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20441 493rd Lane, Mcgregor, MN 55760

New Listing

$650,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,828 Lot Size (sq. ft.): 12,197 Status: Active

Current Price: $650,000 List Date: 7/10/2026 Last Modified: 7/10/2026

Overview

Description

Welcome to your adorable cottage in Davis Bay on Big Sandy! This 3 bedroom (2 in main cabin, 1 in bunkhouse), 2 bathroom home is the perfect place for your family and guests to relax and play. Upon arrival, you will truly appreciate the pride the sellers took in ownership. Outside, you will find the perfect garage for storing your lake toys or working on a project, along with a fenced-in courtyard and a charming bunkhouse which includes A/C and baseboard heat! You will enter the home on a deck that wraps around the home and overlooks the lake. Inside, the kitchen offers a true "wow" factor with its quartz countertops, marble backsplash and updated appliances. The living area and sunroom provide great space for relaxing or entertaining, all while taking in gorgeous lake views. The two bedrooms and a 3/4 bath are also on the main floor. The lower level offers more space for additional sleeping, a half bath, a built-in entertainment area and storage. This adorable cottage perched in t ... (Read more)

Listing Details MLS# 7104346

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 38
Waterfront YN: Yes
Year Built: 1982
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Three Quarters: Yes
Bath Half: Yes
Main Floor Total SqFt: 1012
Above Grd Total SqFt: 1012
Below Grd Total SqFt: 816
Total SqFt: 1828
Total Finished Sqft: 1828.00
FireplaceYN: Yes
Lake/Waterfront Name: Big Sandy
Style: (SF) Single Family
Foundation Size: 816
Garage Stalls: 2
Lot Dimensions: 38x305x50x302
Acres: 0.28
Assessment Pending: Unknown
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Wall Unit(s); Window Unit(s) Amenities Unit: Ceiling Fan(s); Deck; Dock; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Patio; Porch; Sun Room; Tile Floors; Vaulted Ceiling(s); Washer/Dryer Hookup Appliances: Disposal; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Storage Space Bath Description: Main Floor 3/4 Bath; 1/2 Basement Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Living/Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Fiber Board Family Room Characteristics: 2 or More; Family Room; Lower Level; Main Level Fencing: Chain Link; Partial Fireplace Characteristics: Electric; Family Room; Living Room Foundation: Concrete Block Fuel: Electric; Propane Heating: Baseboard; Hot Water Internet Options: Fiber Optic Lake Details: Hard; Sand; Soft Laundry: In Basement; Lower Level Lot Description: Accessible Shoreline; Tree Coverage - Medium Outbuildings: Additional Garage; Bunk House Parking Characteristics: Garage Door Opener Pool Description: None Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: Mound Septic; Private Sewer Special Search: Main Floor Bedroom Stories: One Water: Drilled; Well Waterfront Type: Lake Front; Lake View Waterfront View: Bay; Lake; Panoramic; South

Contract Information

Contingency: None
Original List Price: 650000
ListPrice: 650000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 20441
Street Name: 493rd
Street Suffix: Lane
Postal City: Mcgregor
County: Aitkin
State: MN
Zip Code: 55760
Complex/Dev/Subdivision: Kinneys Add

Assessments

Tax With Assessments: 2184
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1012
Finished SqFt Below Ground: 816

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 15-26

Lake Details

Lake Acres: 9380
Lake Depth: 80
Hard: Yes
Sand: Yes
Soft: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 22x24
Garage Door Height: 7
Garage Door Width: 9
Garage Square Feet: 528
Garage Door Opener: Yes

Public Survey Info

Range#: 23
Section#: 17
Township#: 49

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 3
Listing City: Mcgregor
Map Page: 999
Municipality: Shamrock Twp
School District: McGregor
School District Phone: 218-768-2111
DNR Lake ID#: 01006200
DNR Lake Classification: General Development
Zip Plus 4: 2358
Property ID Number: 291487100
Tax Year: 2026
Tax Amount: 2184
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to your adorable cottage in Davis Bay on Big Sandy! This 3 bedroom (2 in main cabin, 1 in bunkhouse), 2 bathroom home is the perfect place for your family and guests to relax and play. Upon arrival, you will truly appreciate the pride the sellers took in ownership. Outside, you will find the perfect garage for storing your lake toys or working on a project, along with a fenced-in courtyard and a charming bunkhouse which includes A/C and baseboard heat! You will enter the home on a deck that wraps around the home and overlooks the lake. Inside, the kitchen offers a true "wow" factor with its quartz countertops, marble backsplash and updated appliances. The living area and sunroom provide great space for relaxing or entertaining, all while taking in gorgeous lake views. The two bedrooms and a 3/4 bath are also on the main floor. The lower level offers more space for additional sleeping, a half bath, a built-in entertainment area and storage. This adorable cottage perched in the trees allows you to truly enjoy the best of Big Sandy living from the comfort of your screened-in porch, one of two decks, or sitting around the fire pit by the lake.
Directions: 7 Miles north of McGregor on Hwy 65 to Lake Ave, Right on 493rd. Property on your left.

Accessible

None: Yes

Air Conditioning

Wall Unit(s): Yes
Window Unit(s): Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Dock: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Patio: Yes
Porch: Yes
Sun Room: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Washer/Dryer Hookup: Yes

Appliances

Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Basement

Concrete Block: Yes
Storage Space: Yes

Bath Description

Main Floor 3/4 Bath: Yes
1/2 Basement: Yes

Construction Materials

Block: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Living/Dining Room: Yes

Electric

Circuit Breakers: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Fiber Board: Yes

Family Room Characteristics

2 or More: Yes
Family Room: Yes
Lower Level: Yes
Main Level: Yes

Fencing

Chain Link: Yes
Partial: Yes

Fireplace Characteristics

Electric: Yes
Family Room: Yes
Living Room: Yes

Foundation

Concrete Block: Yes

Fuel

Electric: Yes
Propane: Yes

Heating

Baseboard: Yes
Hot Water: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Fiber Optic: Yes

Laundry

In Basement: Yes
Lower Level: Yes

Lot Description

Accessible Shoreline: Yes
Tree Coverage - Medium: Yes

Outbuildings

Additional Garage: Yes
Bunk House: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Enclosed: Yes
Other: Yes
Patio: Yes
Porch: Yes
Screened: Yes

Pool Description

None: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Mound Septic: Yes
Private Sewer: Yes

Special Search

Main Floor Bedroom: Yes

Stories

One: Yes

Water

Drilled: Yes
Well: Yes

Waterfront Type

Lake Front: Yes
Lake View: Yes

Waterfront View

Bay: Yes
Lake: Yes
Panoramic: Yes
South: Yes

Room Information

Room Name	Dimensions	Level
Family Room	24x11	Lower
First (1st) Bedroom	12x10	Main
Flex Room	11x13	Lower
Kitchen	13x13	Main
Living Room	11x20	Main
Screened Porch	12x14	Lower
Second (2nd) Bedroom	12x9	Main
Third (3rd) Bedroom	7x19	Main

Listing Office: Keller Williams Classic Realty

Last Updated: July - 10 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.