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1515 2nd Street N, Saint Cloud, MN 56303

New Listing

$226,000

Independently Pre-inspected by AmeriSpec and Warranted for 1 year after closing by CINCH Warranty, this is a terrific starter home or investment property. The best value in Saint Cloud.

Looks like a duplex with two front entry options, but single family all the way. Lockbox is located on the right hand door. Not much grass to mow, but adequate for your dogs. The vinyl siding has some cosmetic warping but is low maintenance.

Dramatic night shot of your future home!

This view from the living room/dining area, back toward one of the front entries.

This view of the fully functional kitchen with plenty of room for an eat-in table or floating island.

This view is as you enter the home from the entry door on the right of the home. Lots of natural light from South side windows.

This space could be a main level family room or an informal dining room, depending upon your needs. Double doors lead to the back yard and 3 car garage!

Looking back from the fridge and stove towards the front entrance on the right, stairs to the upstairs in the middle and door to one of the main floor bedrooms on the left. Lots of recessed lighting in the kitchen along with great natural lighting.

From the dining room/family room back toward the right front entry. Flat screen, wall mounted TV conveys with the home.

This is the main floor 3/4 bathroom immediately to the left of the left front door entrance. Very spacious. It supports the two main level bedrooms.

This is one of the main level bedrooms with plenty of electrical outlets!

This main level, back bedroom is currently set-up as a workout room. The flat screen, mounted TV conveys with the home. All the TV's are functioning with remotes, but are not guaranteed by the CINCH Home Warranty!

This is the upstairs front bedroom. The new Goodman Central Air unit was installed on 7/8/2026. The flat screen, wall mounted TV will convey with the home. It is working and has a remote, but no warranty. New carpet upstairs.

West side upstairs bedroom is nice sized and has a walk-through to the large upstairs 3/4's bathroom. New carpet and blinds.

This is the upstairs family room with fresh paint and new carpeting. The door to the rear is one of the entrances to the upstairs bathroom. The wall mounted, flat screen TV, conveys with the property. Functioning at time of listing but not warranted

This shot is from the West, upper bedroom door looking back to the stairway to the lower level in the background. New carpeting, new blinds fresh paint throughout the upper level.

This view is from the upper level bathroom back through the family room with views of the backyard and 3 car, detached garage. New flush mounted lighting fixture.

Upstairs hallway is wide enough to be a nice office space.

Top of the stairway, front bedroom door on the left, family room in the background. New carpeting and fresh paint.

Upstairs 3/4 bathroom with walk-through open door to the primary bedroom in the background. Shower entrance to the right of the towel bar.

Another view of the large, 3/4, upstairs bathroom from the shower end. The door between the toilet and vanity leads to the upstairs family room. New blinds!

The basement is clean and well lit for laundry Newer washer and dryer. Some glass block windows have been added. The pre-inspection identified moisture levels in the walls, but only 1 minor episode in 3 years. This basement is for storage!

Another shot of the unfinished basement. Earlier this year, two new support beams were added to address some main level floor sloping. The floor has settled as far as it can!

The back yard is great for dogs or kids. Fencing is definitely a possibility.

The detached 3 car garage is entered through the alley and a service door on the back leads to the home. The garage is being used as the seller's POD so pardon the "stuff". All be gone by closing. It is deep enough for big trucks.

Back yard side view. Garage is hiding behind overgrown bush on the right.

From the sidewalk between the homes back towards the 3 car garage.

Elevated view of the rear of the home and large shade tree in back yard.

Another closer elevated view of the rear of the home.

Another roof drone. Pre-inspection noted possible hail and/or storm damage. Currently under review by roofing contractor out the week of 7/8/226. Updates to be provided.

Full lot overview outlined in red. Estimated mowing time is 30 minutes.

Tree canopy covers the 3 car detached garage with it's estimated 6 year old Timberland roof.

1515 2nd Basement floor plan. Lots of dry storage space!

1515 2nd Street North Main Level floor plan.

1515 2nd Street North Upstairs floor plan.

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,484 Lot Size (sq. ft.): 5,400 Status: Active

Current Price: $226,000 List Date: 7/09/2026 Last Modified: 7/11/2026

Overview

Description

If you are a 1st time home buyer, this could be the perfect home for you! We have already had the home independently pre-inspected by AmeriSpec, a recognized leader in the industry. A full, independent inspection report is available for review on MLS before showing. The home also comes with a one-year, full home warranty through CINCH Home Warranty. While this home has a brand new central air conditioner, and a newer furnace, all the mechanicals and appliances are covered for one year after closing. If a claim occurs, you call CINCH and the problem is repaired or the item replaced for a $100 deductible. Take the worries out of buying! This is the best home for the money in Saint Cloud today! If you are an investor, run the numbers and you will see that with 4 modestly priced renters, you will be cash flowing from day 1! Four bedrooms, 2 3/4 baths, and a bonus 3 car garage within a mile of Saint Cloud State! Some parents with a student starting in the fall could buy this property now, r ... (Read more)

Listing Details MLS# 7104423

General Property Information

Common Wall: No
Lot Measurement: Square Feet
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Waterfront YN: No
Year Built: 1910
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Three Quarters: 2
Main Floor Total SqFt: 828
Above Grd Total SqFt: 1656
Below Grd Total SqFt: 828
Total SqFt: 2484
Lot Size SqFt: 5400
Total Finished Sqft: 1656.00
FireplaceYN: No
Style: (SF) Single Family
Foundation Size: 828
Garage Stalls: 3
Lot Dimensions: 50x120
Assessment Pending: No
# Carport Spaces: 0
Number of Fireplaces: 0
Other Parking Spaces: 0
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Appliances: Disposal; Dryer; Freezer; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Full; Storage Space; Unfinished Bath Description: Main Floor 3/4 Bath; Upper Level 3/4 Bath; Walk Thru Construction Materials: Block; Concrete Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Living/Dining Room Electric: Circuit Breakers Existing Financing: Conventional Exterior: Metal; Vinyl Family Room Characteristics: Family Room Fencing: None Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Internet Options: Cable; Satellite Laundry: Electric Dryer Hookup; Lower Level; Washer Hookup Lock Box Type: Supra Lot Description: Public Transit (w/in 6 blks); Tree Coverage - Light Parking Characteristics: Garage Door Opener Road Frontage: City Street; Curbs; Paved Streets; Sidewalks Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: Main Floor Bedroom Stories: Two Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 226000
ListPrice: 226000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 1515
Street Name: 2nd
Street Suffix: Street
Street Direction Suffix: N
Postal City: Saint Cloud
County: Stearns
State: MN
Zip Code: 56303
Complex/Dev/Subdivision: Plattes Add

Assessments

Tax With Assessments: 942
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1656

More Information

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: MAAR
Supra: Yes

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 22x32
Garage Door Height: 7
Garage Door Width: 14
Garage Square Feet: 704
Garage Door Opener: Yes

Public Survey Info

Range#: 28
Section#: 14
Township#: 124

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 2 BLOCK 3 & S 8' OF VAC ALLEY ADJ PLATTES ADD SECTION 14 TOWNSHIP 124 RANGE 028
Listing City: Saint Cloud
Map Page: 231
Municipality: Saint Cloud
School District: St. Cloud
School District Phone: 320-253-9333
Zip Plus 4: 4509
Property ID Number: 82499600000
Tax Year: 2026
Tax Amount: 942
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: If you are a 1st time home buyer, this could be the perfect home for you! We have already had the home independently pre-inspected by AmeriSpec, a recognized leader in the industry. A full, independent inspection report is available for review on MLS before showing. The home also comes with a one-year, full home warranty through CINCH Home Warranty. While this home has a brand new central air conditioner, and a newer furnace, all the mechanicals and appliances are covered for one year after closing. If a claim occurs, you call CINCH and the problem is repaired or the item replaced for a $100 deductible. Take the worries out of buying! This is the best home for the money in Saint Cloud today! If you are an investor, run the numbers and you will see that with 4 modestly priced renters, you will be cash flowing from day 1! Four bedrooms, 2 3/4 baths, and a bonus 3 car garage within a mile of Saint Cloud State! Some parents with a student starting in the fall could buy this property now, rent out 3 rooms to his/her friends, and in 4 years sell for a profit paying for the 4 year degree!
Directions: East on Division, left on 16th Ave N, left on 2nd

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Appliances

Disposal: Yes
Dryer: Yes
Freezer: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Basement

Concrete Block: Yes
Full: Yes
Storage Space: Yes
Unfinished: Yes

Bath Description

Main Floor 3/4 Bath: Yes
Upper Level 3/4 Bath: Yes
Walk Thru: Yes

Construction Materials

Block: Yes
Concrete: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes
Living/Dining Room: Yes

Electric

Circuit Breakers: Yes

Existing Financing

Conventional: Yes

Exterior

Metal: Yes
Vinyl: Yes

Family Room Characteristics

Family Room: Yes

Fencing

None: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Cable: Yes
Satellite: Yes

Laundry

Electric Dryer Hookup: Yes
Lower Level: Yes
Washer Hookup: Yes

Lot Description

Public Transit (w/in 6 blks): Yes
Tree Coverage - Light: Yes

Road Frontage

City Street: Yes
Curbs: Yes
Paved Streets: Yes
Sidewalks: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes
Asphalt Shingles: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

Main Floor Bedroom: Yes

Stories

Two: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Family Room	22x24	Upper
First (1st) Bedroom	12x10	Main
Fourth (4th) Bedroom	9x15	Upper
Kitchen	9x17	Main
Laundry	12x20	Lower
Living Room	9x16	Main
Office	8x5	Main
Second (2nd) Bedroom	10x10	Main
Third (3rd) Bedroom	11x9	Upper

Documents

LBP - 1515 2nd St N - Esterley.pdf ›

Sellers Disclosure - 1515 2nd St N - Est ›

Prev Sellers Dis - 1515 2nd St - Esterle ›

1515 2nd St N Updated Amerispec report-E ›

Listing Office: Edina Realty, Inc.

Last Updated: July - 11 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.