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20692 Keystone Road, Milaca, MN 56353

New Listing

$550,000

Virtual Tour

https://wellcomemat.com/embed/582qa496f4751mlpr?mls=1

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 2,392 Lot Size (sq. ft.): 2,069,100 Status: Active

Current Price: $550,000 List Date: 6/05/2026 Last Modified: 6/08/2026

Overview

Description

Escape to your own private country retreat on approximately 47.5 acres of scenic countryside. This beautiful property features a 2-bedroom home with the potential for a third bedroom in the lower level, 2 bathrooms, and an attached 2-car garage. Nestled along a quiet, winding country road, the property offers exceptional privacy while maintaining convenient access. Located less than ¼ mile south of paved County Road 16 and just 3 miles east of US Highway 169, you'll enjoy the perfect blend of seclusion and accessibility. One of the property's most remarkable features is the stunning pond complete with its own island, situated directly below the home and visible from the house. The surrounding acreage provides outstanding wildlife habitat, making it an ideal setting for nature lovers, outdoor enthusiasts, hunters, or anyone seeking a peaceful rural lifestyle. The property is well-equipped with several useful outbuildings, including a spacious 46' x 72' pole shed/shop/machine shed, a ... (Read more) Escape to your own private country retreat on approximately 47.5 acres of scenic countryside. This beautiful property features a 2-bedroom home with the potential for a third bedroom in the lower level, 2 bathrooms, and an attached 2-car garage. Nestled along a quiet, winding country road, the property offers exceptional privacy while maintaining convenient access. Located less than ¼ mile south of paved County Road 16 and just 3 miles east of US Highway 169, you'll enjoy the perfect blend of seclusion and accessibility. One of the property's most remarkable features is the stunning pond complete with its own island, situated directly below the home and visible from the house. The surrounding acreage provides outstanding wildlife habitat, making it an ideal setting for nature lovers, outdoor enthusiasts, hunters, or anyone seeking a peaceful rural lifestyle. The property is well-equipped with several useful outbuildings, including a spacious 46' x 72' pole shed/shop/machine shed, a 3-sided horse or livestock shelter, and a 2-sided open-ended hay shed with 13-foot sidewalls. Inside, the home offers an inviting open-concept layout that seamlessly connects the kitchen, dining area, and living room. Just off the main living space, you'll find a charming knotty pine four-season porch filled with windows that flood the room with natural light while showcasing breathtaking views of the surrounding landscape. This versatile space can be enjoyed year-round and easily closed off when not in use. Whether you're searching for a hobby farm, hunting property, recreational getaway, or simply a peaceful place to call home, this unique acreage offers endless opportunities to enjoy country living at its finest. This property lies within a distinctive landscape feature unique to this portion of Mille Lacs County. A glacial landform known as a gravel esker, or “hogsback,” traverses the southern half of the property in a northeast-to-southwest direction. These gravel deposits create a striking topographic feature that supports an impressive stand of mature white pine, large oak trees, and a diverse variety of native trees and shrubs. The combination of unique geology and established vegetation makes this an exceptional and visually appealing natural setting.

Listing Details MLS# 7084595

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront Present: No
Year Built: 1981
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1196
Above Grd Total SqFt: 1196
Below Grd Total SqFt: 1196
Total SqFt: 2392
Total Finished Sqft: 1547.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1196
Power Company: East Central Energy
Garage Stalls: 2
Lot Dimensions: 1263x1669
Acres: 47.5
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Agricultural Water: Pond Air Conditioning: Central Air Amenities Unit: Deck; Main Floor Primary Bedroom; Porch; Washer/Dryer Hookup Appliances: Dryer; Freezer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Full; Partially Finished Bath Description: Main Floor 3/4 Bath; 3/4 Basement; Walk-In Shower Stall Construction Status: Previously Owned Electric: 200+ Amp Service; Circuit Breakers Exterior: Steel Siding Family Room Characteristics: Family Room; Main Level Fencing: Wire Fireplace Characteristics: Brick Foundation: Concrete Block; Poured Concrete Fuel: Electric; Propane; Wood Heating: Baseboard; Forced Air; Space Heater; Wood Stove Internet Options: DSL; Satellite Laundry: Electric Dryer Hookup; Laundry Closet; Main Level; Washer Hookup Lock Box Type: Combo Lot Description: Tree Coverage - Heavy Outbuildings: Lean-To; Pole Building Parking Characteristics: Finished Garage; Insulated Garage Property Subtype: Acreage Road Frontage: County Road; Township; Unpaved Streets Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional Sewer: Septic System Compliant - No Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry Stories: One Topography: Meadow; Pasture; Sloped Water: Private; Well

Contract Information

Contingency: None
Original List Price: 550000
ListPrice: 550000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 20692
Street Name: Keystone
Street Suffix: Road
Postal City: Milaca
County: Mille Lacs
State: MN
Zip Code: 56353

Assessments

Assessment Installment: 15
Tax With Assessments: 3958
Assessment Balance: 0

Basement

Foundation Dimensions: 26 x 46
Full: Yes
Partially Finished: Yes

More Information

Building Information

Finished SqFt Above Ground: 1484
Finished SqFt Below Ground: 63

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 24 x 24
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 573
Finished Garage: Yes
Insulated Garage: Yes

Public Survey Info

Range#: 26
Section#: 29
Township#: 39

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: S 1/2 OF NW OF NE LYING S OF N 330 FT, EX E 66 FT; & SW OF NE, EX E 66 FT 29 39 26 47.50
Listing City: Milaca
Map Page: 999
Municipality: Milaca
School District: Milaca
School District Phone: 320-982-7210
Zip Plus 4: 3105
Property ID Number: 070290200
Tax Year: 2026
Tax Amount: 3943
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Escape to your own private country retreat on approximately 47.5 acres of scenic countryside. This beautiful property features a 2-bedroom home with the potential for a third bedroom in the lower level, 2 bathrooms, and an attached 2-car garage. Nestled along a quiet, winding country road, the property offers exceptional privacy while maintaining convenient access. Located less than ¼ mile south of paved County Road 16 and just 3 miles east of US Highway 169, you'll enjoy the perfect blend of seclusion and accessibility. One of the property's most remarkable features is the stunning pond complete with its own island, situated directly below the home and visible from the house. The surrounding acreage provides outstanding wildlife habitat, making it an ideal setting for nature lovers, outdoor enthusiasts, hunters, or anyone seeking a peaceful rural lifestyle. The property is well-equipped with several useful outbuildings, including a spacious 46' x 72' pole shed/shop/machine shed, a 3-sided horse or livestock shelter, and a 2-sided open-ended hay shed with 13-foot sidewalls. Inside, the home offers an inviting open-concept layout that seamlessly connects the kitchen, dining area, and living room. Just off the main living space, you'll find a charming knotty pine four-season porch filled with windows that flood the room with natural light while showcasing breathtaking views of the surrounding landscape. This versatile space can be enjoyed year-round and easily closed off when not in use. Whether you're searching for a hobby farm, hunting property, recreational getaway, or simply a peaceful place to call home, this unique acreage offers endless opportunities to enjoy country living at its finest. This property lies within a distinctive landscape feature unique to this portion of Mille Lacs County. A glacial landform known as a gravel esker, or “hogsback,” traverses the southern half of the property in a northeast-to-southwest direction. These gravel deposits create a striking topographic feature that supports an impressive stand of mature white pine, large oak trees, and a diverse variety of native trees and shrubs. The combination of unique geology and established vegetation makes this an exceptional and visually appealing natural setting.
Directions: From Milaca take Hwy 169 north 6 miles to 200th Street (gravel). Go east (right) on 200th 2 miles to Keystone Road. Go north on Keystone (gravel). Home is the fifth driveway on right.

Accessible

None: Yes

Agricultural Water

Pond: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Deck: Yes
Main Floor Primary Bedroom: Yes
Porch: Yes
Washer/Dryer Hookup: Yes

Appliances

Dryer: Yes
Freezer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Bath Description

Main Floor 3/4 Bath: Yes
3/4 Basement: Yes
Walk-In Shower Stall: Yes

Construction Status

Previously Owned: Yes

Electric

200+ Amp Service: Yes
Circuit Breakers: Yes

Exterior

Steel Siding: Yes

Family Room Characteristics

Family Room: Yes
Main Level: Yes

Fencing

Wire: Yes

Fireplace Characteristics

Brick: Yes

Foundation

Concrete Block: Yes
Poured Concrete: Yes

Fuel

Electric: Yes
Propane: Yes
Wood: Yes

Heating

Baseboard: Yes
Forced Air: Yes
Space Heater: Yes
Wood Stove: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

DSL: Yes
Satellite: Yes

Lake/Waterfront

Pond: Yes

Laundry

Electric Dryer Hookup: Yes
Laundry Closet: Yes
Main Level: Yes
Washer Hookup: Yes

Lock Box Type

Combo: Yes

Lot Description

Tree Coverage - Heavy: Yes

Outbuildings

Lean-To: Yes
Pole Building: Yes

Patio, Porch and Deck Features

Deck: Yes

Property Subtype

Acreage: Yes

Road Frontage

County Road: Yes
Township: Yes
Unpaved Streets: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Septic System Compliant - No: Yes

Special Search

All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes

Stories

One: Yes

Topography

Meadow: Yes
Pasture: Yes
Sloped: Yes

Water

Private: Yes
Well: Yes

Room Information

Room Name	Dimensions	Level
Bathroom	8 x 10	Main
Bathroom	7 x 9	Basement
Deck	14 x 24	Main
Dining Room	10 x 11	Main
First (1st) Bedroom	11 x 14	Main
Four Season Porch	12 x 23	Main
Foyer	6 x 9	Main
Kitchen	11 x 11	Main
Laundry	3 x 6.5	Main
Living Room	12.5 x 18	Main
Other	3.5 x 18	Main
Other	7 x 8.5	Basement
Second (2nd) Bedroom	9 x 13	Main
Third (3rd) Bedroom	15 x 17	Basement

Listing Office: Hewitt Jackson Real Estate

Last Updated: June - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.