22620 Hayward Avenue N, Forest Lake, MN 55025

$3,950,000
Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 9,775 Lot Size (sq. ft.): 23,522 Status: Active
Current Price: $3,950,000 List Date: 6/01/2026 Last Modified: 6/09/2026

Overview

Description

A rare waterfront estate where luxury, lifestyle, and substantial built-in value come together in one exceptional offering. Set on 110 feet of private shoreline with a perfectly flat lakeside lawn, sandy beach, and an extensive 280-foot dock and lift system with an approximate $250,000 value, this property delivers a waterfront experience that is increasingly difficult to recreate. The home has been thoughtfully transformed with nearly $700,000 in updates, enhancing both the design and long-term function of the property. From refinished hardwood floors, designer lighting, whole-home technology, updated mechanicals, rebuilt maintenance-free decks, improvements to the resort-style indoor pool and spa, the major investments have already been made. Inside, more than 9,000 square feet of living space offers grand lake-facing rooms, a chef-inspired kitchen, multiple gathering areas, a full lower-level entertainment space, and exceptional flexibility for hosting, relaxing, and everyday livi ...

Listing Details MLS# 7083912

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
3
Road Btwn WF & Home?
No
Waterfront Frontage
110
Waterfront Present
Yes
Year Built
2004
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
3
Bath Three Quarters
Yes
Bath Half
2
Main Floor Total SqFt
3053
Above Grd Total SqFt
6125
Below Grd Total SqFt
3650
Total SqFt
9775
Total Finished Sqft
9250.00
FireplaceYN
Yes
Lake/Waterfront Name
Forest
Style
(SF) Single Family
Foundation Size
3053
Garage Stalls
5
Lot Dimensions
100x244x90x228
Acres
0.54
Assessment Pending
No
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Dock; Exercise Room; French Doors; Hardwood Floors; Hot Tub; In-Ground Sprinkler; Intercom System; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Patio; Primary Bedroom Walk-In Closet; Security System; Vaulted Ceiling(s); Walk-In Closet; Wet Bar Appliances: Air-To-Air Exchanger; Central Vacuum; Cooktop; Dishwasher; Disposal; Double Oven; Dryer; Energy Star Appliances; Microwave; Refrigerator; Washer; Water Filtration System; Water Osmosis System; Wine Cooler Assumable Loan: Not Assumable Basement: Drain Tiled; Drainage System; Full; Storage Space; Sump Pump Bath Description: Double Sink; Steam Shower; Main Floor 1/2 Bath; Upper Level Full Bath; Full Primary; Private Primary; 3/4 Basement; Full Basement; Bathroom Ensuite; Jetted Tub; Separate Tub & Shower; Walk-In Shower Stall Construction Materials: Concrete; Frame Construction Status: Previously Owned Dining Room Description: Breakfast Area; Breakfast Bar; Informal Dining Room; Kitchen/Dining Room; Separate/Formal Dining Room Elevation Highpoint to Waterfront Slope: Level Existing Financing: Conventional Exterior: Engineered Wood; Stucco Family Room Characteristics: 2 Story/High/Vaulted Ceilings; Entertainment/Media Center; Family Room; Great Room; Lower Level Fencing: Invisible Fireplace Characteristics: Family Room; Gas Burning; Living Room; Primary Bedroom; Stone Foundation: Poured Concrete Fuel: Natural Gas Green Energy Efficient: Appliances; HVAC Heating: Boiler; Forced Air; Humidifier; In-Floor Heating Lake Details: Gravel; Sand Laundry: Laundry Closet; Laundry Room; Lower Level; Main Level; Sink; Upper Level Lot Description: Tree Coverage - Medium Outbuildings: Additional Garage; Bunk House Parking Characteristics: Finished Garage; Multiple Garages; Floor Drain; Garage Door Opener; Heated Garage; Insulated Garage; RV Access/Parking Pool Description: Below Ground; Heated; Indoor Road Frontage: City Street; Paved Streets Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Architectural Shingle; Asphalt Shingles Sellers Terms: Cash; Conventional; Other Sewer: City Sewer/Connected Special Search: 2nd Floor Laundry; 4 BR on One Level; All Living Facilities on One Level; Main Floor Laundry; Main Floor Primary Stories: Two Water: Private; Well Waterfront View: Lake; West

Contract Information

Contingency
Other
Original List Price
3950000
ListPrice
3950000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
22620
Street Name
Hayward
Street Suffix
Avenue
Street Direction Suffix
N
Postal City
Forest Lake
County
Washington
State
MN
Zip Code
55025
Complex/Dev/Subdivision
Forest Shores

Assessments

Tax With Assessments
20652
Assessment Balance
0

Building Information

Finished SqFt Above Ground
6125
Finished SqFt Below Ground
3125

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
0-4

Lake Details

Lake Acres
2270
Lake Depth
37
Gravel
Yes
Sand
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
23x33
Garage Square Feet
1258
Finished Garage
Yes
Multiple Garages
Yes
Floor Drain
Yes
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes
RV Access/Parking
Yes

Public Survey Info

Range#
21
Section#
10
Township#
32

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
SUBDIVISIONNAME FOREST SHORES LOT 19 BLOCK 1 SUBDIVISIONCD 81235 & N 7.5FT L0T 020 BLK 001
Listing City
Forest Lake
Map Page
39
Municipality
Forest Lake
School District
Forest Lake
School District Phone
651-982-8103
DNR Lake ID#
82015900
DNR Lake Classification
General Development
Zip Plus 4
1354
Property ID Number
1003221230021
Tax Year
2025
Tax Amount
20652
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
A rare waterfront estate where luxury, lifestyle, and substantial built-in value come together in one exceptional offering. Set on 110 feet of private shoreline with a perfectly flat lakeside lawn, sandy beach, and an extensive 280-foot dock and lift system with an approximate $250,000 value, this property delivers a waterfront experience that is increasingly difficult to recreate. The home has been thoughtfully transformed with nearly $700,000 in updates, enhancing both the design and long-term function of the property. From refinished hardwood floors, designer lighting, whole-home technology, updated mechanicals, rebuilt maintenance-free decks, improvements to the resort-style indoor pool and spa, the major investments have already been made. Inside, more than 9,000 square feet of living space offers grand lake-facing rooms, a chef-inspired kitchen, multiple gathering areas, a full lower-level entertainment space, and exceptional flexibility for hosting, relaxing, and everyday living. A 5-car garage setup, bonus space above the detached garage, and year-round indoor pool create a level of lifestyle, utility, and comfort rarely found in a single property. For buyers who understand the cost of land, shoreline, construction, updates, and premium waterfront amenities, the value is clear. This is more than a lake home — it is a turnkey private retreat with irreplaceable features already in place.
Directions
Hwy 35, (E) on Hwy 8/Lake Blvd, (R or S) on Greenway Avenue, (L) on North Shore Trail, (R) on Hayward Avenue N to home on the Right.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Dock
Yes
Exercise Room
Yes
French Doors
Yes
Hardwood Floors
Yes
Hot Tub
Yes
In-Ground Sprinkler
Yes
Intercom System
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Patio
Yes
Primary Bedroom Walk-In Closet
Yes
Security System
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Wet Bar
Yes

Appliances

Air-To-Air Exchanger
Yes
Central Vacuum
Yes
Cooktop
Yes
Dishwasher
Yes
Disposal
Yes
Double Oven
Yes
Dryer
Yes
Energy Star Appliances
Yes
Microwave
Yes
Refrigerator
Yes
Washer
Yes
Water Filtration System
Yes
Water Osmosis System
Yes
Wine Cooler
Yes

Assumable Loan

Not Assumable
Yes

Basement

Drain Tiled
Yes
Drainage System
Yes
Full
Yes
Storage Space
Yes
Sump Pump
Yes

Bath Description

Double Sink
Yes
Steam Shower
Yes
Main Floor 1/2 Bath
Yes
Upper Level Full Bath
Yes
Full Primary
Yes
Private Primary
Yes
3/4 Basement
Yes
Full Basement
Yes
Bathroom Ensuite
Yes
Jetted Tub
Yes
Separate Tub & Shower
Yes
Walk-In Shower Stall
Yes

Construction Materials

Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Area
Yes
Breakfast Bar
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes
Separate/Formal Dining Room
Yes

Elevation Highpoint to Waterfront Slope

Level
Yes

Existing Financing

Conventional
Yes

Exterior

Engineered Wood
Yes
Stucco
Yes

Family Room Characteristics

2 Story/High/Vaulted Ceilings
Yes
Entertainment/Media Center
Yes
Family Room
Yes
Great Room
Yes
Lower Level
Yes

Fencing

Invisible
Yes

Fireplace Characteristics

Family Room
Yes
Gas Burning
Yes
Living Room
Yes
Primary Bedroom
Yes
Stone
Yes

Foundation

Poured Concrete
Yes

Fuel

Natural Gas
Yes

Green Energy Efficient

Appliances
Yes
HVAC
Yes

Heating

Boiler
Yes
Forced Air
Yes
Humidifier
Yes
In-Floor Heating
Yes

Insurance Fee

Insurance Fee
0

Lake/Waterfront

Dock
Yes
Lake Front
Yes
Lake View
Yes

Laundry

Laundry Closet
Yes
Laundry Room
Yes
Lower Level
Yes
Main Level
Yes
Sink
Yes
Upper Level
Yes

Lot Description

Tree Coverage - Medium
Yes

Outbuildings

Additional Garage
Yes
Bunk House
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes
Front Porch
Yes
Patio
Yes
Porch
Yes

Pool Description

Below Ground
Yes
Heated
Yes
Indoor
Yes

Road Frontage

City Street
Yes
Paved Streets
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Architectural Shingle
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
Other
Yes

Sewer

City Sewer/Connected
Yes

Special Search

2nd Floor Laundry
Yes
4 BR on One Level
Yes
All Living Facilities on One Level
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes

Stories

Two
Yes

Water

Private
Yes
Well
Yes

Waterfront View

Lake
Yes
West
Yes

Room Information

Room Name Dimensions Level
Bar/Wet Bar Room 6x8 Main
Bar/Wet Bar Room 19x26 Lower
Bathroom 15x15 Main
Bathroom 6x5 Main
Bathroom 18x8 Upper
Bathroom 12x8 Upper
Bathroom 10x8 Lower
Bathroom 14x9 Lower
Billiard Room 10x24 Lower
Bonus Room 16x34 Upper
Deck 34x8 Main
Deck 14x17 Main
Dining Room 12x19 Main
Exercise Room 18x19 Lower
Family Room 18x24 Lower
Fifth (5th) Bedroom 14x14 Upper
First (1st) Bedroom 18x21 Main
Fourth (4th) Bedroom 14x15 Upper
Foyer 8x14 Main
Game Room 13x16 Lower
Great Room 18x29 Main
Informal Dining Room 12x10 Main
Kitchen 17x21 Main
Laundry 10x9 Upper
Loft 14x13 Upper
Mud Room 10x12 Main
Office 13x14 Main
Patio 16x50 Lower
Porch 9x24 Main
Porch 9x24 Main
Second (2nd) Bedroom 15x16 Upper
Sixth (6th) Bedroom 23x20 Upper
Third (3rd) Bedroom 14x15 Upper

Documents

IDX
Listing Office: Coldwell Banker Realty
Last Updated: June - 09 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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