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14195 N Horseshoe Lake Road, Merrifield, MN 56465

New Listing

$875,000

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 904 Lot Size (sq. ft.): 69,696 Status: Active

Current Price: $875,000 List Date: 7/14/2026 Last Modified: 7/14/2026

Overview

Description

Southern facing Lake Frontage Home on Horseshoe Lake. Just south of Cross Lake, this summer home was built in the 1950’s with care and is uniquely positioned on a crystal clear lake with a sugar sand beach. Additionally, this property Includes a large, undeveloped lot on the north side of the road, giving you privacy and endless space to build a pole shed for boats/UTVs, a guest house, garage space, and gardens. Whether you are looking for a turnkey summer getaway or the perfect canvas to build your dream home, this Horseshoe Lake gem is the ultimate beachy getaway that surpasses the typical lakeshore cabin. There is no cliff, slope, or stairs, making access to the water effortless for all ages. Situated on the north side of the lake with perfect south-facing exposure— enjoy all day sunshine from sunrise to sunset. Additionally, this home is located near the end of a peaceful dead-end road, and offers the ultimate blend of tranquility, premium lake quality, and future expansion.

Listing Details MLS# 7103974

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Road Btwn WF & Home?: No
Waterfront Frontage: 100
Waterfront YN: Yes
Year Built: 1955
Yearly/Seasonal: Seasonal
Zoning: Residential-Single Family
Bath Three Quarters: Yes
Main Floor Total SqFt: 904
Above Grd Total SqFt: 904
Total SqFt: 904
Total Finished Sqft: 904.00
FireplaceYN: No
Lake/Waterfront Name: Horseshoe Lake (Bay Lake Twp.)
Style: (SF) Single Family
Foundation Size: 736
Power Company: Other
Lot Dimensions: 100x697
Acres: 1.6
Assessment Pending: No
Number of Fireplaces: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Garage Stalls: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Window Unit(s) Amenities Unit: Ceiling Fan(s); Deck; Dock; In-Ground Sprinkler; Kitchen Window; Natural Woodwork; Sun Room; Vaulted Ceiling(s) Appliances: Range; Refrigerator; Water Filtration System Basement: Concrete Block; Crawl Space; Egress Windows; Unfinished Bath Description: Main Floor 3/4 Bath Construction Status: Previously Owned Dining Room Description: Living/Dining Room Elevation Highpoint to Waterfront Slope: Gradual Exterior: Metal Fencing: Partial; Wood Foundation: Other Fuel: Electric; Natural Gas Heating: Baseboard; Forced Air Lake Details: Excellent Sand Lot Description: Accessible Shoreline Outbuildings: Machine Shed Parking Characteristics: Gravel Lot Pool Description: None Road Frontage: Paved Streets Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Holding Tank; Private Sewer Stories: One Water: Shared System; Well Waterfront Type: Lake Front; Lake View; Dock Waterfront View: Lake; South

Contract Information

Contingency: None
Original List Price: 875000
ListPrice: 875000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 14195
Street Direction Prefix: N
Street Name: Horseshoe Lake
Street Suffix: Road
Postal City: Merrifield
County: Crow Wing
State: MN
Zip Code: 56465

Assessments

Assessment Balance: 25
Tax With Assessments: 2843

Building Information

Finished SqFt Above Ground: 904

More Information

Lake Details

Lake Acres: 33
Lake Depth: 30
Excellent Sand: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Public Survey Info

Range#: 27
Section#: 17
Township#: 136

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: MISSION TOWNSHIP SEC: 17 TWP: 136 RANGE: 027 ACRES: 1.22 W. 100 FT. OF E. 400 FT. OF GOV. LOT 4 EXCEPT N. 1320
Listing City: Merrifield
Map Page: 999
Municipality: Mission Twp
School District: Crosby-Ironton
School District Phone: 218-545-8801
DNR Lake ID#: 18004300
DNR Lake Classification: Natural Environment
Zip Plus 4: 1217
Property ID Number: 77170560
Tax Year: 2026
Tax Amount: 2843
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Southern facing Lake Frontage Home on Horseshoe Lake. Just south of Cross Lake, this summer home was built in the 1950’s with care and is uniquely positioned on a crystal clear lake with a sugar sand beach. Additionally, this property Includes a large, undeveloped lot on the north side of the road, giving you privacy and endless space to build a pole shed for boats/UTVs, a guest house, garage space, and gardens. Whether you are looking for a turnkey summer getaway or the perfect canvas to build your dream home, this Horseshoe Lake gem is the ultimate beachy getaway that surpasses the typical lakeshore cabin. There is no cliff, slope, or stairs, making access to the water effortless for all ages. Situated on the north side of the lake with perfect south-facing exposure— enjoy all day sunshine from sunrise to sunset. Additionally, this home is located near the end of a peaceful dead-end road, and offers the ultimate blend of tranquility, premium lake quality, and future expansion.
Directions: Head north on Co Road 3 from Brainerd for approximately 16.1 miles. Take right on N Horseshoe Lake Road. Follow road for approximately 1.3 miles and the property will be on your right.

Accessible

None: Yes

Air Conditioning

Window Unit(s): Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Dock: Yes
In-Ground Sprinkler: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Sun Room: Yes
Vaulted Ceiling(s): Yes

Appliances

Range: Yes
Refrigerator: Yes
Water Filtration System: Yes

Basement

Concrete Block: Yes
Crawl Space: Yes
Egress Windows: Yes
Unfinished: Yes

Bath Description

Main Floor 3/4 Bath: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Living/Dining Room: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Metal: Yes

Fencing

Partial: Yes
Wood: Yes

Foundation

Other: Yes

Fuel

Electric: Yes
Natural Gas: Yes

Heating

Baseboard: Yes
Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Lot Description

Accessible Shoreline: Yes

Outbuildings

Machine Shed: Yes

Parking Characteristics

Gravel Lot: Yes

Pool Description

None: Yes

Road Frontage

Paved Streets: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

Holding Tank: Yes
Private Sewer: Yes

Stories

One: Yes

Water

Shared System: Yes
Well: Yes

Waterfront Type

Lake Front: Yes
Lake View: Yes
Dock: Yes

Waterfront View

Lake: Yes
South: Yes

Listing Office: Savvy Avenue, LLC

Last Updated: July - 14 - 2026

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