138 Dwane Street, South Saint Paul, MN 55075

$649,000
Property Type: Multi-Family Bedrooms: 7 Baths: 5 Square Footage: 6,050 Lot Size (sq. ft.): 20,473 Status: Active
Current Price: $649,000 List Date: 5/03/2026 Last Modified: 7/01/2026

Overview

Description

This well-maintained property offers a rare opportunity to own a highly versatile multi-unit residence with stunning Mississippi River views from nearly every room. Ideal for an owner-occupant, multigenerational living, or as an income-producing investment, the home is currently configured as a duplex featuring a spacious five-bedroom, four-bath primary residence along with a separate two-bedroom, one-bath lower-level unit. The layout also allows for a third unit, giving an owner the ability to live in one space while renting out the other two for additional income. Recent updates include a new wall A/C unit (#1) installed in 2025, a new stove (#1) in 2024, a water heater replaced in 2023, and a washer and dryer added in 2021. Outside, the property showcases beautifully maintained landscaping with vibrant gardens, a generous two-level wraparound patio, an oversized three-car garage, and a private street setting—offering a unique combination of comfort, flexibility, and scenic surroun ...

Listing Details MLS# 7028523

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront YN
No
Year Built
1927
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
4660
Above Ground SqFt
4612
Below Grd Total SqFt
1438
Total SqFt
6050
Foundation Size
1438
Style
(MF) Duplex Up and Down
Total Finished Sqft
6050.00
Lake/Waterfront Name
Mississippi River
Garage Stalls
3
Lot Dimensions
54x61x117x141
Acres
0.47
Assessment Pending
No

Property Features

Accessible: None Amenities Shared: Deck; Patio; Porch Assumable Loan: Not Assumable Basement: Drain Tiled; Egress Windows; Full; Single Tenant Access; Storage Space; Sump Pump Construction Materials: Block Construction Status: Previously Owned Electric: Circuit Breakers Existing Financing: Conventional Exterior: Stucco; Vinyl Fencing: None Foundation: Concrete Block Fuel: Natural Gas Heating: Baseboard; Boiler; Forced Air Internet Options: Cable Laundry: In Unit; Washer Hookup Lock Box Type: Combo Lot Description: Irregular Lot; Tree Coverage - Light Owner Pays: None Pool Description: None Rental License Type: Standard Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Contract for Deed; Conventional Sewer: City Sewer/Connected Stories: Two Tenant Pays: All Utilities Unit 1 Amenities: Ceiling Fan(s); City View; Deck; Hardwood Floors; Kitchen Center Island; Main Floor Primary Bedroom; Natural Woodwork; Panoramic View; Primary Bedroom Walk-in Closet; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup Unit 1 Appliances: Dishwasher; Dryer; Exhaust Fan/Hood; Freezer; Microwave; Range; Refrigerator; Washer; Water Softener-Owned Unit 1 Bath Description: Full Primary; Private Primary; Upper Level Full Bath Unit 1 Cooling: Central Unit 1 Dining Room Description: Breakfast Area; Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room Unit 1 Family Room Characteristics: Main Level Unit 1 Special Search: Main Floor Laundry Unit 2 Appliances: Dishwasher; Disposal; Dryer; Exhaust Fan/Hood; Freezer; Range; Refrigerator; Washer; Water Softener-Owned Unit 2 Bath Description: Main Floor Full Bath Unit 2 Cooling: Central Unit 2 Dining Room Description: Separate/Formal Dining Rm Unit 2 Family Room Characteristics: Family Room; Main Level Unit 2 Special Search: Main Floor Laundry Water: City Water/Connected Waterfront Type: River View Waterfront View: Panoramic; River

Contract Information

Contingency
None
Original List Price
695000
ListPrice
649000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
138
Street Name
Dwane
Street Suffix
Street
Postal City
South Saint Paul
County
Dakota
State
MN
Zip Code
55075
Complex/Dev/Subdivision
Eureka Imp Co Rearr A

Assessments

Assessment Balance
11096
Tax With Assessments
11096
Assessment Installment
0

Building Information

Finished SqFt Above Ground
4612
Finished SqFt Below Ground
1438

More Information

Income and Expenses

Annual Caretaker Expense
2655
Annual Gross Expenses
5000
Annual Gross Income
53100
Annual Insurance Expense
5500
Annual Maintenance Expense
2500
Annual Repair Expense
2500
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0
Total Annual Expenses
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
966

Unit 1

Furnished?
Yes
Leased?
Yes
Level
Main Level
Unit Number
Yes
1/2 Baths
Yes
Annual Rent
34500
Finished SqFt
Yes
Full Baths
3
Monthly Rent
2875
No. of Units Like This
Yes
Total Baths
4
Total Bedrooms
5
Total Rooms
11

Unit 2

Furnished?
Yes
Leased?
No
Unit Number
2
Annual Rent
18600
Finished SqFt
1438
Full Baths
Yes
Monthly Rent
1550
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
5

Unit Details

Total Units
2

Office/Member Info

Association
MAAR

Location, Tax and Other Information

Legal Description
EUREKA IMP CO REARR ""A 43 2 LOTS 39 THRU
Listing City
South Saint Paul
Map Page
122
Municipality
South Saint Paul
School District
South St. Paul
School District Phone
651-457-9400
DNR Lake Classification
Not Applicable
Zip Plus 4
4561
Property ID Number
362475002433
Tax Year
2025
Tax Amount
11096
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
This well-maintained property offers a rare opportunity to own a highly versatile multi-unit residence with stunning Mississippi River views from nearly every room. Ideal for an owner-occupant, multigenerational living, or as an income-producing investment, the home is currently configured as a duplex featuring a spacious five-bedroom, four-bath primary residence along with a separate two-bedroom, one-bath lower-level unit. The layout also allows for a third unit, giving an owner the ability to live in one space while renting out the other two for additional income. Recent updates include a new wall A/C unit (#1) installed in 2025, a new stove (#1) in 2024, a water heater replaced in 2023, and a washer and dryer added in 2021. Outside, the property showcases beautifully maintained landscaping with vibrant gardens, a generous two-level wraparound patio, an oversized three-car garage, and a private street setting—offering a unique combination of comfort, flexibility, and scenic surroundings.
Directions
From Highway 494, take the exit for MN-156 North (Concord Street) toward South St. Paul. Continue north on Concord Street for several miles into South St. Paul, then turn left onto Southview Boulevard. Take your first right onto Dwane Street, and 138 Dwane Street will be on your left shortly after

Accessible

None
Yes

Amenities Shared

Deck
Yes
Patio
Yes
Porch
Yes

Assumable Loan

Not Assumable
Yes

Basement

Drain Tiled
Yes
Egress Windows
Yes
Full
Yes
Single Tenant Access
Yes
Storage Space
Yes
Sump Pump
Yes

Construction Materials

Block
Yes

Construction Status

Previously Owned
Yes

Electric

Circuit Breakers
Yes

Existing Financing

Conventional
Yes

Exterior

Stucco
Yes
Vinyl
Yes

Fencing

None
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Baseboard
Yes
Boiler
Yes
Forced Air
Yes

Internet Options

Cable
Yes

Lake Details

Lake Depth
No

Laundry

In Unit
Yes
Washer Hookup
Yes

Lock Box Type

Combo
Yes

Lot Description

Irregular Lot
Yes
Tree Coverage - Light
Yes

Owner Pays

None
Yes

Pool Description

None
Yes

Rental License Type

Standard
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Contract for Deed
Yes
Conventional
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Waterfront Type

River View
Yes

Waterfront View

Panoramic
Yes
River
Yes

No. of Ranges

Three
Yes

No. of Refrigerators

Three
Yes

Tenant Pays

All Utilities
Yes

Unit 1 Amenities

Ceiling Fan(s)
Yes
City View
Yes
Deck
Yes
Hardwood Floors
Yes
Kitchen Center Island
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Panoramic View
Yes
Primary Bedroom Walk-in Closet
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Washer/Dryer Hookup
Yes

Unit 1 Appliances

Dishwasher
Yes
Dryer
Yes
Exhaust Fan/Hood
Yes
Freezer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes
Water Softener-Owned
Yes

Unit 1 Bath Description

Full Primary
Yes
Private Primary
Yes
Upper Level Full Bath
Yes

Unit 1 Cooling

Central
Yes

Unit 1 Dining Room Description

Breakfast Area
Yes
Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes

Unit 1 Family Room Characteristics

Main Level
Yes

Unit 1 Special Search

Main Floor Laundry
Yes

Unit 2 Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Exhaust Fan/Hood
Yes
Freezer
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes
Water Softener-Owned
Yes

Unit 2 Bath Description

Main Floor Full Bath
Yes

Unit 2 Cooling

Central
Yes

Unit 2 Dining Room Description

Separate/Formal Dining Rm
Yes

Unit 2 Family Room Characteristics

Family Room
Yes
Main Level
Yes

Unit 2 Special Search

Main Floor Laundry
Yes
IDX
Listing Office: Vector Realty Group
Last Updated: July - 01 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.