1324 1st Street N, Saint Cloud, MN 56303
$274,000
Property Type:
Multi-Family
Bedrooms:
7
Baths:
3
Square Footage:
3,800
Lot Size (sq. ft.):
8,276
Status:
Active
Current Price:
$274,000
List Date:
7/02/2026
Last Modified:
7/10/2026
Overview
Description
Listing Details MLS# 7102225
General Property Information
- Lot Measurement
- Acres
- Multiple PIDs?
- No
- Owner Occupied
- No
- Waterfront YN
- No
- Year Built
- 1910
- Yearly/Seasonal
- Yearly
- Zoning
- Residential-Multi-Family
- Main Floor Total SqFt
- 1728
- Above Ground SqFt
- 2868
- Below Grd Total SqFt
- 932
- Total SqFt
- 3800
- Foundation Size
- 1802
- Style
- (MF) Duplex Up and Down
- Total Finished Sqft
- 3492.00
- Lot Dimensions
- 83x102
- Acres
- 0.19
- Assessment Pending
- Unknown
- Garage Stalls
- 0
Property Features
Accessible:
None
Basement:
Egress Windows; Full
Construction Status:
Previously Owned
Exterior:
Aluminum Siding
Fencing:
None
Foundation:
Concrete Block
Fuel:
Natural Gas
Heating:
Forced Air
Lot Description:
Corner Lot; Tree Coverage - Light
Owner Pays:
Sewer; Taxes; Water
Parking Characteristics:
Paved Lot
Pool Description:
None
Road Frontage:
Curbs; Paved Streets; Sidewalks
Roof:
Asphalt Shingles
Sellers Terms:
Cash; Conventional
Sewer:
City Sewer/Connected
Stories:
Two
Tenant Pays:
Electricity; Fuel; Gas
Unit 1 Appliances:
Dryer; Microwave; Range; Washer
Unit 1 Special Search:
Main Floor Bedroom; 3 BR on One Level
Unit 2 Bath Description:
Upper Level Full Bath
Water:
City Water/Connected
Contract Information
- Contingency
- None
- Original List Price
- 279000
- ListPrice
- 274000
- Owner is an Agent?
- No
- Auction?
- No
Location Tax and Other Information
- House Number
- 1324
- Street Name
- 1st Street
- Street Direction Suffix
- N
- Postal City
- Saint Cloud
- County
- Stearns
- State
- MN
- Zip Code
- 56303
Assessments
- Tax With Assessments
- 2310
- Assessment Balance
- 0
- Assessment Installment
- 0
Building Information
- Finished SqFt Above Ground
- 2821
- Finished SqFt Below Ground
- 671
More Information
Lease Details
- Land Leased
- Not Applicable
Miscellaneous Information
- DP Resource
- Yes
- Homestead
- No
Ownership
- Fractional Ownership
- No
Unit 1
- Furnished?
- No
- Leased?
- No
- Level
- Multi-Level
- Unit Number
- Yes
- 1/2 Baths
- Yes
- Annual Rent
- 18600
- Finished SqFt
- 2352
- Full Baths
- Yes
- Monthly Rent
- 1550
- No. of Units Like This
- Yes
- Total Baths
- 2
- Total Bedrooms
- 4
- Total Rooms
- 6
Unit 2
- Furnished?
- No
- Leased?
- No
- Unit Number
- 2
- Annual Rent
- 17100
- Finished SqFt
- 1000
- Full Baths
- Yes
- Monthly Rent
- 1425
- No. of Units Like This
- Yes
- Total Baths
- Yes
- Total Bedrooms
- 3
- Total Rooms
- 7
Unit Details
- Total Units
- 2
Office/Member Info
- Association
- SPAAR
Location, Tax and Other Information
- Legal Description
- 14 -124 -028 LOT 1 BLK 1 BARRONS CORNER
- Listing City
- Saint Cloud
- Map Page
- 231
- Municipality
- Saint Cloud
- School District
- St. Cloud
- School District Phone
- 320-253-9333
- Zip Plus 4
- 3442
- Property ID Number
- 82463360000
- Tax Year
- 2026
- Tax Amount
- 2310
- In Foreclosure?
- No
- Potential Short Sale?
- No
- Lender Owned?
- No
Directions & Remarks
- Public Remarks
- Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex, with almost 3,500 finished square feet, features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing upfront maintenance costs. Whether you're an experienced investor or looking to house hack your way into real estate, this property as a lot of upside. Live in one unit while renting the other to significantly offset your mortgage, or lease both units to maximize cash flow. Located on a desirable corner lot in a convenient St. Cloud neighborhood, the property also offers a large off-street parking pad, a valuable amenity for tenants. With the opportunity to place new tenants at current market rents, this huge duplex offers immediate upside and long-term wealth-building potential.
- Directions
- W St. Germain St to 14th Ave N, go left
Accessible
- None
- Yes
Basement
- Egress Windows
- Yes
- Full
- Yes
Construction Status
- Previously Owned
- Yes
Exterior
- Aluminum Siding
- Yes
Fencing
- None
- Yes
Foundation
- Concrete Block
- Yes
Fuel
- Natural Gas
- Yes
Heating
- Forced Air
- Yes
Lot Description
- Corner Lot
- Yes
- Tree Coverage - Light
- Yes
Owner Pays
- Sewer
- Yes
- Taxes
- Yes
- Water
- Yes
Parking Characteristics
- Paved Lot
- Yes
Pool Description
- None
- Yes
Road Frontage
- Curbs
- Yes
- Paved Streets
- Yes
- Sidewalks
- Yes
Roof
- Asphalt Shingles
- Yes
Sellers Terms
- Cash
- Yes
- Conventional
- Yes
Sewer
- City Sewer/Connected
- Yes
Stories
- Two
- Yes
Water
- City Water/Connected
- Yes
Income and Expenses
- Annual Caretaker Expense
- 0
- Annual Electric Expense
- 0
- Annual Fuel Expense
- 0
- Annual Gross Expenses
- 0
- Annual Gross Income
- 0
- Annual Insurance Expense
- 0
- Annual Maintenance Expense
- 0
- Annual Net Income
- 0
- Annual Repair Expense
- 0
- Annual Trash Expense
- 0
- Annual Water/Sewer Expense
- 0
- Total Annual Expenses
- 0
Tenant Pays
- Electricity
- Yes
- Fuel
- Yes
- Gas
- Yes
Unit 1 Appliances
- Dryer
- Yes
- Microwave
- Yes
- Range
- Yes
- Washer
- Yes
Unit 1 Special Search
- Main Floor Bedroom
- Yes
- 3 BR on One Level
- Yes
Unit 2 Bath Description
- Upper Level Full Bath
- Yes
Listing Office:
eXp Realty
Last Updated: July - 10 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker
Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal.
©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.