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20439 Continental Court NW, Bemidji, MN 56601

$499,000

Virtual Tour

https://player.vimeo.com/video/1171676068

Virtual Tour

https://wellcomemat.com/embed/58q59b705cd81mlgi?mls=1

Maintenance free deck boards on the wrap around deck

Cozy up to the fireplace when it gets chilly

Open Stairway leads to door and the lower level

Extra large Detached Finished and heated garage

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 3,062 Lot Size (sq. ft.): 64,904 Status: Active

Current Price: $499,000 List Date: 6/01/2026 Last Modified: 6/11/2026

Overview

Description

Spacious and beautifully maintained home with 50 feet of Exclusive dock/water access to Lake Julia located on desirable Continental Court! Enjoy lake life without the high price of waterfront taxes with your own dock and boat lift already in place on the lake. Easement adjoins this property and is easily navigated by foot or by recreational vehicles. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful sett ... (Read more) Spacious and beautifully maintained home with 50 feet of Exclusive dock/water access to Lake Julia located on desirable Continental Court! Enjoy lake life without the high price of waterfront taxes with your own dock and boat lift already in place on the lake. Easement adjoins this property and is easily navigated by foot or by recreational vehicles. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!

Listing Details MLS# 7084376

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 50
Waterfront YN: Yes
Year Built: 1972
Yearly/Seasonal: Yearly
Zoning: Shoreline
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1531
Above Grd Total SqFt: 1531
Below Grd Total SqFt: 1531
Total SqFt: 3062
Total Finished Sqft: 2482.00
FireplaceYN: Yes
Lake/Waterfront Name: Julia
Style: (SF) Single Family
Foundation Size: 1531
Garage Stalls: 5
Lot Dimensions: 200+324
Acres: 1.49
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Boat Slip; Ceiling Fan(s); Deck; Dock; Exercise Room; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Patio; Porch; Skylight; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System Basement: Concrete Block; Egress Windows; Full Bath Description: Main Floor Full Bath; 3/4 Basement Construction Materials: Frame Construction Status: Previously Owned Dining Room Description: Living/Dining Room Elevation Highpoint to Waterfront Slope: Gradual Exterior: Vinyl Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Family Room; Lower Level Fencing: Chain Link; Partial Fireplace Characteristics: Amusement Room; Decorative; Family Room; Free Standing; Gas Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Baseboard; Forced Air Lake Details: Hard; Rocky; Undeveloped Laundry: In Basement Lock Box Type: Combo Lot Description: Accessible Shoreline; Irregular Lot; Tree Coverage - Medium Property Subtype: Acreage; Cabin; Ranch-Style Home; Rural Residential Road Frontage: No Outlet/Dead End Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; Special Funding; VA Sewer: Private Sewer Special Search: Main Floor Bedroom; Primary Bdr Suite Stories: One and One Half Water: Well Waterfront View: Lake; Panoramic

Contract Information

Contingency: None
Original List Price: 499000
ListPrice: 499000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 20439
Street Name: Continental
Street Suffix: Court
Street Direction Suffix: NW
Postal City: Bemidji
County: Beltrami
State: MN
Zip Code: 56601

Assessments

Tax With Assessments: 3972
Assessment Balance: 0

Basement

Foundation Dimensions: 49+25
Concrete Block: Yes
Egress Windows: Yes
Full: Yes

More Information

Building Information

Finished SqFt Above Ground: 1531
Finished SqFt Below Ground: 951

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 4-10

Lake Details

Lake Acres: 492
Lake Depth: 40
Hard: Yes
Rocky: Yes
Undeveloped: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 1200

Public Survey Info

Range#: 33
Section#: 4
Township#: 148

Office/Member Info

Association: NWMAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECT-04 TWP-148 RANGE-033 1.49 AC THAT PART OF LOT 5 DESC AS FOLLOWS: BEG AT NE'RLY CORNER OF LOT 20, JULIA HEIGHTS, THENCE RUNNING NW'RLY ALONG N'RLY BDRY LINE OF SAID LOT 20 - 238.83' TO A PT WHICH SHALL HEREINAFTER BE DESG PT "A", THENCE DEFLECT T O R 82*41' - 90.06' TO A PT HEREINAFTER DESG PT "B", THENCE DEFLECT TO R 42*35' & RUNNING A DIS OF 136.79' TO A PT, THENCE DEFLECT TO R 54*46' - 198.36' TO A PT, THENCE DEFLECT TO R 82*09' - 201.88' +- TO THE PT OF BEG & THAT PART OF LOT 5 DESC AS F O LLOWS: COMM AT NE'RLY CORNER OF LOT 20, JULIA HEIGHTS, THENCE DEFLECT R 97*51' FROM N'RLY LINE OF SAID LOT 20 - 201.88' TO THE ACTUAL PT OF BEG, THENCE CONT ON EXTENSIONS OF LAST DESC LINE - 166.21', THENCE DEFLECT L 134*14' - 275.67', THENCE
Listing City: Bemidji
Map Page: 999
Municipality: Bemidji
School District: Bemidji
School District Phone: 218-333-3100
DNR Lake ID#: 04016600
DNR Lake Classification: Recreational Development
Zip Plus 4: 7104
Property ID Number: 470004200
Tax Year: 2025
Tax Amount: 3972
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Spacious and beautifully maintained home with 50 feet of Exclusive dock/water access to Lake Julia located on desirable Continental Court! Enjoy lake life without the high price of waterfront taxes with your own dock and boat lift already in place on the lake. Easement adjoins this property and is easily navigated by foot or by recreational vehicles. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!
Directions: Take Irvine Ave N to left on Continental, to home on right

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Boat Slip: Yes
Ceiling Fan(s): Yes
Deck: Yes
Dock: Yes
Exercise Room: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Natural Woodwork: Yes
Patio: Yes
Porch: Yes
Skylight: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes
Water Filtration System: Yes

Bath Description

Main Floor Full Bath: Yes
3/4 Basement: Yes

Construction Materials

Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Living/Dining Room: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Vinyl: Yes

Family Room Characteristics

2 or More: Yes
2 Story/High/Vaulted Ceilings: Yes
Family Room: Yes
Lower Level: Yes

Fencing

Chain Link: Yes
Partial: Yes

Fireplace Characteristics

Amusement Room: Yes
Decorative: Yes
Family Room: Yes
Free Standing: Yes
Gas Burning: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Baseboard: Yes
Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

In Basement: Yes

Lock Box Type

Combo: Yes

Lot Description

Accessible Shoreline: Yes
Irregular Lot: Yes
Tree Coverage - Medium: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Patio: Yes

Property Subtype

Acreage: Yes
Cabin: Yes
Ranch-Style Home: Yes
Rural Residential: Yes

Road Frontage

No Outlet/Dead End: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Rural Development: Yes
Special Funding: Yes
VA: Yes

Sewer

Private Sewer: Yes

Special Search

Main Floor Bedroom: Yes
Primary Bdr Suite: Yes

Stories

One and One Half: Yes

Water

Well: Yes

Waterfront View

Lake: Yes
Panoramic: Yes

Listing Office: Headwaters Realty Services LLC

Last Updated: June - 11 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.