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2046 162nd Avenue NE, Ham Lake, MN 55304

$749,900

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Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,676 Lot Size (sq. ft.): 49,223 Status: Pending

Current Price: $749,900 List Date: 5/07/2026 Last Modified: 6/28/2026

Overview

Description

Freshly reduced price! Exceptional value in this beautifully maintained rambler in the heart of Ham Lake, offering the perfect balance of comfortable main-level living and expansive lower-level entertaining space. This inviting 5-bedroom, 3-bathroom home features 3 bedrooms on the main floor, including a spacious primary suite designed for everyday comfort and convenience. The main level offers 1,863 finished square feet with a thoughtfully designed layout and brand-new flooring throughout the kitchen, dining, and living areas. The kitchen is equipped with sleek black stainless steel appliances, a walk-in pantry, and seamless flow into the main living space. The living room is centered around a cozy electric fireplace with custom built-ins, creating the perfect setting for relaxing evenings at home. Main-floor laundry adds even more convenience to daily living. The fully finished walkout basement adds an additional 1,753 finished square feet and is built for entertaining. The lower lev ... (Read more) Freshly reduced price! Exceptional value in this beautifully maintained rambler in the heart of Ham Lake, offering the perfect balance of comfortable main-level living and expansive lower-level entertaining space. This inviting 5-bedroom, 3-bathroom home features 3 bedrooms on the main floor, including a spacious primary suite designed for everyday comfort and convenience. The main level offers 1,863 finished square feet with a thoughtfully designed layout and brand-new flooring throughout the kitchen, dining, and living areas. The kitchen is equipped with sleek black stainless steel appliances, a walk-in pantry, and seamless flow into the main living space. The living room is centered around a cozy electric fireplace with custom built-ins, creating the perfect setting for relaxing evenings at home. Main-floor laundry adds even more convenience to daily living. The fully finished walkout basement adds an additional 1,753 finished square feet and is built for entertaining. The lower level features 2 additional bedrooms, including one with an oversized closet, along with a full bathroom showcasing stylish tiled shower walls. The spacious family room includes a wet bar with rich knotty alder cabinetry and matching built-ins stretching across the entire wall, creating a warm and inviting atmosphere for gatherings, movie nights, or game days. Ceiling speakers are already roughed in for a future surround sound setup. Step outside and enjoy your own private backyard retreat. A generous 25' x 14' deck with low-voltage lighting on the posts and stairs leads down to a patio and fire pit area, perfect for entertaining or enjoying quiet summer evenings. Two wall-pack lights on the back of the home provide additional nighttime illumination. The yard also features an in-ground sprinkler system, two garden beds, and electrical roughed in for a future hot tub and detached garage. The oversized 3-stall garage includes a tandem third stall that extends an impressive 42 feet deep, providing tons of space for additional vehicles, storage, toys, or a workshop setup. Located in a highly desirable neighborhood just a short walk from McKinley Elementary School, this home combines thoughtful updates, functional living spaces, and incredible entertaining potential. From the upgraded finishes to the flexible layout and outdoor amenities, this move-in-ready rambler offers everything you need for modern living in one amazing package. Don’t miss your opportunity to call this stunning Ham Lake home your own.

Listing Details MLS# 7069934

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront YN: No
Year Built: 2019
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 3
Main Floor Total SqFt: 1863
Above Grd Total SqFt: 1863
Below Grd Total SqFt: 1813
Total SqFt: 3676
Total Finished Sqft: 3598.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1813
Garage Stalls: 4
Lot Dimensions: Irregular
Acres: 1.13
Assessment Pending: No
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Ethernet Wired; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Walk-In Closet; Wet Bar Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Drain Tiled; Tile Shower Bath Description: Double Sink; Main Floor Full Bath; Full Primary; Private Primary; Full Basement; Separate Tub & Shower; Walk-In Shower Stall Construction Status: Previously Owned Dining Room Description: Informal Dining Room; Kitchen/Dining Room Electric: 200+ Amp Service Existing Financing: Conventional Exterior: Brick/Stone; Vinyl Family Room Characteristics: Family Room; Lower Level Fireplace Characteristics: Electric; Living Room Foundation: Poured Concrete Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level Lot Description: Corner Lot Parking Characteristics: Garage Door Opener; Heated Garage; Insulated Garage Road Frontage: City Street Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Mound Septic; Private Sewer Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Water: Private; Well

Contract Information

Off Market Date: 2026-06-16
Contingency: None
Original List Price: 784900
ListPrice: 749900
Owner is an Agent?: Yes
Auction?: No

Location Tax and Other Information

House Number: 2046
Street Name: 162nd
Street Suffix: Avenue
Street Direction Suffix: NE
Postal City: Ham Lake
County: Anoka
State: MN
Zip Code: 55304
Complex/Dev/Subdivision: Gallagher Shores

Assessments

Tax With Assessments: 5688
Assessment Balance: 0

Basement

Foundation Dimensions: 58 X 36
Drain Tiled: Yes
Tile Shower: Yes

More Information

Building Information

Finished SqFt Above Ground: 1863
Finished SqFt Below Ground: 1735

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 34 X 24
Garage Door Height: 8
Garage Door Width: 16
Garage Square Feet: 1182
Garage Door Opener: Yes
Heated Garage: Yes
Insulated Garage: Yes

Public Survey Info

Range#: 23
Section#: 16
Township#: 32

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 3 BLOCK 1 GALLAGHER SHORES
Listing City: Ham Lake
Map Page: 37
Municipality: Ham Lake
School District: Anoka-Hennepin
School District Phone: 763-506-1000
Zip Plus 4: 7562
Property ID Number: 163223240009
Tax Year: 2026
Tax Amount: 5688
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Freshly reduced price! Exceptional value in this beautifully maintained rambler in the heart of Ham Lake, offering the perfect balance of comfortable main-level living and expansive lower-level entertaining space. This inviting 5-bedroom, 3-bathroom home features 3 bedrooms on the main floor, including a spacious primary suite designed for everyday comfort and convenience. The main level offers 1,863 finished square feet with a thoughtfully designed layout and brand-new flooring throughout the kitchen, dining, and living areas. The kitchen is equipped with sleek black stainless steel appliances, a walk-in pantry, and seamless flow into the main living space. The living room is centered around a cozy electric fireplace with custom built-ins, creating the perfect setting for relaxing evenings at home. Main-floor laundry adds even more convenience to daily living. The fully finished walkout basement adds an additional 1,753 finished square feet and is built for entertaining. The lower level features 2 additional bedrooms, including one with an oversized closet, along with a full bathroom showcasing stylish tiled shower walls. The spacious family room includes a wet bar with rich knotty alder cabinetry and matching built-ins stretching across the entire wall, creating a warm and inviting atmosphere for gatherings, movie nights, or game days. Ceiling speakers are already roughed in for a future surround sound setup. Step outside and enjoy your own private backyard retreat. A generous 25' x 14' deck with low-voltage lighting on the posts and stairs leads down to a patio and fire pit area, perfect for entertaining or enjoying quiet summer evenings. Two wall-pack lights on the back of the home provide additional nighttime illumination. The yard also features an in-ground sprinkler system, two garden beds, and electrical roughed in for a future hot tub and detached garage. The oversized 3-stall garage includes a tandem third stall that extends an impressive 42 feet deep, providing tons of space for additional vehicles, storage, toys, or a workshop setup. Located in a highly desirable neighborhood just a short walk from McKinley Elementary School, this home combines thoughtful updates, functional living spaces, and incredible entertaining potential. From the upgraded finishes to the flexible layout and outdoor amenities, this move-in-ready rambler offers everything you need for modern living in one amazing package. Don’t miss your opportunity to call this stunning Ham Lake home your own.
Directions: From Hwy 65, East on Constance Blvd NE, South on Nassau St NE, turns into 162nd Ave NE, home on the left

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Ethernet Wired: Yes
In-Ground Sprinkler: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Patio: Yes
Primary Bedroom Walk-In Closet: Yes
Tile Floors: Yes
Walk-In Closet: Yes
Wet Bar: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Bath Description

Double Sink: Yes
Main Floor Full Bath: Yes
Full Primary: Yes
Private Primary: Yes
Full Basement: Yes
Separate Tub & Shower: Yes
Walk-In Shower Stall: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes
Kitchen/Dining Room: Yes

Electric

200+ Amp Service: Yes

Existing Financing

Conventional: Yes

Exterior

Brick/Stone: Yes
Vinyl: Yes

Family Room Characteristics

Family Room: Yes
Lower Level: Yes

Fireplace Characteristics

Electric: Yes
Living Room: Yes

Foundation

Poured Concrete: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Room: Yes
Main Level: Yes

Lot Description

Corner Lot: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Front Porch: Yes
Patio: Yes

Road Frontage

City Street: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

Mound Septic: Yes
Private Sewer: Yes

Special Search

3 BR on One Level: Yes
All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes

Stories

One: Yes

Water

Private: Yes
Well: Yes

Room Information

Room Name	Dimensions	Level
Bar/Wet Bar Room	13 X 14	Lower
Dining Room	8 X12	Main
Family Room	13 X 23	Lower
Fifth (5th) Bedroom	13 X 13	Lower
First (1st) Bedroom	14 X 17	Main
Fourth (4th) Bedroom	15 X 13	Lower
Foyer	6 X 7	Main
Kitchen	11 X 16	Main
Laundry	8 X 7	Main
Living Room	16 X 20	Main
Mud Room	7 X 7	Main
Play Room	12 X 13	Lower
Second (2nd) Bedroom	12 X 12	Main
Third (3rd) Bedroom	12 X 12	Main

Listing Office: SODL

Last Updated: June - 28 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.