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20847 W Toad Lake Drive, Osage, MN 56570

New Listing

$599,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,620 Lot Size (sq. ft.): 17,424 Status: Active

Current Price: $599,900 List Date: 7/02/2026 Last Modified: 7/05/2026

Overview

Description

Toad Lake property featuring 150 front feet of solid bottom shoreline. 3 bed home offers multiple options for company to cozy in. Main level leads to a 3-season porch with windows that open for fresh lake air enjoyment. Additional deck on the lakeside leads to a spacious lakeside yard creating an ideal space for entertaining. Built on site, the sauna is heated with wood but allows for a Nordic retreat. Storage is not an issue as there are two attached garages with an extra shed. The septic system has been replaced and certified, allowing you to move in with confidence. Whether you're looking for a year-round residence or a weekend getaway, this Toad Lake property is ready to enjoy.

Listing Details MLS# 7103196

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Road Btwn WF & Home?: No
Waterfront Frontage: 150
Waterfront YN: Yes
Year Built: 1983
Yearly/Seasonal: Yearly
Zoning: Agriculture
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 924
Above Grd Total SqFt: 1724
Below Grd Total SqFt: 896
Total SqFt: 2620
Total Finished Sqft: 2620.00
FireplaceYN: Yes
Lake/Waterfront Name: Toad
Style: (SF) Single Family
Foundation Size: 896
Power Company: Itasca Mantrap Co-op
Garage Stalls: 4
Lot Dimensions: 150 x140x163x165
Acres: 0.4
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Dock Appliances: Dishwasher; Dryer; Fuel Tank - Rented; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Full Construction Status: Previously Owned Dining Room Description: Informal Dining Room Exterior: Steel Siding; Wood Family Room Characteristics: Lower Level Foundation: Concrete Block Fuel: Propane Heating: Forced Air; Heat Pump Lake Details: Hard Laundry: Laundry Room Lot Description: Accessible Shoreline; Tree Coverage - Medium Outbuildings: Sauna Parking Characteristics: Finished Garage Property Subtype: Rural Residential Road Frontage: Township Road Responsibility: Public Maintained Road Roof: Metal Sellers Terms: Cash; Conventional Sewer: Mound Septic; Private Sewer; Septic System Compliant - Yes Special Search: Main Floor Bedroom; Main Floor Laundry Stories: Two Water: Private Waterfront Type: Lake Front Waterfront View: Lake

Contract Information

Contingency: None
Original List Price: 599900
ListPrice: 599900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 20847
Street Direction Prefix: W
Street Name: Toad Lake
Street Suffix: Drive
Postal City: Osage
County: Becker
State: MN
Zip Code: 56570
Complex/Dev/Subdivision: Sylvan Shores Sub

Assessments

Tax With Assessments: 2940
Assessment Balance: 0

Basement

Foundation Dimensions: 32x28
Concrete Block: Yes
Full: Yes

More Information

Building Information

Finished SqFt Above Ground: 1724
Finished SqFt Below Ground: 896

Lake Details

Lake Acres: 1816
Lake Depth: 29
Hard: Yes

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: LCAR

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 28x24x4x36x16x4x5x18x2x24
Garage Square Feet: 1360
Finished Garage: Yes

Public Survey Info

Range#: 38
Section#: 08
Township#: 139

Office/Member Info

Association: LCAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECTION 08 TOWNSHIP 139 RANGE 038 SYLVAN SHORES SUB LOTS 6 & 7 REF 33.0368.000 IN 2012
Listing City: Osage
Map Page: 999
Municipality: Toad Lake Twp
School District: Frazee-Vergas
School District Phone: 218-334-3181
DNR Lake ID#: 03010700
DNR Lake Classification: Recreational Development
Zip Plus 4: 9332
Property ID Number: 330369000
Tax Year: 2026
Tax Amount: 2942
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Toad Lake property featuring 150 front feet of solid bottom shoreline. 3 bed home offers multiple options for company to cozy in. Main level leads to a 3-season porch with windows that open for fresh lake air enjoyment. Additional deck on the lakeside leads to a spacious lakeside yard creating an ideal space for entertaining. Built on site, the sauna is heated with wood but allows for a Nordic retreat. Storage is not an issue as there are two attached garages with an extra shed. The septic system has been replaced and certified, allowing you to move in with confidence. Whether you're looking for a year-round residence or a weekend getaway, this Toad Lake property is ready to enjoy.
Directions: From Detroit Lakes Head East on 34 to West Toad Lake Rd to sign.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Dock: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Fuel Tank - Rented: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes

Exterior

Steel Siding: Yes
Wood: Yes

Family Room Characteristics

Lower Level: Yes

Foundation

Concrete Block: Yes

Fuel

Propane: Yes

Heating

Forced Air: Yes
Heat Pump: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Room: Yes

Lot Description

Accessible Shoreline: Yes
Tree Coverage - Medium: Yes

Outbuildings

Sauna: Yes

Patio, Porch and Deck Features

Deck: Yes
Enclosed: Yes
Porch: Yes
Rear Porch: Yes

Property Subtype

Rural Residential: Yes

Road Frontage

Township: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Metal: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Mound Septic: Yes
Private Sewer: Yes
Septic System Compliant - Yes: Yes

Special Search

Main Floor Bedroom: Yes
Main Floor Laundry: Yes

Stories

Two: Yes

Water

Private: Yes

Waterfront Type

Lake Front: Yes

Waterfront View

Lake: Yes

Room Information

Room Name	Level
Three Season Porch	Main
Bathroom	Main
Bathroom	Upper
Den	Basement
Dining Room	Main
Family Room	Basement
First (1st) Bedroom	Main
Flex Room	Basement
Kitchen	Main
Living Room	Main
Porch	Main
Second (2nd) Bedroom	Upper
Third (3rd) Bedroom	Upper

Listing Office: Counselor Realty Detroit Lakes

Last Updated: July - 05 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.