20944 Gold Coast Road NW, Bemidji, MN 56601

$759,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,200 Lot Size (sq. ft.): 200,376 Status: Active
Current Price: $759,000 List Date: 5/16/2026 Last Modified: 6/14/2026

Overview

Description

Updated 4BR/2BA home is located only a few feet from one of our prettiest local lakes! This property is all about easy lake living, featuring a convenient all-main-floor layout. You’re just steps away from the water here, with 250' of private shoreline to enjoy. Think swimming, kayaking, or just sitting by the water. The huge lakeside deck is so close to the water the owner has caught fish off it. This deck provides plenty of room for hosting family get-togethers and weekend guests. Large heated detached garage keeps you warm while working on projects, and the 30x50 pole shed keeps all your trailers, boats, and gear safe and dry. Lake Julia is loved for its quiet, tranquil vibes and great fishing. It’s the perfect spot to settle in and enjoy northern Minnesota sunrises.

Listing Details MLS# 7073286

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
250
Waterfront YN
Yes
Year Built
1975
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1720
Above Grd Total SqFt
2200
Total SqFt
2200
Total Finished Sqft
2200.00
FireplaceYN
Yes
Lake/Waterfront Name
Julia
Style
(SF) Single Family
Foundation Size
1720
Garage Stalls
4
Lot Dimensions
250 X 800
Acres
4.6
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Below Grd Total SqFt
0
Association Fee
0

Property Features

Accessible: No Stairs Internal; Partially Wheelchair Air Conditioning: Central Air Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Yes w/ Qualifying Basement: Concrete Block; Crawl Space Bath Description: Main Floor Full Bath; 3/4 Primary Construction Materials: Frame Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Existing Financing: VA Exterior: Wood Family Room Characteristics: Main Level Fireplace Characteristics: Living Room Foundation: Concrete Block Fuel: Electric; Propane; Wood Heating: Baseboard; Forced Air; Hot Water Internet Options: Cable; DSL; Fiber Optic Lake Details: Sand Laundry: Main Level Lock Box Type: None Lot Description: Accessible Shoreline Outbuildings: Pole Building Road Frontage: Private Road Road Responsibility: Road Maintenance Agreement Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; VA Sewer: Private Sewer Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry Stories: One Water: 4-Inch Submersible; Private; Well Waterfront View: Lake

Contract Information

Exclusions
Hot tub.
Contingency
None
Original List Price
799900
ListPrice
759000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
20944
Street Name
Gold Coast
Street Suffix
Road
Street Direction Suffix
NW
Postal City
Bemidji
County
Beltrami
State
MN
Zip Code
56601

Assessments

Tax With Assessments
4682
Assessment Balance
0

Basement

Foundation Dimensions
70 x 30
Concrete Block
Yes
Crawl Space
Yes

More Information

Building Information

Finished SqFt Above Ground
2200

Lake Details

Lake Acres
492
Lake Depth
40
Sand
Yes

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
NWMAR
None
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
1056

Public Survey Info

Range#
33
Section#
32
Township#
149

Office/Member Info

Association
NWMAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SECT-32 TWP-149 RANGE-033 2.87 AC A TRACT IN LOT 5, BEG AT SW CORNER THEREOF, RUNNING THENCE E'RLY ALONG TWP LINE 239.6' TH A DEFLECTION ANGLE TO THE LEFT OF 37*46'30 BEARING NE'RLY 1376.2' WHICH IS PT OF BEG TH NW'RLY AT R/A 130', TH NE'RLY AT R/A 2 50', THENCE SE'RLY AT R/A APPROX 155' TO LAKE JULIA, TH SW'RLY ALONG SHORE TO A PT 250' FROM LAST DESC COURSE WHEN MEASURED AT R/A THERETO, TH NW'RLY APPROX 25' TO BEG & THAT PART OF LOT 5 LYING NE'RLY OF A LINE DESC AS FOLL: BEG AT SW CORNER OF SAI D LOT 5, RUNNING THENCE E'RLY ALONG S BDRY OF SAME 239.6', THENCE DEFLECT TO L 37*46'30" NE'RLY 1076.2' WHICH IS PT OF BEG, THENCE NW'RLY AT R/A TO N LINE OF SAID LOT 5 LESS PARCELS 170, 172, 174 & 175.01
Listing City
Bemidji
Municipality
Bemidji
School District
Bemidji
School District Phone
218-333-3100
DNR Lake ID#
04016600
DNR Lake Classification
Recreational Development
Zip Plus 4
9763
Property ID Number
110016900
Tax Year
2026
Tax Amount
4682
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Updated 4BR/2BA home is located only a few feet from one of our prettiest local lakes! This property is all about easy lake living, featuring a convenient all-main-floor layout. You’re just steps away from the water here, with 250' of private shoreline to enjoy. Think swimming, kayaking, or just sitting by the water. The huge lakeside deck is so close to the water the owner has caught fish off it. This deck provides plenty of room for hosting family get-togethers and weekend guests. Large heated detached garage keeps you warm while working on projects, and the 30x50 pole shed keeps all your trailers, boats, and gear safe and dry. Lake Julia is loved for its quiet, tranquil vibes and great fishing. It’s the perfect spot to settle in and enjoy northern Minnesota sunrises.
Directions
North on Irvine (#15)Ave, left on Great Divide Rd, left on Puposky Rd, iimediate left on Julia Way NW, Left on Gold Coast rd.

Accessible

No Stairs Internal
Yes
Partially Wheelchair
Yes

Air Conditioning

Central Air
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Yes w/ Qualifying
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Primary
Yes

Construction Materials

Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Existing Financing

VA
Yes

Exterior

Wood
Yes

Family Room Characteristics

Main Level
Yes

Fireplace Characteristics

Living Room
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Propane
Yes
Wood
Yes

Heating

Baseboard
Yes
Forced Air
Yes
Hot Water
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes
DSL
Yes
Fiber Optic
Yes

Laundry

Main Level
Yes

Lot Description

Accessible Shoreline
Yes

Outbuildings

Pole Building
Yes

Patio, Porch and Deck Features

Deck
Yes
Front Porch
Yes
Wrap Around
Yes

Road Frontage

Private Road
Yes

Road Responsibility

Road Maintenance Agreement
Yes

Roof

Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
VA
Yes

Sewer

Private Sewer
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes

Stories

One
Yes

Water

4-Inch Submersible
Yes
Private
Yes
Well
Yes

Waterfront View

Lake
Yes

Room Information

Room Name Level
Dining Room Main
First (1st) Bedroom Main
Fourth (4th) Bedroom Upper
Kitchen Main
Laundry Main
Living Room Main
Second (2nd) Bedroom Main
Third (3rd) Bedroom Main
IDX
Listing Office: Century 21 Dickinson
Last Updated: June - 14 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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