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186 Cottonwood Court, Stillwater, MN 55082

$399,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,395 Lot Size (sq. ft.): 14,810 Status: Pending

Current Price: $399,000 List Date: 7/17/2026 Last Modified: 7/24/2026

Overview

Description

Located in the Croixwood neighborhood on Stillwater's west side, this lovely split-level home offers a convenient cul-de-sac setting, just minutes from downtown Stillwater. Inside, the home feels warm and cohesive throughout, featuring hardwood luxury laminate flooring and a beautifully updated kitchen. Thoughtfully updated, with maple cabinets, granite countertops, and stainless steel appliances. The home's layout offers three bedrooms and a full bathroom on the upper level, while the finished lower level adds a fourth bedroom or flex space and a second bathroom, perfect for guests, a home office, or an additional family room. Stepping outside, onto the newly built deck, the oversized yard is canopied by a shaggy bark maple, with a white pine standing just behind it. Two-year-old elderberry bushes line the back fence. This stunning home is ready for its next stewards. Schedule your showing today.

Listing Details MLS# 7108636

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Waterfront YN: No
Year Built: 1976
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 550
Above Grd Total SqFt: 1126
Below Grd Total SqFt: 269
Total SqFt: 1395
Total Finished Sqft: 1395.00
FireplaceYN: No
Style: (SF) Single Family
Foundation Size: 1097
Garage Stalls: 2
Lot Dimensions: 95x135x95x43x142
Acres: 0.34
Assessment Pending: No
Number of Fireplaces: 0
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Window; Natural Woodwork; Paneled Doors; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Freezer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Egress Windows Bath Description: Upper Level Full Bath; 3/4 Basement Construction Materials: Block; Brick Construction Status: Previously Owned Dining Room Description: Separate/Formal Dining Room Electric: 100 Amp Service Exterior: Brick/Stone; Vinyl Family Room Characteristics: Main Level Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: In Basement Lock Box Type: Combo Roof: Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; FHA Sewer: City Sewer/Connected Special Search: 3 BR on One Level Stories: Three Level Split Water: City Water/Connected

Contract Information

Off Market Date: 2026-07-21
Contingency: None
Original List Price: 399000
ListPrice: 399000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 186
Street Name: Cottonwood
Street Suffix: Court
Postal City: Stillwater
County: Washington
State: MN
Zip Code: 55082
Complex/Dev/Subdivision: Croixwood Seventh Add

Assessments

Tax With Assessments: 4372
Assessment Balance: 0

Basement

Foundation Dimensions: 42x24
Egress Windows: Yes

More Information

Building Information

Finished SqFt Above Ground: 1126
Finished SqFt Below Ground: 269

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 20x24
Garage Square Feet: 480

Public Survey Info

Range#: 20
Section#: 29
Township#: 30

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SUBDIVISIONNAME CROIXWOOD SEVENTH ADD LOT 46 BLOCK 5 SUBDIVISIONCD 09356
Listing City: Stillwater
Map Page: 96
Municipality: Stillwater
School District: Stillwater
School District Phone: 651-351-8301
Zip Plus 4: 9510
Property ID Number: 2903020320061
Tax Year: 2025
Tax Amount: 4369
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Located in the Croixwood neighborhood on Stillwater's west side, this lovely split-level home offers a convenient cul-de-sac setting, just minutes from downtown Stillwater. Inside, the home feels warm and cohesive throughout, featuring hardwood luxury laminate flooring and a beautifully updated kitchen. Thoughtfully updated, with maple cabinets, granite countertops, and stainless steel appliances. The home's layout offers three bedrooms and a full bathroom on the upper level, while the finished lower level adds a fourth bedroom or flex space and a second bathroom, perfect for guests, a home office, or an additional family room. Stepping outside, onto the newly built deck, the oversized yard is canopied by a shaggy bark maple, with a white pine standing just behind it. Two-year-old elderberry bushes line the back fence. This stunning home is ready for its next stewards. Schedule your showing today.
Directions: I-94 E toward Hudson, exit 253 for MN-95S/County Rd 15/Manning Ave N. North on Manning Ave N continuing onto Stillwater Blvd. West on Croixwood Blvd, North on Edgewood Ave, West on Interlachen Drive, North on Cottonwood Court.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Bath Description

Upper Level Full Bath: Yes
3/4 Basement: Yes

Construction Materials

Block: Yes
Brick: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Separate/Formal Dining Room: Yes

Electric

100 Amp Service: Yes

Exterior

Brick/Stone: Yes
Vinyl: Yes

Family Room Characteristics

Main Level: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

In Basement: Yes

Lock Box Type

Combo: Yes

Patio, Porch and Deck Features

Deck: Yes

Roof

Asphalt Shingles: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes

Stories

Three Level Split: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	8x10	Main
First (1st) Bedroom	11x10	Upper
Fourth (4th) Bedroom	19x13	Lower
Foyer	7x13	Main
Kitchen	12x10	Main
Living Room	14x13	Main
Second (2nd) Bedroom	11x14	Upper
Third (3rd) Bedroom	9x11	Upper

Listing Office: Anderson Realty

Last Updated: July - 24 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.