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228 Summit Avenue, Center City, MN 55012

New Listing

$385,000

Virtual Tour

https://media.thevividspace.com/videos/019f62e6-6661-73cf-b973-6f221dd40411?v=67

Situated on a bluff over looking North Center Lake!

Old home charm with modern updates including Hardie board siding!

Front porch for relaxing with lake views!

Over a half acre with invisible fence for the fur babies!

Western facing views for sunset perfection over the lake!

Charming front porch- slamming screen door and all!

Gorgeous staircase welcomes you upon entry

Stunning hardwood floors throughout main living areas

Charm and character that cannot be duplicated!

Natural woodwork and character throughout the home

Formal Dining Room with chandelier and leaded glass windows

Abundance of natural light with large windows

Additional Sitting Area off of Dining Room with gas fireplace and built-ins

Cozy up next to the fire on chilly winter nights!

Updated kitchen with stainless appliances, Corian countertops, tile floor and solid wood cabinets

Ample counter space for all of your cooking, baking and entertaining needs!

Soak up the sun on the built-in window seat!

2nd Bedroom with ornate windows and built-in desk

Upper level bathroom with claw foot tub and pedestal sink!

Additional Family Room for extra living space or home office

Lower Level full bathroom with tub and shower

Whimsical backyard with beautiful flowers and stone pathway

Insulated and finished area that could be an art studio or playhouse

Walk to the fishing pier at North Center Lake

Throw in a line or drop in your paddle board!

North Center Lake- part of the connected 5 Chisago Chain of Lakes!

Walk to dining, shopping and local businesses!

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,607 Lot Size (sq. ft.): 23,958 Status: Coming Soon

Current Price: $385,000 List Date: 7/14/2026 Last Modified: 7/15/2026

Overview

Description

Welcome to your charming and whimsical HOME SWEET HOME on a half acre overlooking North Center Lake! Enjoy your morning coffee on the front porch taking in beautiful lake views or a glass of wine for stunning sunsets. Prime location on the bluff, but within walking distance of dining and shopping or stroll down to the public pier to launch a kayak or paddle board. This property could be a perfect vacation rental or Bed and Breakfast with it's old home charm and character, but with modern updates. Main level offers hardwood floors, period correct finishes, natural woodwork, built-ins and a gas fireplace. The updated kitchen has an abundance of natural light, updated appliances, tile floors, solid wood cabinets and Corian counter tops. Informal and formal dining areas with a living room and sitting area. Upper level holds 3 bedrooms and bathroom with claw foot tub for soaking on cold winter nights. Lower level is finished with LVP flooring and has a Family Room, full bathroom and an unfi ... (Read more)

Open Houses

Saturday, July 18, 11:00 am - 1:00 pm

Listing Details MLS# 7100564

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Road Btwn WF & Home?: Yes
Waterfront YN: No
Year Built: 1900
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 908
Above Grd Total SqFt: 1627
Below Grd Total SqFt: 980
Total SqFt: 2607
Total Finished Sqft: 2119.00
FireplaceYN: Yes
Lake/Waterfront Name: North Center Lake
Style: (SF) Single Family
Foundation Size: 980
Garage Stalls: 2
Lot Dimensions: 101x244x160x226
Acres: 0.55
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Ductless Amenities Unit: Ceiling Fan(s); Hardwood Floors; Kitchen Window; Natural Woodwork; Paneled Doors; Porch; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Drain Tiled; Partially Finished; Storage Space; Sump Pump Bath Description: Upper Level 3/4 Bath; Full Basement Construction Status: Previously Owned Dining Room Description: Informal Dining Room; Kitchen/Dining Room; Separate/Formal Dining Room Electric: Circuit Breakers Exterior: Brick/Stone; Cement Board; Wood Family Room Characteristics: Family Room; Lower Level Fencing: Invisible Fireplace Characteristics: Gas Burning; Living Room Foundation: Brick/Mortar; Stone Fuel: Natural Gas Heating: Boiler; Hot Water Laundry: Electric Dryer Hookup; Laundry Room; Lower Level; Sink; Washer Hookup Lock Box Type: Combo Lot Description: Tree Coverage - Light Parking Characteristics: Garage Door Opener Road Frontage: City Street; Paved Streets; Street Lights Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Architectural Shingle; Pitched Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level Stories: Two Water: City Water/Connected Waterfront Type: Lake View Waterfront View: West

Contract Information

Contingency: None
Original List Price: 385000
ListPrice: 385000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 228
Street Name: Summit
Street Suffix: Avenue
Postal City: Center City
County: Chisago
State: MN
Zip Code: 55012
Complex/Dev/Subdivision: Kavanagh & Schulzes First Add

Assessments

Assessment Installment: 17
Tax With Assessments: 3386
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1627
Finished SqFt Below Ground: 492

More Information

Insurance Fee

Insurance Fee Frequency: N/A
Insurance Fee: 0

Lake Details

Lake Acres: 749
Lake Chain Acreage: 5357
Lake Chain Name: Chisago Lakes
Lake Depth: 46

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 24x30
Garage Square Feet: 720
Garage Door Opener: Yes

Public Survey Info

Range#: 20
Section#: 34
Township#: 34

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECTION 34 TOWNSHIP 034 RANGE 020 & LOT 13 & S 100 FT OF LOT 14 & W 1/2 OF LOT 15 SUBDIVISIONNAME KAVANAGH & SCHULZE'S FIRST ADD LOT 012 BLOCK 006 SUBDIVISIONCD 12030
Listing City: Center City
Map Page: 12
Municipality: Center City
School District: Chisago Lakes
School District Phone: 651-213-2096
DNR Lake ID#: 13003201
DNR Lake Classification: General Development
Zip Plus 4: 3515
Property ID Number: 120014400
Tax Year: 2026
Tax Amount: 3369
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to your charming and whimsical HOME SWEET HOME on a half acre overlooking North Center Lake! Enjoy your morning coffee on the front porch taking in beautiful lake views or a glass of wine for stunning sunsets. Prime location on the bluff, but within walking distance of dining and shopping or stroll down to the public pier to launch a kayak or paddle board. This property could be a perfect vacation rental or Bed and Breakfast with it's old home charm and character, but with modern updates. Main level offers hardwood floors, period correct finishes, natural woodwork, built-ins and a gas fireplace. The updated kitchen has an abundance of natural light, updated appliances, tile floors, solid wood cabinets and Corian counter tops. Informal and formal dining areas with a living room and sitting area. Upper level holds 3 bedrooms and bathroom with claw foot tub for soaking on cold winter nights. Lower level is finished with LVP flooring and has a Family Room, full bathroom and an unfinished storage area. Backyard is a dream with beautiful gardens, flowers and mature trees creating a perfect place to unwind. Invisible Fence for the fur babies to enjoy with you! 2 car detached garage with adorably finished and insulated addition that could be a perfect art studio, cottage bakery or clubhouse! Bring all of your ideas! This one will not last, schedule your showing TODAY!
Directions: Hwy 8 (Lake Blvd) East. Left on Andrews Ave, right on Summit Ave, left on Schulze Ave. First house, left hand side.

Accessible

None: Yes

Air Conditioning

Ductless: Yes

Amenities Unit

Ceiling Fan(s): Yes
Hardwood Floors: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Porch: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Basement

Drain Tiled: Yes
Partially Finished: Yes
Storage Space: Yes
Sump Pump: Yes

Bath Description

Upper Level 3/4 Bath: Yes
Full Basement: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes
Kitchen/Dining Room: Yes
Separate/Formal Dining Room: Yes

Electric

Circuit Breakers: Yes

Exterior

Brick/Stone: Yes
Cement Board: Yes
Wood: Yes

Family Room Characteristics

Family Room: Yes
Lower Level: Yes

Fencing

Invisible: Yes

Fireplace Characteristics

Gas Burning: Yes
Living Room: Yes

Foundation

Brick/Mortar: Yes
Stone: Yes

Fuel

Natural Gas: Yes

Heating

Boiler: Yes
Hot Water: Yes

Laundry

Electric Dryer Hookup: Yes
Laundry Room: Yes
Lower Level: Yes
Sink: Yes
Washer Hookup: Yes

Lock Box Type

Combo: Yes

Lot Description

Tree Coverage - Light: Yes

Patio, Porch and Deck Features

Front Porch: Yes

Road Frontage

City Street: Yes
Paved Streets: Yes
Street Lights: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes
Architectural Shingle: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes

Stories

Two: Yes

Water

City Water/Connected: Yes

Waterfront Type

Lake View: Yes

Waterfront View

West: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	15x14	Main
Family Room	20x15	Lower
First (1st) Bedroom	12x12	Upper
Foyer	15x11	Main
Informal Dining Room	13x11	Main
Kitchen	11x9	Main
Living Room	12x12	Main
Second (2nd) Bedroom	12x11	Upper
Sitting Room	14x11	Main
Third (3rd) Bedroom	12x9	Upper

Listing Office: eXp Realty

Last Updated: July - 15 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.