1787 N Bay Road, Ely, MN 55731
New Listing
$700,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,872
Lot Size (sq. ft.):
41,382
Status:
Active
Current Price:
$700,000
List Date:
6/22/2026
Last Modified:
6/22/2026
Listing Details MLS# 7095592
General Property Information
- Common Wall
- No
- Lot Measurement
- Acres
- Manufactured Home?
- No
- Multiple PIDs?
- No
- New Development
- No
- Number of Fireplaces
- 2
- Road Btwn WF & Home?
- No
- Waterfront Frontage
- 150
- Waterfront YN
- Yes
- Year Built
- 2007
- Yearly/Seasonal
- Yearly
- Zoning
- Residential-Single Family
- Bath Full
- Yes
- Bath Three Quarters
- Yes
- Main Floor Total SqFt
- 936
- Above Grd Total SqFt
- 936
- Below Grd Total SqFt
- 936
- Total SqFt
- 1872
- Total Finished Sqft
- 1872.00
- FireplaceYN
- Yes
- Lake/Waterfront Name
- Birch
- Style
- (SF) Single Family
- Foundation Size
- 936
- Garage Stalls
- 2
- Lot Dimensions
- 350x207
- Acres
- 0.95
- Assessment Pending
- Yes
- Bath Half
- 0
- Bath Quarter
- 0
- Association Fee
- 0
Property Features
Accessible:
None
Air Conditioning:
Ductless
Assumable Loan:
Not Assumable
Basement:
Concrete Block; Egress Windows; Full; Storage Space
Construction Status:
Previously Owned
Exterior:
Shakes; Wood
Foundation:
Concrete Block
Fuel:
Electric; Propane
Heating:
Dual Fuel/Off Peak
Sellers Terms:
Cash; Conventional; FHA; VA
Sewer:
Septic System Compliant - Yes
Stories:
One
Water:
Drilled; Well
Waterfront View:
Bay; Lake
Contract Information
- Contingency
- None
- Original List Price
- 700000
- ListPrice
- 700000
- Owner is an Agent?
- No
- Auction?
- No
Location Tax and Other Information
- House Number
- 1787
- Street Direction Prefix
- N
- Street Name
- Bay
- Street Suffix
- Road
- Postal City
- Ely
- County
- St. Louis
- State
- MN
- Zip Code
- 55731
- Complex/Dev/Subdivision
- North Bay Homesites 61 12
Assessments
- Assessment Balance
- 85
- Tax With Assessments
- 4156
Basement
- Foundation Dimensions
- 36x26
- Concrete Block
- Yes
- Egress Windows
- Yes
- Full
- Yes
- Storage Space
- Yes
More Information
Building Information
- Finished SqFt Above Ground
- 936
- Finished SqFt Below Ground
- 936
Lake Details
- Lake Acres
- 7073
- Lake Depth
- 25
Lease Details
- Land Leased
- Not Applicable
Miscellaneous Information
- Homestead
- Yes
Ownership
- Fractional Ownership
- No
Parking Characteristics
- Garage Dimensions
- 28x26
- Garage Square Feet
- 728
Public Survey Info
- Range#
- 12
- Section#
- 21
- Township#
- 61
Office/Member Info
- Association
- SPAAR
Location, Tax and Other Information
- AssocFeeYN
- No
- Legal Description
- THAT PART OF LOT 1 DESCRIBED AS FOLLOWS: STARTING AT THE NE CORNER OF SAID LOT 1, THENCE WEST ALONG THE BOUNDARY COMMON TO LOTS 1 AND 2, NORTH BAY HOMESITES, TO THE NORTHWEST CORNER OF SAID LOT 2, THENCE NORTH TO THE NORTH BOUNDARY OF SAID LOT 1 ALONG A LINE AT RIGHT ANGLES TO SAID NORTH BOUNDARY, THENCE EAST ALONG THE NORTH BOUNDARY OF SAID LOT 1 TO POINT OF BEGINNING AND LOT 2
- Listing City
- Ely
- Map Page
- 999
- Municipality
- Ely
- School District
- St. Louis County
- School District Phone
- 218-749-8130
- DNR Lake ID#
- 69000300
- DNR Lake Classification
- General Development
- Zip Plus 4
- 8381
- Property ID Number
- 610003000020
- Tax Year
- 2026
- Tax Amount
- 4071
- In Foreclosure?
- No
- Potential Short Sale?
- No
- Lender Owned?
- No
Directions & Remarks
- Public Remarks
- Year round home on Birch Lake. Experience the perfect blend of comfort, style, and Northwoods charm in this stunning 3-bedroom, 2-bathroom lake home situated on approximately 1 acre with 150 feet on Birch Lake. Offering more than 1900 square feet of thoughtfully designed living space. Abundant natural light pours in through the sun porch, bringing the beauty of the outdoors inside. The main level offers, large kitchen, living room with gas fireplace, primary bedroom, 3/4 bath, and laundry. The walk-out lower level offers two additional bedrooms, a full bathroom, and a second kitchen—an ideal setup for guests, extended family, or multi-generational living. Additional amenities include a two-stall garage complete with a finished bonus room above, perfect for a home office, artist's studio, hobby room, or additional guest accommodations. Another bonus to this property is a wood burning sauna building with plenty of room to use as a bunk house. Whether you're searching for a peaceful seasonal retreat or a full-time lakeside residence, this exceptional Birch Lake property offers the perfect opportunity to enjoy all that lake living has to offer. Your Northwoods Escape Awaits. Important Note: some AI Staging has been added, Nothing has be adjusted to the structure or to any other key components of the property.
- Directions
- From Ely, east on hwy 169/ Sheridan Street and turn r onto Hwy 1, follow to Hwy 120, turn R. follow to Birch Lake Rd, turn left . follow to North Bay Rd and follow to Fire #.
Accessible
- None
- Yes
Air Conditioning
- Ductless
- Yes
Assumable Loan
- Not Assumable
- Yes
Construction Status
- Previously Owned
- Yes
Exterior
- Shakes
- Yes
- Wood
- Yes
Foundation
- Concrete Block
- Yes
Fuel
- Electric
- Yes
- Propane
- Yes
Heating
- Dual Fuel/Off Peak
- Yes
Insurance Fee
- Insurance Fee
- 0
Sellers Terms
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Sewer
- Septic System Compliant - Yes
- Yes
Stories
- One
- Yes
Water
- Drilled
- Yes
- Well
- Yes
Waterfront View
- Bay
- Yes
- Lake
- Yes
Room Information
| Room Name | Dimensions | Level |
|---|---|---|
| Dining Room | Main | |
| Family Room | 16x25 | Lower |
| First (1st) Bedroom | 14x14 | Main |
| Kitchen | 11x16 | Main |
| Living Room | 14x16 | Main |
| Second (2nd) Bedroom | 12x12 | Lower |
| Third (3rd) Bedroom | 10x10.5 | Lower |
Listing Office:
Z'Up North Realty, Inc.
Last Updated: June - 22 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker
Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal.
©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.