroom Dimensions: 10' x 19' Level: Lower
Listing Office: Larson Group Real Estate/Kelle
Last Updated: October - 09 - 2025
12463 White Island Drive, Crosslake, MN 56442- MLS# 6784286
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