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20482 Lord Road, Merrifield, MN 56465

$799,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,220 Lot Size (sq. ft.): 411,642 Status: Active

Current Price: $799,900 List Date: 3/24/2026 Last Modified: 6/07/2026

Overview

Description

Recently reduced price on this newly renovated Mississippi River home just minutes from Brainerd and a short boat ride to Rice Lake! Situated on nearly 10 sub-dividable wooded acres with 330 feet of river frontage and unique pond views, this stunning 3,000+ sq ft home offers total privacy, panoramic scenery, and high-end finishes throughout. Enjoy a spacious open-concept layout with vaulted ceilings, expansive windows, a striking stone fireplace, and a custom gourmet kitchen featuring a one-of-a-kind butler’s pantry—perfect for both everyday living and entertaining. The wrap-around deck provides an ideal setting to relax and take in the breathtaking natural surroundings. The luxurious primary suite boasts a 5-piece spa-like bathroom, an oversized walk-in closet with private laundry, and serene views of the river and surrounding wildlife. The lower level offers a large family room, 2+ additional bedrooms, a full bath, and a second laundry area—ideal for guests or multi-generationa ... (Read more)

Open Houses

Saturday, June 13, 10:00 am - 12:00 pm

Listing Details MLS# 7041793

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Road Btwn WF & Home?: No
Waterfront Frontage: 330
Waterfront Present: Yes
Year Built: 1995
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Three Quarters: Yes
Main Floor Total SqFt: 1720
Above Grd Total SqFt: 1720
Below Grd Total SqFt: 1500
Total SqFt: 3220
Total Finished Sqft: 3120.00
FireplaceYN: Yes
Lake/Waterfront Name: Mississippi River
Style: (SF) Single Family
Foundation Size: 1720
Garage Stalls: 3
Lot Dimensions: irregular
Acres: 9.45
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Panoramic View; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet Appliances: Dryer; Fuel Tank - Rented; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Drainage System; Sump Pump Bath Description: Main Floor Full Bath; Full Primary; Private Primary; Full Basement; Bathroom Ensuite Construction Materials: Block; Concrete; Frame Construction Status: Previously Owned Dining Room Description: Informal Dining Room Electric: 200+ Amp Service; Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Existing Financing: Conventional Exterior: Cement Board Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Family Room; Great Room; Lower Level; Main Level Fencing: None Fireplace Characteristics: Electric Foundation: Concrete Block Fuel: Electric; Propane Heating: Forced Air Internet Options: Cable; Fiber Optic; Satellite Lake Details: Soft; Undeveloped Laundry: Lower Level; Main Level; Washer Hookup Lock Box Type: SentriLock Lot Description: Tree Coverage - Medium Outbuildings: Additional Garage Parking Characteristics: Finished Garage; Multiple Garages; Garage Door Opener; Insulated Garage Pool Description: None Road Frontage: County Road Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle Sellers Terms: Cash; Conventional Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field Special Search: Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One and One Half Water: 4-Inch Submersible; Drilled; Private; Well Waterfront View: River

Contract Information

Contingency: None
Original List Price: 899900
ListPrice: 799900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 20482
Street Name: Lord
Street Suffix: Road
Postal City: Merrifield
County: Crow Wing
State: MN
Zip Code: 56465

Assessments

Tax With Assessments: 2400
Assessment Balance: 0

Basement

Foundation Dimensions: 50x30
Concrete Block: Yes
Drainage System: Yes
Sump Pump: Yes

More Information

Building Information

Finished SqFt Above Ground: 1720
Finished SqFt Below Ground: 1400

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 4-10

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: GLAR
SentriLock: Yes

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 29x33
Garage Door Height: 9
Garage Door Width: 9
Garage Square Feet: 957
Finished Garage: Yes
Multiple Garages: Yes
Garage Door Opener: Yes
Insulated Garage: Yes

Public Survey Info

Range#: 27
Section#: 5
Township#: 134

Office/Member Info

Association: GLAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: PART OF GOV. LOT 7 SEC. 5, EXCEPT THE E. 990 FT THEREOF, SUBJECT TO EASEMENTS.
Listing City: Merrifield
Map Page: 999
Municipality: Merrifield
School District: Brainerd
School District Phone: 218-454-6900
DNR Lake Classification: Not Applicable
Zip Plus 4: 342
Property ID Number: 53050517
Tax Year: 2025
Tax Amount: 2400
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Recently reduced price on this newly renovated Mississippi River home just minutes from Brainerd and a short boat ride to Rice Lake! Situated on nearly 10 sub-dividable wooded acres with 330 feet of river frontage and unique pond views, this stunning 3,000+ sq ft home offers total privacy, panoramic scenery, and high-end finishes throughout. Enjoy a spacious open-concept layout with vaulted ceilings, expansive windows, a striking stone fireplace, and a custom gourmet kitchen featuring a one-of-a-kind butler’s pantry—perfect for both everyday living and entertaining. The wrap-around deck provides an ideal setting to relax and take in the breathtaking natural surroundings. The luxurious primary suite boasts a 5-piece spa-like bathroom, an oversized walk-in closet with private laundry, and serene views of the river and surrounding wildlife. The lower level offers a large family room, 2+ additional bedrooms, a full bath, and a second laundry area—ideal for guests or multi-generational living. The beautifully finished oversized 3-stall attached garage, along with a bonus detached garage, provides ample storage for all your Up North toys. With 10 acres of abundant wildlife, this property also offers excellent potential for private hunting land. Thoughtful design, unmatched privacy, river frontage, and direct access to Rice Lake make this home the ultimate riverfront retreat—don’t miss this rare opportunity!
Directions: From Brainerd: County Road 3 to right on Sorenson Lake Rd, to R on Lord Rd, follow to end to left on shared/split driveway follow straight to property.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Panoramic View: Yes
Primary Bedroom Walk-In Closet: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes

Appliances

Dryer: Yes
Fuel Tank - Rented: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Bath Description

Main Floor Full Bath: Yes
Full Primary: Yes
Private Primary: Yes
Full Basement: Yes
Bathroom Ensuite: Yes

Construction Materials

Block: Yes
Concrete: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes

Electric

200+ Amp Service: Yes
Circuit Breakers: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Existing Financing

Conventional: Yes

Exterior

Cement Board: Yes

Family Room Characteristics

2 or More: Yes
2 Story/High/Vaulted Ceilings: Yes
Family Room: Yes
Great Room: Yes
Lower Level: Yes
Main Level: Yes

Fencing

None: Yes

Fireplace Characteristics

Electric: Yes

Foundation

Concrete Block: Yes

Fuel

Electric: Yes
Propane: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Cable: Yes
Fiber Optic: Yes
Satellite: Yes

Lake Details

Lake Depth: No
Soft: Yes
Undeveloped: Yes

Lake/Waterfront

River Front: Yes

Laundry

Lower Level: Yes
Main Level: Yes
Washer Hookup: Yes

Lot Description

Tree Coverage - Medium: Yes

Outbuildings

Additional Garage: Yes

Patio, Porch and Deck Features

Deck: Yes
Wrap Around: Yes

Pool Description

None: Yes

Road Frontage

County Road: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Architectural Shingle: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Private Sewer: Yes
Septic System Compliant - Yes: Yes
Tank with Drainage Field: Yes

Special Search

Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes
Primary Bdr Suite: Yes

Stories

One and One Half: Yes

Water

4-Inch Submersible: Yes
Drilled: Yes
Private: Yes
Well: Yes

Waterfront View

River: Yes

Room Information

Room Name	Dimensions	Level
Bathroom	7x7	Upper
Bathroom	8x13	Lower
Dining Room	14x10	Upper
Family Room	28x19	Lower
First (1st) Bedroom	18x17	Upper
Fourth (4th) Bedroom	15x11	Lower
Foyer	12x12	Main
Kitchen	14x13	Upper
Living Room	15x17	Upper
Primary Bath	12x10	Upper
Second (2nd) Bedroom	13x12	Lower
Third (3rd) Bedroom	13x13	Lower

Listing Office: eXp Realty

Last Updated: June - 07 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.