12463 White Island Drive, Crosslake, MN 56442
$995,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
3,364
Lot Size (sq. ft.):
23,087
Status:
Active
Current Price:
$995,000
List Date:
9/10/2025
Last Modified:
10/09/2025
Description
Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.
More Information MLS# 6784286
Contract Information
Owner is an Agent?: Yes
Auction?: No
Status: Active
Contingency: Inspection
Current Price: $995,000
Original List Price: 1095000
ListPrice: 995000
List Date: 2025-09-10
Office/Member Info
Association: GLAR
General Property Information
Assoc Mgmt Co. Phone #: 651-592-1110
Association Fee Frequency: Annually
Association Mgmt Co. Name: Whitefish Island Beach
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Road Btwn WF & Home?: No
Waterfront Frontage: 131
Waterfront Present: Yes
Year Built: 1999
Yearly/Seasonal: Yearly
Zoning: Shoreline, Residential-Single Family
Lot Dimensions: 116 x 212 x 97 x 209
Acres: 0.53
Bath Three Quarters: 2
Bath Half: 0
Lake/Waterfront Name: Island-Loon
Bath Quarter: 0
Main Floor Total SqFt: 1180
Above Grd Total SqFt: 2244
Below Grd Total SqFt: 1120
Total Finished Sqft: 3144.00
FireplaceYN: Yes
Foundation Size: 1180
Style: (SF) Single Family
Garage Stalls: 2
Power Company: Crow Wing Power
Association Fee: 700
Bedrooms: 4
Baths Total: 3
Bath Full: 1
Total SqFt: 3364
Location, Tax and Other Information
AssocFeeYN: Yes
Legal Description: Lot 3 Block 2 WHITE ISLAND BEACH
Listing City: Crosslake
Map Page: 999
Municipality: Crosslake
School District Phone: 218-568-4996
DNR Lake ID#: 18026900
DNR Lake Classification: General Development
Zip Plus 4: 8985
Property ID Number: 14060514
Tax Year: 2025
Tax Amount: 7469
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No
Directions & Remarks
Public Remarks: Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.
Directions: From the intersection of County Road 66 & Manhattan Point Blvd. in Crosslake, take Manhattan Point. Blvd. Go 0.6 miles & turn left on Whitefish Ave. Go 0.4 miles, turn left onto Whitefish Road. Go 0.4 miles & turn left on White Island Dr. The property addressed 12463 will be on your right.
Accessible
None: 1
Air Conditioning
Central Air: 1
Amenities Unit
Ceiling Fan(s): 1
Deck: 1
Dock: 1
Hardwood Floors: 1
Kitchen Window: 1
Natural Woodwork: 1
Paneled Doors: 1
Panoramic View: 1
Security System: 1
Skylight: 1
Tile Floors: 1
Vaulted Ceiling(s): 1
Washer/Dryer Hookup: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Osmosis System: 1
Assessments
Assessment Balance: 25
Tax With Assessments: 7494
Association Fee Includes
Beach Access: 1
Sanitation: 1
Sewer: 1
Shared Amenities: 1
Water: 1
Other: 1
Basement
Drain Tiled: 1
Egress Windows: 1
Full: 1
Partially Finished: 1
Storage Space: 1
Sump Pump: 1
Wood: 1
Bath Description
Main Floor Full Bath: 1
Upper Level 3/4 Bath: 1
3/4 Primary: 1
Private Primary: 1
3/4 Basement: 1
Walk-In Shower Stall: 1
Building Information
Finished SqFt Above Ground: 2244
Finished SqFt Below Ground: 900
Construction Materials
Frame: 1
Construction Status
Previously Owned: 1
Dining Room Description
Breakfast Bar: 1
Informal Dining Room: 1
Kitchen/Dining Room: 1
Living/Dining Room: 1
Electric
200+ Amp Service: 1
Circuit Breakers: 1
Elevation Highpoint to Waterfront Feet
Elevation Highpoint Waterfront Feet: 26-40
Elevation Highpoint to Waterfront Slope
Steep: 1
Exterior
Cedar: 1
Family Room Characteristics
Family Room: 1
Lower Level: 1
Fencing
None: 1
Fireplace Characteristics
Gas Burning: 1
Living Room: 1
Stone: 1
Foundation
Other: 1
Fuel
Natural Gas: 1
Heating
Forced Air: 1
Insurance Fee
Insurance Fee: 0
Internet Options
Cable: 1
DSL: 1
Lake Details
Excellent Sand: 1
Hard: 1
Lake Acres: 232
Lake Chain Acreage: 14442
Lake Chain Name: Whitefish
Lake Depth: 76
Sand: 1
Weeds: 1
Lake/Waterfront
Dock: 1
Lake Front: 1
Laundry
Laundry Room: 1
Lower Level: 1
Lease Details
Land Leased: Not Applicable
Lock Box Type
Lock Box Source: GLAR
SentriLock: 1
Lot Description
Accessible Shoreline: 1
Tree Coverage - Heavy: 1
Miscellaneous Information
Homestead: No
Outbuildings
Additional Garage: 1
Bunk House: 1
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 24x28
Garage Square Feet: 672
Garage Door Opener: 1
Heated Garage: 1
Insulated Garage: 1
Patio, Porch and Deck Features
Deck: 1
Property Subtype
Cabin: 1
Public Survey Info
Range#: 27
Section#: 6
Township#: 137
Road Frontage
No Outlet/Dead End: 1
Paved Streets: 1
Private Road: 1
Road Responsibility
Private Maintained Road: 1
Roof
Age 8 Years or Less: 1
Asphalt Shingles: 1
Sellers Terms
Cash: 1
Conventional: 1
Sewer
Private Sewer: 1
Septic System Compliant - Yes: 1
Tank with Drainage Field: 1
Special Search
Main Floor Bedroom: 1
Primary Bdr Suite: 1
Stories
One and One Half: 1
Water
Drilled: 1
Shared System: 1
Well: 1
Waterfront View
Lake: 1
Panoramic: 1
East: 1
Location Tax and Other Information
House Number: 12463
Street Name: White Island
Street Suffix: Drive
Postal City: Crosslake
County: Crow Wing
State: MN
Zip Code: 56442
Complex/Dev/Subdivision: White-Island Beach
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Ceiling Fan(s); Deck; Dock; Hardwood Floors; Kitchen Window; Natural Woodwork; Paneled Doors; Panoramic View; Security System; Skylight; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Osmosis System
Association Fee Includes: Beach Access; Sanitation; Shared Amenities; Water; Other
Basement: Drain Tiled; Egress Windows; Full; Partially Finished; Storage Space; Sump Pump; Wood
Bath Description: Main Floor Full Bath; Upper Level 3/4 Bath; 3/4 Primary; Private Primary; 3/4 Basement; Walk-In Shower Stall
Construction Materials: Frame
Construction Status: Previously Owned
Dining Room Description: Breakfast Bar; Informal Dining Room; Kitchen/Dining Room; Living/Dining Room
Electric: 200+ Amp Service; Circuit Breakers
Elevation Highpoint to Waterfront Slope: Steep
Exterior: Cedar
Family Room Characteristics: Family Room; Lower Level
Fencing: None
Fireplace Characteristics: Gas Burning; Living Room; Stone
Foundation: Other
Fuel: Natural Gas
Heating: Forced Air
Internet Options: Cable; DSL
Lake Details: Excellent Sand; Hard; Sand; Weeds
Laundry: Laundry Room; Lower Level
Lock Box Type: SentriLock
Lot Description: Accessible Shoreline; Tree Coverage - Heavy
Outbuildings: Additional Garage; Bunk House
Parking Characteristics: Garage Door Opener; Heated Garage; Insulated Garage
Property Subtype: Cabin
Road Frontage: No Outlet/Dead End; Paved Streets; Private Road
Road Responsibility: Private Maintained Road
Roof: Age 8 Years or Less; Asphalt Shingles
Sellers Terms: Cash; Conventional
Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field
Special Search: Main Floor Bedroom; Primary Bdr Suite
Stories: One and One Half
Water: Drilled; Shared System; Well
Waterfront View: Lake; Panoramic; East
Room Information
Dining Room
Dimensions: 10'3 x 19'2
Level: Main
Kitchen
Dimensions: 11'4 x 13'2
Level: Main
Third (3rd) Bedroom
Dimensions: 10' x 19'
Level: Lower
Second (2nd) Bedroom
Dimensions: 11' x 15'
Level: Main
First (1st) Bedroom
Dimensions: 11' x 14'
Level: Upper
Living Room
Dimensions: 17' x 19'2
Level: Main
Bonus Room
Dimensions: 12' x 28'
Level: Upper
Fourth (4th) Bedroom
Dimensions: 10' x 19'
Level: Lower
Documents
Listing Office: Larson Group Real Estate/Kelle
Last Updated: October - 09 - 2025

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