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21446 Beach Road, Deerwood, MN 56444

$999,000

Premier Waterfront Living-Serpent Lake! Meticulously maintained/spacious 3-BR, 2-BA year-round lake home. Perfectly updated, this property is poised for sun-soaked days on the water/offers easy access to all the renown biking, hiking/shops in Crosby!

Mature Trees, Blue Waters And Summer Vibes!!

SERPENT LAKE! All New Riprap Installed Spring Of 2026!

The LIFE Style You Are Seeking Starts Right Here. Imagine Sun-Soaked Days On SERPENT LAKE, Just Minutes From The Vibrant Town Of Crosby! Immediate Access To World-Class Biking/Hiking Trails, Restaurants And Unique Shops, This Property Is For You!

Enter In To Find A Massive Attached Garage, Detached Garage And Lake Home Surrounded By Mature Trees!

Enjoy The Panoramic Views From The Patio!

Discover Serpent Lake, the highly sought-after destination where everyone dreams of being!! The Sweeping Views And The Lake Clarity Provide The Calm Lake Vibe You Are Wanting For This Summer!!

Come For A Visit, Leave Falling In LOVE With This Amazing View On Serpent Lake!

New Roof, Siding, Windows, Roof And Hard Board Siding!

Boat House/Combination For All Of Your Lake NEEDS!

Original hardwood floors preserved and completely renewed! Soaring Ceilings And Lake Side Views Make This Living Are The Place To Be!

A Very Spacious Dining Area Overlooking The Living Area! Open, Airy, Spacious Makes This A Great Place To Gather!

Mature Trees Throughout The Property Makes This One Simply Amazing!

Maintenance Free Deck Overlooking The Beautiful Yard And Panoramic Views Of The Lake!

Sunny Lake Side Views!! Come For A Visit Leave Falling In Love, Be In By Summer And Calling This Beautiful Place On The Lake HOME!

Mornings, Afternoons, Evenings-You Pick!! Does Not Get Any Better Than This!

The Lake Side Boat House Is Great For Storage Or Perhaps Finishing It Off Into Additional Entertainment Space That Would Step Out To The Patio Overlooking The Lake!

Enjoy The Lake side Patio And Amazing Views Of Serpent Lake!

Lake Side Patio Is Where You Will Want To Be This Summer!! Come For A Visit, Leave Falling In Love And Be In By Summer!

Enjoy The Amazing Views From The Four Season Porch/Sun Room Overlooking The Lake!

For All Of The "Extras" Needed On The Lake-This Storage Shed Is Ready To Be Filled!

Views From The Sunroom Give Way To The Panoramic Views Of The Lake!

The Warmth Of The Alder Cabinetry Gives Way To The Views Into The Open/Spacious Dining Area Overlooking The Living Room!! Great For Entertaining!

Enter In To Find A Beautifully Updated Interior!

Knotty Pine Four Season Sun Room Is The Place To Be!! Steps Out Onto The Maintenance Free Deck With Amazing Panoramic Views Of The LAKE!

Storage Shed For All Of The Fun Lake Toys!!

Move In Ready! Come For A Visit Leave Calling This One Home! Be In By SUMMER!

Bring The Toys!! More Than Ample Storage With The Attached And Detached Garage!

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 4,108 Lot Size (sq. ft.): 11,761 Status: Active

Current Price: $999,000 List Date: 4/30/2026 Last Modified: 6/08/2026

Overview

Description

Welcome To LAKE LIFE! Experience year-round tranquility on Serpent Lake in this exquisitely renovated 3-bedroom, 2-bathroom lake home, perfected by a large 2014 addition. Every detail was thoughtfully curated for simplicity and elegance, preserving the home's original charm while delivering maintenance-free luxury. Architectural features include new roof in 2023, refinished original oak flooring, Marvin windows and doors throughout, a solar self-closing skylight, and two cozy fireplaces. The gourmet kitchen and bathrooms feature Alder Cabinets and gorgeous honed granite countertops. The lower level expands your living space with a large entertainment area and a dedicated wine cellar. Designed for lakeside enjoyment, the exterior boasts a new roof (2023), a maintenance-free deck, and two patio spaces, including a private lake-facing retreat. ALL NEW RIPRAP WAS ADDED THIS SPRING! Your boating needs are covered with an attached, insulated, and heated 3-car garage, a custom fire pit, ... (Read more)

Listing Details MLS# 7063899

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 90
Waterfront Present: Yes
Year Built: 1942
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1837
Above Grd Total SqFt: 2720
Below Grd Total SqFt: 1388
Total SqFt: 4108
Total Finished Sqft: 2720.00
FireplaceYN: Yes
Lake/Waterfront Name: Serpent
Style: (SF) Single Family
Foundation Size: 1837
Garage Stalls: 3
Lot Dimensions: 90x285x85x325
Acres: 0.27
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Dock; French Doors; Hardwood Floors; Kitchen Window; Natural Woodwork; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Security Lights; Sun Room; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Information Coming Basement: Concrete Block; Crawl Space; Drain Tiled; Drainage System; Full; Storage Space; Sump Pump; Unfinished Bath Description: Shower Only; Main Floor Full Bath; Upper Level 3/4 Bath; 3/4 Primary; Private Primary; Walk-In Shower Stall Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Informal Dining Room; Living/Dining Room Electric: 200+ Amp Service Existing Financing: Conventional Exterior: Cement Board; Engineered Wood Fireplace Characteristics: Electric; Gas Burning; Living Room; Other Foundation: Concrete Block; Poured Concrete Fuel: Natural Gas Heating: Forced Air; Zoned Lake Details: Hard; Sand Laundry: In Basement; Other; Washer Hookup Lock Box Type: Combo Lot Description: Accessible Shoreline; Tree Coverage - Medium Outbuildings: Boat House Parking Characteristics: Finished Garage; Floor Drain; Garage Door Opener; Heated Garage; Insulated Garage; Storage Pool Description: None Roof: Age 8 Years or Less; Architectural Shingle Sellers Terms: Cash; Conventional; VA Sewer: Private Sewer Special Search: Main Floor Bedroom Stories: One Water: Well Waterfront View: Lake; Panoramic; North

Contract Information

Contingency: None
Original List Price: 1150000
ListPrice: 999000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 21446
Street Name: Beach
Street Suffix: Road
Postal City: Deerwood
County: Crow Wing
State: MN
Zip Code: 56444
Complex/Dev/Subdivision: Crosby Beach

Assessments

Tax With Assessments: 2352
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 2720

More Information

Lake Details

Lake Acres: 1116
Lake Depth: 65
Hard: Yes
Sand: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 36x26
Garage Door Height: 8
Garage Door Width: 18
Garage Square Feet: 948
Finished Garage: Yes
Floor Drain: Yes
Garage Door Opener: Yes
Heated Garage: Yes
Insulated Garage: Yes
Storage: Yes

Public Survey Info

Range#: 29
Section#: 13
Township#: 46

Office/Member Info

Association: SCAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 5 BLOCK 1
Listing City: Deerwood
Map Page: 999
Municipality: Irondale Twp
School District: Crosby-Ironton
School District Phone: 218-545-8801
DNR Lake ID#: 18009000
DNR Lake Classification: General Development
Zip Plus 4: 6208
Property ID Number: 71130551
Tax Year: 2026
Tax Amount: 4164
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome To LAKE LIFE! Experience year-round tranquility on Serpent Lake in this exquisitely renovated 3-bedroom, 2-bathroom lake home, perfected by a large 2014 addition. Every detail was thoughtfully curated for simplicity and elegance, preserving the home's original charm while delivering maintenance-free luxury. Architectural features include new roof in 2023, refinished original oak flooring, Marvin windows and doors throughout, a solar self-closing skylight, and two cozy fireplaces. The gourmet kitchen and bathrooms feature Alder Cabinets and gorgeous honed granite countertops. The lower level expands your living space with a large entertainment area and a dedicated wine cellar. Designed for lakeside enjoyment, the exterior boasts a new roof (2023), a maintenance-free deck, and two patio spaces, including a private lake-facing retreat. ALL NEW RIPRAP WAS ADDED THIS SPRING! Your boating needs are covered with an attached, insulated, and heated 3-car garage, a custom fire pit, a water’s edge boat house, and an impressive brand NEW dock, all included. Enjoy an ideal location moments from the Cuyuna Mountain Bike Trails, local restaurants, shopping, and essential amenities like CRMC. This property is a rare find and must be seen in person to appreciate its full splendor. Extras to note: Brand New Aluminum With Poly Top Dock With Bench Seating To Stay, New Tankless Water Heater, Two Zones For Both The Furnace And AC, Laundry Area In The Primary Bathroom As Well As In The Lower Level. Updated Plumbing And Wiring, House Is Hardy Board Siding, Home Generator To Stay, In Floor Heat Primary Bedroom, Lower Level Flex Room Just Needing Ceiling Could Be A Great Theatre Room-Possibilities Are Endless! Knotty Pine Frames The Four Season Sun Room Which Steps Out Onto The New Maintenance Free Deck! Come For A Visit Leave calling this HOME for the summer!!!
Directions: GPS Recommended; From Main Street in Crosby take a Left at the 4-way to Left on Superior Ave (road changes to CR -28) follow to Left onto the Beach Road, stay left on the Beach Road then follow Beach Rd to right and property is on the left (lake side) - see for sale sign

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Dock: Yes
French Doors: Yes
Hardwood Floors: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Panoramic View: Yes
Patio: Yes
Primary Bedroom Walk-In Closet: Yes
Security Lights: Yes
Sun Room: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes
Washer/Dryer Hookup: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Information Coming: Yes

Basement

Concrete Block: Yes
Crawl Space: Yes
Drain Tiled: Yes
Drainage System: Yes
Full: Yes
Storage Space: Yes
Sump Pump: Yes
Unfinished: Yes

Bath Description

Shower Only: Yes
Main Floor Full Bath: Yes
Upper Level 3/4 Bath: Yes
3/4 Primary: Yes
Private Primary: Yes
Walk-In Shower Stall: Yes

Construction Materials

Block: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes
Living/Dining Room: Yes

Electric

200+ Amp Service: Yes

Existing Financing

Conventional: Yes

Exterior

Cement Board: Yes
Engineered Wood: Yes

Fireplace Characteristics

Electric: Yes
Gas Burning: Yes
Living Room: Yes
Other: Yes

Foundation

Concrete Block: Yes
Poured Concrete: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes
Zoned: Yes

Insurance Fee

Insurance Fee: 0

Lake/Waterfront

Lake Front: Yes

Laundry

In Basement: Yes
Other: Yes
Washer Hookup: Yes

Lock Box Type

Combo: Yes

Lot Description

Accessible Shoreline: Yes
Tree Coverage - Medium: Yes

Outbuildings

Boat House: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Patio: Yes

Pool Description

None: Yes

Roof

Age 8 Years or Less: Yes
Architectural Shingle: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
VA: Yes

Sewer

Private Sewer: Yes

Special Search

Main Floor Bedroom: Yes

Stories

One: Yes

Water

Well: Yes

Waterfront View

Lake: Yes
Panoramic: Yes
North: Yes

Room Information

Room Name	Dimensions	Level
Deck	16x12	Main
Dining Room	18x15	Main
First (1st) Bedroom	22x15	Upper
Foyer	14x15	Main
Kitchen	11x11	Main
Living Room	19x16	Main
Primary Bath	11x10	Upper
Patio	17x11	Main
Second (2nd) Bedroom	19x12	Main
Third (3rd) Bedroom	12x9	Main

Listing Office: Parcel Real Estate Inc.

Last Updated: June - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.