1259 Charles Avenue, Saint Paul, MN 55104

$401,500
Property Type: Multi-Family Bedrooms: 5 Baths: 2 Square Footage: 3,150 Lot Size (sq. ft.): 4,792 Status: Active
Current Price: $401,500 List Date: 5/16/2026 Last Modified: 6/26/2026

Overview

Description

Spacious up-and-down duplex located in a strong St Paul rental neighborhood near shopping, restaurants, and public transportation. Both units feature large multi-level layouts uncommon for traditional duplexes, offering strong long-term tenant appeal and functional living space. The lower unit includes basement and main-level living space, while the upper unit spans the second and third floors. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Excellent opportunity for investors seeking stable residential property with long-term upside potential.

Listing Details MLS# 7074984

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront YN
No
Year Built
1912
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
900
Above Ground SqFt
2250
Below Grd Total SqFt
900
Total SqFt
3150
Foundation Size
900
Style
(MF) Duplex Up and Down
Total Finished Sqft
3150.00
Garage Stalls
2
Lot Dimensions
0 x 0
Acres
0.11
Assessment Pending
No

Property Features

Accessible: Doors 36"+; Hallways 42"+ Amenities Shared: None Assumable Loan: Not Assumable Basement: Concrete Block; Full; Single Tenant Access Construction Materials: Block; Concrete; Frame Construction Status: Previously Owned Electric: Circuit Breakers Exterior: Metal; Vinyl Foundation: Concrete Block Fuel: Electric; Natural Gas Heating: Boiler; Hot Water; Radiator Internet Options: Cable; Fiber Optic Laundry: Electric Dryer Hookup; Gas Dryer Hookup Lot Description: Public Transit (w/in 6 blks); Tree Coverage - Light Owner Pays: Electricity; Gas; See Remarks; Sewer; Trash Collection; Water Parking Characteristics: Parking Lot; Gravel Lot Pool Description: None Rental License Type: Standard Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Two Tenant Pays: Electricity; Gas; See Remarks Topography: Level Unit 1 Appliances: Range; Refrigerator Unit 1 Bath Description: Main Floor Full Bath Unit 1 Cooling: None Unit 1 Dining Room Description: Eat In Kitchen; Living/Dining Room Unit 1 Special Search: Main Floor Laundry Unit 2 Appliances: Range; Refrigerator Unit 2 Bath Description: Main Floor Full Bath Unit 2 Cooling: None Unit 2 Dining Room Description: Eat In Kitchen Unit 2 Family Room Characteristics: Main Level Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
446500
ListPrice
401500
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
1259
Street Name
Charles
Street Suffix
Avenue
Postal City
Saint Paul
County
Ramsey
State
MN
Zip Code
55104
Complex/Dev/Subdivision
Syndicate 5 Add

Assessments

Assessment Balance
1244
Tax With Assessments
7182

Basement

Foundation Dimensions
25 x 36
Concrete Block
Yes
Full
Yes
Single Tenant Access
Yes

More Information

Building Information

Finished SqFt Above Ground
2250
Finished SqFt Below Ground
900

Income and Expenses

Annual Gross Income
33432
Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Gross Expenses
0
Annual Insurance Expense
0
Annual Maintenance Expense
0
Annual Repair Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0
Total Annual Expenses
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
20 x 20
Garage Door Height
7
Garage Square Feet
400
Parking Lot
Yes
Gravel Lot
Yes

Public Survey Info

Range#
23
Section#
34
Township#
29

Unit 1

Furnished?
No
Leased?
Yes
Level
Multi-Level
Unit Number
Yes
Annual Rent
16260
Finished SqFt
1800
Full Baths
Yes
Monthly Rent
1355
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
4

Unit 2

Furnished?
No
Leased?
Yes
Level
2nd Level
Unit Number
2
Annual Rent
19908
Finished SqFt
1350
Full Baths
Yes
Monthly Rent
1659
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
3
Total Rooms
4

Unit Details

Total Units
2

Office/Member Info

Association
MAAR

Location, Tax and Other Information

Legal Description
SYNDICATE NO 5 ADDITION LOT 21 BLK 24
Listing City
Saint Paul
Map Page
107
Municipality
Saint Paul
School District
St. Paul
School District Phone
651-767-8100
Zip Plus 4
2659
Property ID Number
342923130051
Tax Year
2026
Tax Amount
5938
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Spacious up-and-down duplex located in a strong St Paul rental neighborhood near shopping, restaurants, and public transportation. Both units feature large multi-level layouts uncommon for traditional duplexes, offering strong long-term tenant appeal and functional living space. The lower unit includes basement and main-level living space, while the upper unit spans the second and third floors. Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Excellent opportunity for investors seeking stable residential property with long-term upside potential.
Directions
From I-94, take Lexington Pkwy north to Charles Ave, West to property.

Accessible

Doors 36"+
Yes
Hallways 42"+
Yes

Amenities Shared

None
Yes

Assumable Loan

Not Assumable
Yes

Construction Materials

Block
Yes
Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Electric

Circuit Breakers
Yes

Exterior

Metal
Yes
Vinyl
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Natural Gas
Yes

Heating

Boiler
Yes
Hot Water
Yes
Radiator
Yes

Internet Options

Cable
Yes
Fiber Optic
Yes

Laundry

Electric Dryer Hookup
Yes
Gas Dryer Hookup
Yes

Lot Description

Public Transit (w/in 6 blks)
Yes
Tree Coverage - Light
Yes

Owner Pays

Electricity
Yes
Gas
Yes
See Remarks
Yes
Sewer
Yes
Trash Collection
Yes
Water
Yes

Pool Description

None
Yes

Rental License Type

Standard
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Topography

Level
Yes

Water

City Water/Connected
Yes

No. of Ranges

Two
Yes

No. of Refrigerators

Two
Yes

Tenant Pays

Electricity
Yes
Gas
Yes
See Remarks
Yes

Unit 1 Appliances

Range
Yes
Refrigerator
Yes

Unit 1 Bath Description

Main Floor Full Bath
Yes

Unit 1 Cooling

None
Yes

Unit 1 Dining Room Description

Eat In Kitchen
Yes
Living/Dining Room
Yes

Unit 1 Special Search

Main Floor Laundry
Yes

Unit 2 Appliances

Range
Yes
Refrigerator
Yes

Unit 2 Bath Description

Main Floor Full Bath
Yes

Unit 2 Cooling

None
Yes

Unit 2 Dining Room Description

Eat In Kitchen
Yes

Unit 2 Family Room Characteristics

Main Level
Yes
IDX
Listing Office: Gold Group Realty, LLC
Last Updated: June - 26 - 2026
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