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225 20th Street NW, Owatonna, MN 55060

New Listing

$334,900

Cherry cabinets, stainless steel appliances, and tile flooring make this eat-in kitchen the heart of the home in Owatonna.

Welcome home! This 4 bed, 2 bath Owatonna home sits on a 0.234 acre lot with a 2 car garage and great curb appeal.

The walk out lower level family room centers around a cozy gas fireplace with rustic wood accents. (Virtually staged to show potential layout)

The main level primary bedroom offers a bold feature wall and plenty of natural light. (virtually staged to show potential layout).png

Hardwood flooring and an open layout give this main level living room a warm, welcoming feel.

Plenty of driveway space and mature trees frame this well kept Owatonna home.

Tall ceilings and a ceiling fan keep this living room bright and comfortable year round.

An open flow from living room to kitchen makes this Owatonna home perfect for entertaining.

The eat-in kitchen area walks right out to the deck, perfect for easy indoor outdoor living.

Natural light pours into this cherry cabinet kitchen through a large window over the sink.

A tiled backsplash and hard surface countertops add style and durability to this updated kitchen.

Stainless steel appliances and an undermount sink complete this move in ready kitchen.

Tile flooring flows from the kitchen into a versatile dining nook with room for a kitchen island.

This main level bedroom features a unique feature wall for a designer touch.

A lower level bedroom with wood accent trim offers flexible space for guests or a home office. (virtually staged to show potential layout).png

Plenty of space to relax or entertain in this spacious lower level family room. (Virtually staged to show potential layout)

Lower Level Bedroom 4b (virtually staged to show potential layout).jpeg

Lower Level Bedroom 4 (virtually staged to show potential layout).jpeg

A multi level composite deck with aluminum railings is the perfect spot to grill and unwind.

Enjoy meals outside on this low maintenance composite deck overlooking the backyard.

This deck offers dedicated space for grilling and outdoor dining all summer long.

A storage shed adds extra space for tools, toys, and seasonal gear in the fenced backyard.

A fully fenced, privacy fenced backyard offers space and security in Owatonna.

Mature trees provide natural shade across this south facing, privacy fenced yard.

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,246 Lot Size (sq. ft.): 10,019 Status: Active

Current Price: $334,900 List Date: 6/15/2026 Last Modified: 6/20/2026

Overview

Description

Walk out lower levels are rare in Owatonna, so when one comes along, it is worth a look. This 4 bedroom, 2 bath home offers over 2,200 finished square feet on a 0.234 acre lot, packed with details that make everyday life easier. The main level has two bedrooms, each with its own unique feature wall, plus a full bath and a living room with hardwood flooring. The eat-in kitchen stands out with cherry cabinets, a tiled backsplash, stainless steel appliances, hard surface countertops, an undermount sink, and tile flooring. Head down to the walk out lower level for two more bedrooms, a full bath, and a large family room with a gas fireplace, perfect for movie nights or relaxing on a cold Minnesota evening. Outside, a multi level deck with composite decking and aluminum railings steps down to a fully fenced, privacy fenced backyard. The south facing yard has beautiful mature landscaping and sun most of the day. A storage shed adds extra room for tools, bikes, or seasonal gear. Rare layo ... (Read more)

Listing Details MLS# 7085995

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront YN: No
Year Built: 1979
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Main Floor Total SqFt: 1123
Above Grd Total SqFt: 1123
Below Grd Total SqFt: 1123
Total SqFt: 2246
Total Finished Sqft: 1991.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1123
Garage Stalls: 2
Lot Dimensions: 85x120
Acres: 0.23
Assessment Pending: No
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; Kitchen Window; Main Floor Primary Bedroom; Paneled Doors; Patio; Tile Floors; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Full; Sump Pump Construction Status: Previously Owned Electric: 100 Amp Service; Circuit Breakers Exterior: Vinyl Family Room Characteristics: Lower Level Fencing: Full; Wood Fireplace Characteristics: Family Room; Gas Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Electric Dryer Hookup; In Basement; Laundry Room Lock Box Type: Combo Lot Description: Tree Coverage - Light Pool Description: None Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Architectural Shingle Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Bi-Level Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 334900
ListPrice: 334900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 225
Street Name: 20th
Street Suffix: Street
Street Direction Suffix: NW
Postal City: Owatonna
County: Steele
State: MN
Zip Code: 55060
Complex/Dev/Subdivision: Cedar Valley # 3

Assessments

Tax With Assessments: 3838
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1123
Finished SqFt Below Ground: 868

More Information

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 616

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: BLK 1 LOT 3 CEDAR VALLEY NO 3
Listing City: Owatonna
Map Page: 999
Municipality: Owatonna
School District: Owatonna
School District Phone: 507-444-8610
Zip Plus 4: 1272
Property ID Number: 173510103
Tax Year: 2026
Tax Amount: 3774
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Walk out lower levels are rare in Owatonna, so when one comes along, it is worth a look. This 4 bedroom, 2 bath home offers over 2,200 finished square feet on a 0.234 acre lot, packed with details that make everyday life easier. The main level has two bedrooms, each with its own unique feature wall, plus a full bath and a living room with hardwood flooring. The eat-in kitchen stands out with cherry cabinets, a tiled backsplash, stainless steel appliances, hard surface countertops, an undermount sink, and tile flooring. Head down to the walk out lower level for two more bedrooms, a full bath, and a large family room with a gas fireplace, perfect for movie nights or relaxing on a cold Minnesota evening. Outside, a multi level deck with composite decking and aluminum railings steps down to a fully fenced, privacy fenced backyard. The south facing yard has beautiful mature landscaping and sun most of the day. A storage shed adds extra room for tools, bikes, or seasonal gear. Rare layout, solid finishes, and a backyard built for actually living in.
Directions: North Cedar Ave, west on 29th Street NW to property

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Deck: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Paneled Doors: Yes
Patio: Yes
Tile Floors: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Basement

Concrete Block: Yes
Full: Yes
Sump Pump: Yes

Construction Status

Previously Owned: Yes

Electric

100 Amp Service: Yes
Circuit Breakers: Yes

Exterior

Vinyl: Yes

Family Room Characteristics

Lower Level: Yes

Fencing

Full: Yes
Wood: Yes

Fireplace Characteristics

Family Room: Yes
Gas Burning: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Electric Dryer Hookup: Yes
In Basement: Yes
Laundry Room: Yes

Lock Box Type

Combo: Yes

Lot Description

Tree Coverage - Light: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes

Pool Description

None: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes
Architectural Shingle: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Stories

Bi-Level: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Deck	19x19.5	Upper
Dining Room	10.5x8	Upper
Family Room	16x25.5	Lower
First (1st) Bedroom	14x11	Upper
Fourth (4th) Bedroom	11.5x11	Lower
Foyer	6x11.5	Main
Kitchen	10.5x12	Upper
Living Room	13.5x18	Upper
Second (2nd) Bedroom	10.5x14	Upper
Third (3rd) Bedroom	25x11	Lower

Listing Office: RE/MAX Advantage Plus

Last Updated: June - 20 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.