1284 Otter Ridge Road, White Bear Lake, MN 55110

$455,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,457 Lot Size (sq. ft.): 35,284 Status: Closed
Current Price: $455,000 List Date: 6/24/2025 Last Modified: 10/10/2025

Description

Welcome to this lovely 3BR + Flex / 3BA Home Near Otter Lake. This beautifully maintained home sits on a spacious .81 acre lot backing to a private yard offering the perfect balance of seclusion and neighborhood charm. Inside, you'll find all three bedrooms conveniently located on one level, including a primary suite with its own private bath. Two generous family rooms, one with a wood-burning fireplace, the other with a gas fireplace provide ideal spaces for both entertaining and relaxing. The versatile flex room can easily adapt to your lifestyle, whether you need a home office, workout room, playroom, or guest space. Enjoy outdoor living with a two-tiered deck and a stamped concrete patio off the walkout lower level, perfect for morning coffee or hosting guests. A welcoming front porch adds curb appeal, and quick freeway access ensures easy commuting. Located in the highly regarded White Bear Lake School District, this home is just under 4 miles from the historic downtown and less than 2 miles from scenic Tamarack Nature Center. A rare opportunity to live surrounded by natural beauty in a truly special setting!

More Information MLS# 6744004

Contract Information

Owner is an Agent?: No Auction?: No Status: Closed Off Market Date: 2025-09-22 Contingency: None Current Price: $455,000 Closed Date: 2025-10-03 Original List Price: 464900 Sales Close Price: 455000 ListPrice: 454900 List Date: 2025-06-24

Office/Member Info

Association: MAAR

General Property Information

Common Wall: No Lot Measurement: Acres Manufactured Home?: No Multiple PIDs?: No New Development: No Number of Fireplaces: 2 Year Built: 1996 Yearly/Seasonal: Yearly Zoning: Residential-Single Family Lot Dimensions: 132x270x127x270 Acres: 0.81 Bath Three Quarters: 2 Bath Half: 0 Bath Quarter: 0 Main Floor Total SqFt: 1144 Above Grd Total SqFt: 1812 Below Grd Total SqFt: 645 Total Finished Sqft: 2412.00 Foundation Size: 1144 Style: (SF) Single Family Garage Stalls: 3 Association Fee: 0 Bedrooms: 3 Baths Total: 3 Bath Full: 1 Total SqFt: 2457

Location, Tax and Other Information

AssocFeeYN: No Legal Description: LOT 5 BLOCK 3 OF OTTER LAKE PARK LOT 5 BLK 3 Map Page: 80 Municipality: White Bear Twp School District Phone: 651-407-7500 Zip Plus 4: 2235 Property ID Number: 043022110069 Tax Year: 2024 Tax Amount: 5752 In Foreclosure?: No Potential Short Sale?: No Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to this lovely 3BR + Flex / 3BA Home Near Otter Lake. This beautifully maintained home sits on a spacious .81 acre lot backing to a private yard offering the perfect balance of seclusion and neighborhood charm. Inside, you'll find all three bedrooms conveniently located on one level, including a primary suite with its own private bath. Two generous family rooms, one with a wood-burning fireplace, the other with a gas fireplace provide ideal spaces for both entertaining and relaxing. The versatile flex room can easily adapt to your lifestyle, whether you need a home office, workout room, playroom, or guest space. Enjoy outdoor living with a two-tiered deck and a stamped concrete patio off the walkout lower level, perfect for morning coffee or hosting guests. A welcoming front porch adds curb appeal, and quick freeway access ensures easy commuting. Located in the highly regarded White Bear Lake School District, this home is just under 4 miles from the historic downtown and less than 2 miles from scenic Tamarack Nature Center. A rare opportunity to live surrounded by natural beauty in a truly special setting! Directions: 35E N, Exit Cty Rd J and take right, Right on Otter Lake Rd, Right on Otter View Tr, Left on Otter Ridge Rd to property on Right.

Accessible

None: 1

Air Conditioning

Central Air: 1

Amenities Unit

Ceiling Fan(s): 1 Deck: 1 Kitchen Window: 1 Natural Woodwork: 1 Paneled Doors: 1 Patio: 1 Porch: 1 Vaulted Ceiling(s): 1 Walk-In Closet: 1 Washer/Dryer Hookup: 1

Appliances

Air-To-Air Exchanger: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range: 1 Refrigerator: 1 Washer: 1

Assessments

Assessment Balance: 0 Tax With Assessments: 5752

Basement

Drain Tiled: 1 Sump Pump: 1

Bath Description

Main Floor 3/4 Bath: 1 Upper Level Full Bath: 1 3/4 Primary: 1 Private Primary: 1

Building Information

Finished SqFt Above Ground: 1812 Finished SqFt Below Ground: 600

Construction Status

Previously Owned: 1

Dining Room Description

Kitchen/Dining Room: 1

Electric

Circuit Breakers: 1

Exterior

Cedar: 1 Cement Board: 1 Vinyl: 1

Family Room Characteristics

2 or More: 1 Lower Level: 1

Financing Terms

FHA: 1

Fireplace Characteristics

Gas Burning: 1 Wood Burning: 1

Foundation

Concrete Block: 1

Fuel

Natural Gas: 1

Heating

Forced Air: 1

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Room: 1

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: MAAR Supra: 1

Miscellaneous Information

DP Resource: Yes Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 600

Patio, Porch and Deck Features

Covered: 1 Deck: 1 Front Porch: 1 Patio: 1

Public Survey Info

Range#: 22 Section#: 04 Township#: 30

Road Frontage

City Street: 1

Road Responsibility

Public Maintained Road: 1

Roof

Age Over 8 Years: 1

Sellers Terms

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Sewer

City Sewer/Connected: 1

Special Search

3 BR on One Level: 1 Primary Bdr Suite: 1

Stories

Four or More Level Split: 1

Water

City Water/Connected: 1

Location Tax and Other Information

House Number: 1284 Street Name: Otter Ridge Street Suffix: Road Postal City: White Bear Lake County: Ramsey State: MN Zip Code: 55110 Complex/Dev/Subdivision: Otter Lake Park

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Window; Natural Woodwork; Paneled Doors; Patio; Porch; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Basement: Drain Tiled; Sump Pump Bath Description: Main Floor 3/4 Bath; Upper Level Full Bath; 3/4 Primary; Private Primary Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: Circuit Breakers Exterior: Cedar; Cement Board; Vinyl Family Room Characteristics: 2 or More; Lower Level Financing Terms: FHA Fireplace Characteristics: Gas Burning; Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room Lock Box Type: Supra Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level; Primary Bdr Suite Stories: Four or More Level Split Water: City Water/Connected

Room Information

Kitchen Dimensions: 12x14 Level: Main Dining Room Dimensions: 10x12 Level: Main Living Room Dimensions: 13x18 Level: Main Family Room Dimensions: 13x20 Level: Lower Family Room Dimensions: 14x20 Level: Basement First (1st) Bedroom Dimensions: 14x16 Level: Upper Second (2nd) Bedroom Dimensions: 10x12 Level: Upper Third (3rd) Bedroom Dimensions: 10x11 Level: Upper Office Dimensions: 10x10 Level: Lower Deck Level: Main Patio Level: Lower Mud Room Level: Main Laundry Level: Main
Listing Office: RE/MAX Results
Last Updated: October - 10 - 2025
1284 Otter Ridge Road, White Bear Lake, MN 55110- MLS# 6744004
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