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195 Goldfinch Lane, Clearwater, MN 55320

$299,900

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,500 Status: Active

Current Price: $299,900 List Date: 4/30/2026 Last Modified: 7/08/2026

Overview

Description

Welcome to easy, elegant living in Clearwater Estates! This beautifully designed home offers the convenience of true main-level living paired with thoughtful, modern finishes. Step inside and enjoy the spacious feel of 9-foot ceilings and an inviting sunroom that fills the home with natural light—perfect for morning coffee or relaxing afternoons. The open kitchen features granite countertops and flows seamlessly into the living and dining areas, making both everyday living and entertaining a breeze. This home includes two comfortable bedrooms, highlighted by a private primary suite complete with its own bath and a generous walk-in closet. A double attached garage adds everyday convenience, while association-maintained living means you can spend less time on upkeep and more time enjoying life. Residents of Clearwater Estates also enjoy access to a clubhouse and pool, creating a welcoming community atmosphere. Located near the scenic Mississippi River, you’ll appreciate the blend o ... (Read more)

Listing Details MLS# 7064997

General Property Information

Assoc Mgmt Co. Phone #: 612-381-8600
Association Fee Frequency: Monthly
Association Mgmt Co. Name: Clearwater Estates, Inc. Cities Management
Common Wall: Yes
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Waterfront YN: No
Year Built: 1998
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1500
Above Grd Total SqFt: 1500
Total SqFt: 1500
Total Finished Sqft: 1500.00
FireplaceYN: No
Style: (TH) Side x Side
Foundation Size: 1500
Association Fee: 165
Garage Stalls: 2
Lot Dimensions: 57x105x66x102
Assessment Pending: No
Number of Fireplaces: 0
Acres: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0

Property Features

Accessible: No Stairs External; No Stairs Internal Air Conditioning: Central Air Amenities Unit: In-Ground Sprinkler; Kitchen Window; Natural Woodwork; Patio; Sun Room; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Microwave; Range; Refrigerator Association Fee Includes: Building Exterior; Cable TV; Hazard Insurance; Internet; Professional Mgmt; Recreation Facility; Sanitation; Security System; Shared Amenities Basement: None Bath Description: Double Sink; Main Floor 3/4 Bath; Full Primary Construction Status: Previously Owned Dining Room Description: Breakfast Area; Informal Dining Room Electric: 100 Amp Service; Circuit Breakers Exterior: Brick/Stone; Steel Siding Foundation: Slab Fuel: Natural Gas Heating: Forced Air Laundry: Main Level Lot Description: Irregular Lot Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage Pool Description: Below Ground; Shared Roof: Age 8 Years or Less; Asphalt Shingles Sewer: City Sewer/Connected Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry Stories: One Townhouse Characteristics: No Exterior Stairs; No Interior Stairs; Single-Level Water: City Water/Connected

Contract Information

Contingency: Inspection
Original List Price: 309900
ListPrice: 299900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 195
Street Name: Goldfinch
Street Suffix: Lane
Postal City: Clearwater
County: Wright
State: MN
Zip Code: 55320
Complex/Dev/Subdivision: Clearwater Estates

Assessments

Tax With Assessments: 3008
Assessment Balance: 0
Assessment Installment: 0

Building Information

Finished SqFt Above Ground: 1500

More Information

Insurance Fee

Insurance Fee: 95.74
Insurance Fee Frequency: Monthly

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 22x26
Garage Square Feet: 572
Finished Garage: Yes
Garage Door Opener: Yes
Insulated Garage: Yes

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: Lot 14, Block 3 Clearwater Estates Plat 3
Listing City: Clearwater
Map Page: Yes
Municipality: Clearwater
School District: St. Cloud
School District Phone: 320-253-9333
Country: US
Zip Plus 4: 2046
Property ID Number: 104022003140
Tax Year: 2026
Tax Amount: 3008
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to easy, elegant living in Clearwater Estates! This beautifully designed home offers the convenience of true main-level living paired with thoughtful, modern finishes. Step inside and enjoy the spacious feel of 9-foot ceilings and an inviting sunroom that fills the home with natural light—perfect for morning coffee or relaxing afternoons. The open kitchen features granite countertops and flows seamlessly into the living and dining areas, making both everyday living and entertaining a breeze. This home includes two comfortable bedrooms, highlighted by a private primary suite complete with its own bath and a generous walk-in closet. A double attached garage adds everyday convenience, while association-maintained living means you can spend less time on upkeep and more time enjoying life. Residents of Clearwater Estates also enjoy access to a clubhouse and pool, creating a welcoming community atmosphere. Located near the scenic Mississippi River, you’ll appreciate the blend of peaceful surroundings and nearby recreation. Low-maintenance, stylish, and ideally located—this is the home you’ve been waiting for.
Directions: I94 to Clearwater, Co Rd 24 N to 75 E to signs

Accessible

No Stairs External: Yes
No Stairs Internal: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

In-Ground Sprinkler: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Patio: Yes
Sun Room: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Association Fee Includes

Building Exterior: Yes
Cable TV: Yes
Hazard Insurance: Yes
Internet: Yes
Professional Mgmt: Yes
Recreation Facility: Yes
Sanitation: Yes
Security System: Yes
Shared Amenities: Yes

Basement

None: Yes

Bath Description

Double Sink: Yes
Main Floor 3/4 Bath: Yes
Full Primary: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Breakfast Area: Yes
Informal Dining Room: Yes

Electric

100 Amp Service: Yes
Circuit Breakers: Yes

Exterior

Brick/Stone: Yes
Steel Siding: Yes

Foundation

Slab: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Laundry

Main Level: Yes

Lot Description

Irregular Lot: Yes

Patio, Porch and Deck Features

Patio: Yes

Pool Description

Below Ground: Yes
Shared: Yes

Restriction/Covenants

Mandatory Owners Assoc: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sewer

City Sewer/Connected: Yes

Special Search

All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes

Stories

One: Yes

Townhouse Characteristics

No Exterior Stairs: Yes
No Interior Stairs: Yes
Single-Level: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	10x11	Main
First (1st) Bedroom	13x13	Main
Informal Dining Room	8x8	Main
Kitchen	10x10	Main
Laundry	6x12	Main
Living Room	16'6x17	Main
Second (2nd) Bedroom	11x11	Main

Listing Office: Hometown Realty, Inc

Last Updated: July - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.