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24909 Sandy Lane, 801, 802, 803, Deerwood, MN 56444

$365,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,790 Lot Size (sq. ft.): 2,178 Status: Closed

Current Price: $365,000 List Date: 2/28/2026 Last Modified: 6/26/2026

Overview

Description

This is the property for you if you are searching for a property that can produce income and allows you, the owner, a wonderful vacation get away! Condos with a beautiful view of Bay Lake, located at Ruttgers Bay Lake Lodge, a Premier Minnesota Resort. Each condo has 3 separate units, Rental income. Owner use for 21 days during their off season. That's a total of 6 weeks for yourself! All rentals are PROFESSIONALLY MANAGED, MAINTAINED, AND RENTED. Ruttgers offers golfing, fishing, boating, lodging, shopping, salon and spa, take-out and dining! Owners/Investor golf for free on Alec's Nine course and enjoy discounted gold on The Lakes. Full access to Bay Lake, plus all the privileges of Ruttgers resort guests.

Listing Details MLS# 7025419

General Property Information

Assoc Mgmt Co. Phone #: 218-678-2885
Association Fee Frequency: Monthly
Association Mgmt Co. Name: Bay Lake Villa's Owner's Association Inc.
Common Wall: Yes
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Other Parking Spaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 2319
Waterfront YN: Yes
Year Built: 2007
Yearly/Seasonal: Yearly
Zoning: Residential-Multi-Family
Bath Full: 2
Bath Three Quarters: Yes
Main Floor Total SqFt: 1056
Above Grd Total SqFt: 1790
Total SqFt: 1790
Total Finished Sqft: 1790.00
FireplaceYN: Yes
Lake/Waterfront Name: Bay
Style: (TH) Side x Side
Foundation Size: 1056
Association Fee: 924.49
Lot Dimensions: 29 x 70
Acres: 0.05
Assessment Pending: No
# Carport Spaces: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Garage Stalls: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: Beach; Dock; Golf Course Amenities Unit: Balcony; Ceiling Fan(s); Deck; Dock; Natural Woodwork; Patio; Tile Floors Appliances: Cooktop; Dishwasher; Microwave; Range; Refrigerator Association Fee Includes: Beach Access; Building Exterior; Cable TV; Dock; Hazard Insurance; Internet; Lawn Care; Outside Maintenance; Parking Space; Professional Mgmt; Recreation Facility; Sanitation; Snow Removal; Water Assumable Loan: Not Assumable Basement: None Bath Description: Main Floor Full Bath; Upper Level 3/4 Bath; Upper Level Full Bath Construction Materials: Concrete; Frame Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Kitchen/Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Existing Financing: Conventional Exterior: Log; Shakes; Wood Family Room Characteristics: Main Level Fencing: None Financing Terms: Conventional Fireplace Characteristics: Family Room; Gas Burning; Living Room; Stone Foundation: Slab Fuel: Electric; Propane Heating: Forced Air Internet Options: Cable Laundry: None Lock Box Type: None Lot Description: Accessible Shoreline; Tree Coverage - Medium Parking Characteristics: Parking Lot; Paved Lot; Unassigned; Uncovered/Open Pool Description: None Property Subtype: Cabin Road Frontage: County Road Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Conventional Sewer: Septic System Compliant - Yes; Shared System Stories: More Than 2 Stories Townhouse Characteristics: End Unit Water: Drilled; Shared System; Well Waterfront Type: Lake Front

Contract Information

Off Market Date: 2026-06-25
Contingency: None
Closed Date: 2026-06-22
Original List Price: 382500
Sales Close Price: 365000
ListPrice: 369499
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 24909
Street Name: Sandy
Street Suffix: Lane
Unit Number: 801, 802, 803
Postal City: Deerwood
County: Crow Wing
State: MN
Zip Code: 56444
Complex/Dev/Subdivision: Cic #1082 Ruttgers Bay Lake Villas

Assessments

Tax With Assessments: 1848
Assessment Balance: 0
Assessment Installment: 0

Building Information

Finished SqFt Above Ground: 1790

More Information

Insurance Fee

Insurance Fee Frequency: N/A
Insurance Fee: 0

Lake Details

Lake Acres: 2329
Lake Depth: 74

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Public Survey Info

Range#: 28
Section#: 4
Township#: 45

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: LOT 1 BLOCK 1 (COMMON ELEMENT PARCEL 506040010170009)
Listing City: Deerwood
Map Page: 999
Municipality: Bay Lake Twp
School District: Crosby-Ironton
School District Phone: 218-545-8801
DNR Lake ID#: 18003400
DNR Lake Classification: Recreational Development
County Abbreviation: 801, 802, 803
Zip Plus 4: 1307
Property ID Number: 50040518
Tax Year: 2025
Tax Amount: 1848
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: This is the property for you if you are searching for a property that can produce income and allows you, the owner, a wonderful vacation get away! Condos with a beautiful view of Bay Lake, located at Ruttgers Bay Lake Lodge, a Premier Minnesota Resort. Each condo has 3 separate units, Rental income. Owner use for 21 days during their off season. That's a total of 6 weeks for yourself! All rentals are PROFESSIONALLY MANAGED, MAINTAINED, AND RENTED. Ruttgers offers golfing, fishing, boating, lodging, shopping, salon and spa, take-out and dining! Owners/Investor golf for free on Alec's Nine course and enjoy discounted gold on The Lakes. Full access to Bay Lake, plus all the privileges of Ruttgers resort guests.
Directions: From Deerwood, south on Hwy 6 approximately 8 miles to a left on Sandy Lane (1st road south of Tame Fish Lake Road)

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Shared

Beach: Yes
Dock: Yes
Golf Course: Yes

Amenities Unit

Balcony: Yes
Ceiling Fan(s): Yes
Deck: Yes
Dock: Yes
Natural Woodwork: Yes
Patio: Yes
Tile Floors: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Association Fee Includes

Beach Access: Yes
Building Exterior: Yes
Cable TV: Yes
Dock: Yes
Hazard Insurance: Yes
Internet: Yes
Lawn Care: Yes
Outside Maintenance: Yes
Parking Space: Yes
Professional Mgmt: Yes
Recreation Facility: Yes
Sanitation: Yes
Sewer: Yes
Snow Removal: Yes
Water: Yes

Assumable Loan

Not Assumable: Yes

Basement

None: Yes

Bath Description

Main Floor Full Bath: Yes
Upper Level 3/4 Bath: Yes
Upper Level Full Bath: Yes

Construction Materials

Concrete: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes
Kitchen/Dining Room: Yes

Electric

Circuit Breakers: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Existing Financing

Conventional: Yes

Exterior

Log: Yes
Shakes: Yes
Wood: Yes

Family Room Characteristics

Main Level: Yes

Fencing

None: Yes

Financing Terms

Conventional: Yes

Fireplace Characteristics

Family Room: Yes
Gas Burning: Yes
Living Room: Yes
Stone: Yes

Foundation

Slab: Yes

Fuel

Electric: Yes
Propane: Yes

Heating

Forced Air: Yes

Internet Options

Cable: Yes

Laundry

None: Yes

Lock Box Type

None: Yes

Lot Description

Accessible Shoreline: Yes
Tree Coverage - Medium: Yes

Parking Characteristics

Garage Dimensions: No
Garage Stall ID#: No
Parking Lot: Yes
Paved Lot: Yes
Unassigned: Yes
Uncovered/Open: Yes

Patio, Porch and Deck Features

Deck: Yes
Patio: Yes

Pool Description

None: Yes

Property Subtype

Cabin: Yes

Restriction/Covenants

Mandatory Owners Assoc: Yes

Road Frontage

County Road: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Septic System Compliant - Yes: Yes
Shared System: Yes

Stories

More Than 2 Stories: Yes

Townhouse Characteristics

End Unit: Yes

Water

Drilled: Yes
Shared System: Yes
Well: Yes

Waterfront Type

Lake Front: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	10.5x8	Main
Family Room	10.5x6	Upper
First (1st) Bedroom	11.3x14	Main
Kitchen	10x10.5	Main
Living Room	12x16.5	Main
Second (2nd) Bedroom	17.6x19	Upper
Third (3rd) Bedroom	18x19.3	Upper

Listing Office: Real Broker, LLC

Last Updated: June - 26 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.