12686 NE 96th Street NE, Elk River, MN 55330
$899,999
Property Type:
Residential
Bedrooms:
5
Baths:
4
Square Footage:
3,930
Lot Size (sq. ft.):
43,560
Status:
Active
Current Price:
$899,999
List Date:
5/21/2026
Last Modified:
6/28/2026
Listing Details MLS# 7074288
General Property Information
- Assoc Mgmt Co. Phone #
- 763-350-0022
- Association Fee Frequency
- Annually
- Association Mgmt Co. Name
- Davis Mississippi Cove
- Common Wall
- No
- Lot Measurement
- Acres
- Manufactured Home?
- No
- Multiple PIDs?
- No
- New Development
- No
- Number of Fireplaces
- 3
- Waterfront YN
- No
- Year Built
- 2010
- Yearly/Seasonal
- Yearly
- Zoning
- Residential-Single Family
- Bath Full
- 2
- Bath Three Quarters
- Yes
- Bath Half
- Yes
- Main Floor Total SqFt
- 1310
- Above Grd Total SqFt
- 2620
- Below Grd Total SqFt
- 1310
- Total SqFt
- 3930
- Total Finished Sqft
- 3786.00
- FireplaceYN
- Yes
- Style
- (SF) Single Family
- Foundation Size
- 1310
- Association Fee
- 500
- Garage Stalls
- 3
- Lot Dimensions
- Irregular
- Acres
- Yes
- Assessment Pending
- No
- Bath Quarter
- 0
Property Features
Accessible:
None
Air Conditioning:
Central Air
Amenities Unit:
Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Natural Woodwork; Paneled Doors; Panoramic View; Patio; Porch; Primary Bedroom Walk-In Closet; Walk-In Closet; Wet Bar
Appliances:
Air-To-Air Exchanger; Dishwasher; Double Oven; Freezer; Microwave; Refrigerator; Washer
Association Fee Includes:
Other
Basement:
Drain Tiled; Egress Windows; In-Floor Heat
Bath Description:
Main Floor 1/2 Bath; Upper Level Full Bath; Full Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Jetted Tub; Separate Tub & Shower; Walk-In Shower Stall
Construction Status:
Previously Owned
Exterior:
Brick/Stone; Shakes
Foundation:
Concrete Block
Fuel:
Natural Gas
Heating:
Forced Air
Lock Box Type:
Combo
Parking Characteristics:
Floor Drain; Garage Door Opener; Heated Garage
Sellers Terms:
Cash; Conventional; FHA; VA
Sewer:
Septic System Compliant - Yes
Stories:
Two
Water:
Well
Contract Information
- Contingency
- Inspection
- Original List Price
- 925000
- ListPrice
- 899999
- Owner is an Agent?
- No
- Auction?
- No
Location Tax and Other Information
- House Number
- 12686
- Street Direction Prefix
- NE
- Street Name
- 96th
- Street Suffix
- Street
- Street Direction Suffix
- NE
- Postal City
- Elk River
- County
- Wright
- State
- MN
- Zip Code
- 55330
- Complex/Dev/Subdivision
- Davis Mississippi Cove 2nd Add
Assessments
- Assessment Installment
- 48.92
- Tax With Assessments
- 7118
- Assessment Balance
- 0
Building Information
- Finished SqFt Above Ground
- 2620
- Finished SqFt Below Ground
- 1166
More Information
Lease Details
- Land Leased
- Not Applicable
Miscellaneous Information
- Homestead
- Yes
Ownership
- Fractional Ownership
- No
Parking Characteristics
- Garage Dimensions
- 38x30
- Garage Square Feet
- 1140
- Floor Drain
- Yes
- Garage Door Opener
- Yes
- Heated Garage
- Yes
Public Survey Info
- Range#
- 23
- Section#
- 18
- Township#
- 121
Office/Member Info
- Association
- MAAR
Location, Tax and Other Information
- AssocFeeYN
- Yes
- Legal Description
- SECT-18 TWP-121 RANGE-023 DAVIS MISSISSIPPI COVE 2ND ADD LOT-006 BLOCK-003
- Listing City
- Elk River
- Map Page
- 33
- Municipality
- Otsego
- School District
- Elk River
- School District Phone
- 763-241-3400
- Zip Plus 4
- 7391
- Property ID Number
- 118247003060
- Tax Year
- 2026
- Tax Amount
- 7069.08
- In Foreclosure?
- No
- Potential Short Sale?
- No
- Lender Owned?
- No
Directions & Remarks
- Public Remarks
- Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort. Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area. From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment. Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace. Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms. Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free. The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite. A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind. Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities. An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.
- Directions
- County Rd 39 NE, North on Naber Ave NE, Left on 96th St NE property on right.
Accessible
- None
- Yes
Air Conditioning
- Central Air
- Yes
Amenities Unit
- Hardwood Floors
- Yes
- In-Ground Sprinkler
- Yes
- Kitchen Center Island
- Yes
- Natural Woodwork
- Yes
- Paneled Doors
- Yes
- Panoramic View
- Yes
- Patio
- Yes
- Porch
- Yes
- Primary Bedroom Walk-In Closet
- Yes
- Walk-In Closet
- Yes
- Wet Bar
- Yes
Appliances
- Air-To-Air Exchanger
- Yes
- Dishwasher
- Yes
- Double Oven
- Yes
- Freezer
- Yes
- Microwave
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Association Fee Includes
- Other
- Yes
Basement
- Drain Tiled
- Yes
- Egress Windows
- Yes
- In-Floor Heat
- Yes
Bath Description
- Main Floor 1/2 Bath
- Yes
- Upper Level Full Bath
- Yes
- Full Primary
- Yes
- Private Primary
- Yes
- 3/4 Basement
- Yes
- Bathroom Ensuite
- Yes
- Jetted Tub
- Yes
- Separate Tub & Shower
- Yes
- Walk-In Shower Stall
- Yes
Construction Status
- Previously Owned
- Yes
Exterior
- Brick/Stone
- Yes
- Shakes
- Yes
Foundation
- Concrete Block
- Yes
Fuel
- Natural Gas
- Yes
Heating
- Forced Air
- Yes
Insurance Fee
- Insurance Fee
- 0
Lock Box Type
- Combo
- Yes
Sellers Terms
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Sewer
- Septic System Compliant - Yes
- Yes
Stories
- Two
- Yes
Water
- Well
- Yes
Room Information
| Room Name | Dimensions | Level |
|---|---|---|
| Bathroom | 6x8 | Main |
| Bathroom | 12x14 | Upper |
| Bathroom | 6x12 | Upper |
| Bathroom | 6x12 | Lower |
| Den | 10x12 | Main |
| Dining Room | 11x12 | Main |
| Family Room | 20x32 | Lower |
| Fifth (5th) Bedroom | 12x14 | Lower |
| First (1st) Bedroom | 15x17 | Upper |
| Fourth (4th) Bedroom | 12x15 | Upper |
| Foyer | 10x16 | Main |
| Great Room | 18x18 | Main |
| Kitchen | 15x20 | Main |
| Laundry | 8x9 | Upper |
| Laundry | 4x6 | Lower |
| Mud Room | 7x15 | Main |
| Second (2nd) Bedroom | 12x15 | Upper |
| Third (3rd) Bedroom | 13x13 | Upper |
| Three Season Porch | 15x18 | Main |
| Deck | 11x18 | Main |
| Patio | 18x40 | Lower |
| Patio | 12x22 | Main |
Exterior.pdf ›
Listing Office:
eXp Realty
Last Updated: June - 28 - 2026
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