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12659 Terrace Lane, Little Falls, MN 56345

$399,900

Kitchen window over looking woods and river

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,846 Lot Size (sq. ft.): 18,731 Status: Active

Current Price: $399,900 List Date: 4/08/2026 Last Modified: 6/22/2026

Overview

Description

Charming 4-bed, 2-bath rambler on nearly ½ acre in Little Falls with deeded Mississippi River access—conveniently located close to town! Enjoy a peaceful, tree-lined setting with a backyard easement leading right to the river—perfect for a future dock, boating, fishing, or simply relaxing by the water. A spacious 12x38 deck provides the perfect spot for outdoor entertaining or unwinding. Bright and inviting main level features a cozy free standing gas fireplace, newer windows, furnace, and central air. Lower level kitchenette adds great flexibility for guests or potential rental. Newer septic, storage shed, and plenty of space to enjoy the outdoors. A wonderful blend of comfort, charm, and nature!

Listing Details MLS# 7051079

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Road Btwn WF & Home?: No
Waterfront YN: Yes
Year Built: 1977
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 934
Above Grd Total SqFt: 934
Below Grd Total SqFt: 912
Total SqFt: 1846
Total Finished Sqft: 1834.00
FireplaceYN: Yes
Lake/Waterfront Name: Mississippi River
Style: (SF) Single Family
Foundation Size: 912
Garage Stalls: 2
Lot Dimensions: 95x185
Acres: 0.43
Assessment Pending: Yes
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Porch Appliances: Dishwasher; Microwave; Range; Refrigerator Assumable Loan: Not Assumable Basement: Full; Wood Bath Description: Main Floor Full Bath; 3/4 Basement Construction Materials: Other Construction Status: Previously Owned Dining Room Description: Eat In Kitchen Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone; Metal; Vinyl Family Room Characteristics: Lower Level Fireplace Characteristics: Free Standing; Gas Burning; Living Room Foundation: Other Fuel: Natural Gas Heating: Forced Air Lake Details: Gravel; Hard; Rocky Laundry: In Basement Lock Box Type: SentriLock Parking Characteristics: Finished Garage; Insulated Garage Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Private Sewer Stories: One Water: Drilled Waterfront View: West

Contract Information

Contingency: None
Original List Price: 399900
ListPrice: 399900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 12659
Street Name: Terrace
Street Suffix: Lane
Postal City: Little Falls
County: Morrison
State: MN
Zip Code: 56345
Complex/Dev/Subdivision: Riverview Terrace

Assessments

Tax With Assessments: 2342
Assessment Balance: 0

Basement

Foundation Dimensions: 24x38
Full: Yes
Wood: Yes

More Information

Building Information

Finished SqFt Above Ground: 934
Finished SqFt Below Ground: 900

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 4-10

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: GLAR
SentriLock: Yes

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 22x24
Garage Square Feet: 504
Finished Garage: Yes
Insulated Garage: Yes

Office/Member Info

Association: GLAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECT- TWP- RANGE- LOT 003 BLOCK 001 OF RIVERVIEW TERRACE
Listing City: Little Falls
Map Page: 999
Municipality: Little Falls Twp
School District: Little Falls
School District Phone: 320-632-2002
DNR Lake Classification: Not Applicable
Zip Plus 4: 466
Property ID Number: 160618000
Tax Year: 2026
Tax Amount: 2277
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Charming 4-bed, 2-bath rambler on nearly ½ acre in Little Falls with deeded Mississippi River access—conveniently located close to town! Enjoy a peaceful, tree-lined setting with a backyard easement leading right to the river—perfect for a future dock, boating, fishing, or simply relaxing by the water. A spacious 12x38 deck provides the perfect spot for outdoor entertaining or unwinding. Bright and inviting main level features a cozy free standing gas fireplace, newer windows, furnace, and central air. Lower level kitchenette adds great flexibility for guests or potential rental. Newer septic, storage shed, and plenty of space to enjoy the outdoors. A wonderful blend of comfort, charm, and nature!
Directions: From Hwy 27 and 1st Street S.E., Head South on 1st Street to 3th Ave/ Hilton Road, Right, Go about a mile to the 2nd Terrace Lane.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Natural Woodwork: Yes
Porch: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Assumable Loan

Not Assumable: Yes

Bath Description

Main Floor Full Bath: Yes
3/4 Basement: Yes

Construction Materials

Other: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Brick/Stone: Yes
Metal: Yes
Vinyl: Yes

Family Room Characteristics

Lower Level: Yes

Fireplace Characteristics

Free Standing: Yes
Gas Burning: Yes
Living Room: Yes

Foundation

Other: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Lake Details

Gravel: Yes
Hard: Yes
Lake Depth: No
Rocky: Yes

Laundry

In Basement: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

Private Sewer: Yes

Stories

One: Yes

Water

Drilled: Yes

Waterfront View

West: Yes

Room Information

Room Name	Dimensions	Level
Deck	12x38	Main
Dining Room	10x10	Main
Family Room	12x24	Lower
First (1st) Bedroom	12x12	Main
Fourth (4th) Bedroom	11x10	Lower
Kitchen	10x12	Main
Kitchen	8x10	Lower
Living Room	14x19	Main
Second (2nd) Bedroom	12x12	Main
Third (3rd) Bedroom	11x15	Lower

Listing Office: Edina Realty, Inc.

Last Updated: June - 22 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.