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14749 Waco Street NW, Ramsey, MN 55303

$645,000

Amazing 3 season porch overlooking the Rum River

Roof just professionally cleaned & treated!

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 4,022 Lot Size (sq. ft.): 20,909 Status: Active

Current Price: $645,000 List Date: 4/10/2026 Last Modified: 6/06/2026

Overview

Description

Set along the Rum River, this thoughtfully updated home offers a rare combination of space, setting, and recent improvements. Fresh interior paint, newly updated bathrooms, newer siding, and brand-new carpet on the main level create a crisp, move-in-ready feel throughout. The layout is designed for flexibility with multiple living areas, a dedicated main-level office, and an easy flow between spaces—ideal for both everyday living and entertaining! The kitchen and dining area open onto a private backyard overlooking the river, creating a peaceful backdrop year-round. Upstairs, you’ll find four bedrooms on one level, including a spacious primary suite, along with a versatile bonus room. The finished lower level adds additional room to relax, gather, or entertain - especially with the large wet bar! Additional highlights include a three-season porch, main-level laundry, and an oversized heated garage with epoxy floors. Well-positioned near parks and trails, this home delivers both con ... (Read more)

Listing Details MLS# 7019852

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 88
Waterfront Present: Yes
Year Built: 1989
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Half: 2
Main Floor Total SqFt: 1749
Above Grd Total SqFt: 3132
Below Grd Total SqFt: 890
Total SqFt: 4022
Total Finished Sqft: 3963.00
FireplaceYN: Yes
Lake/Waterfront Name: Rum River
Style: (SF) Single Family
Foundation Size: 1100
Garage Stalls: 3
Lot Dimensions: 102X200X90X201
Acres: 0.48
Assessment Pending: Unknown
Bath Three Quarters: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Balcony; Ceiling Fan(s); Kitchen Center Island; Patio; Porch; Vaulted Ceiling(s); Walk-In Closet; Wet Bar Appliances: Cooktop; Dishwasher; Disposal; Dryer; Electronic Air Filter; Microwave; Refrigerator; Trash Compactor; Washer Basement: Concrete Block; Storage Space Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath; 1/2 Basement; Full Basement; Jetted Tub Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Informal Dining Room Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone Family Room Characteristics: Family Room; Lower Level; Main Level Fireplace Characteristics: 2-Sided; Family Room; Primary Bedroom Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level Lock Box Type: Combo Parking Characteristics: Heated Garage; Insulated Garage Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Wood Shingles Sewer: City Sewer/Connected Special Search: 3 BR on One Level; 4 BR on One Level; Main Floor Laundry Stories: Two Water: City Water/Connected Waterfront View: River

Contract Information

Contingency: None
Original List Price: 645000
ListPrice: 645000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 14749
Street Name: Waco
Street Suffix: Street
Street Direction Suffix: NW
Postal City: Ramsey
County: Anoka
State: MN
Zip Code: 55303
Complex/Dev/Subdivision: Rivers Bend

Assessments

Tax With Assessments: 7862
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 3132
Finished SqFt Below Ground: 831

More Information

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 908
Heated Garage: Yes
Insulated Garage: Yes

Public Survey Info

Range#: 25
Section#: 25
Township#: 32

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 13 BLK 6 RIVERS BEND SUBJ TO EASE OF REC
Listing City: Ramsey
Map Page: 49
Municipality: Ramsey
School District: Anoka-Hennepin
School District Phone: 763-506-1000
DNR Lake Classification: Not Applicable
Zip Plus 4: 6184
Property ID Number: 253225120071
Tax Year: 2026
Tax Amount: 7862
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Set along the Rum River, this thoughtfully updated home offers a rare combination of space, setting, and recent improvements. Fresh interior paint, newly updated bathrooms, newer siding, and brand-new carpet on the main level create a crisp, move-in-ready feel throughout. The layout is designed for flexibility with multiple living areas, a dedicated main-level office, and an easy flow between spaces—ideal for both everyday living and entertaining! The kitchen and dining area open onto a private backyard overlooking the river, creating a peaceful backdrop year-round. Upstairs, you’ll find four bedrooms on one level, including a spacious primary suite, along with a versatile bonus room. The finished lower level adds additional room to relax, gather, or entertain - especially with the large wet bar! Additional highlights include a three-season porch, main-level laundry, and an oversized heated garage with epoxy floors. Well-positioned near parks and trails, this home delivers both convenience and a sense of retreat in a truly scenic setting.
Directions: HWY 47 TO 149TH E TO WACO SOUTH TO HOME

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Balcony: Yes
Ceiling Fan(s): Yes
Kitchen Center Island: Yes
Patio: Yes
Porch: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes
Wet Bar: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electronic Air Filter: Yes
Microwave: Yes
Refrigerator: Yes
Trash Compactor: Yes
Washer: Yes

Basement

Concrete Block: Yes
Storage Space: Yes

Bath Description

Main Floor 1/2 Bath: Yes
Upper Level Full Bath: Yes
1/2 Basement: Yes
Full Basement: Yes
Jetted Tub: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes
Informal Dining Room: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Brick/Stone: Yes

Family Room Characteristics

Family Room: Yes
Lower Level: Yes
Main Level: Yes

Fireplace Characteristics

2-Sided: Yes
Family Room: Yes
Primary Bedroom: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Lake Details

Lake Depth: No

Lake/Waterfront

River Front: Yes

Laundry

Laundry Room: Yes
Main Level: Yes

Lock Box Type

Combo: Yes

Patio, Porch and Deck Features

Enclosed: Yes
Patio: Yes
Porch: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes
Wood Shingles: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes
4 BR on One Level: Yes
Main Floor Laundry: Yes

Stories

Two: Yes

Water

City Water/Connected: Yes

Waterfront View

River: Yes

Room Information

Room Name	Dimensions	Level
Amusement Room	38x16	Lower
Bonus Room	13x17	Upper
Dining Room	10x18	Main
Family Room	18x18	Main
First (1st) Bedroom	16x14	Upper
Fourth (4th) Bedroom	17x20	Upper
Informal Dining Room	10x8	Main
Kitchen	10x16	Main
Living Room	15x26	Main
Office	11x9	Main
Porch	13x12	Main
Second (2nd) Bedroom	12x12	Upper
Third (3rd) Bedroom	14x12	Upper

Listing Office: eXp Realty

Last Updated: June - 06 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.