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28130 140th Street NW, Zimmerman, MN 55398

$665,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,042 Lot Size (sq. ft.): 47,916 Status: Active

Current Price: $665,000 List Date: 7/09/2026 Last Modified: 7/10/2026

Overview

Description

Welcome to an extraordinary opportunity to own a completely reimagined lakefront home on the shores of Elk Lake in Zimmerman. Situated on over an acre with an impressive 263 feet of shoreline, this stunning rambler offers more than 3,000 sqft, 4 bedrooms, 3 bathrooms, and a rare combination of luxury, privacy, and waterfront views. Thoughtfully remodeled throughout, this home showcases exceptional craftsmanship, modern design, and attention to detail. The bright, open floor plan is filled with natural light and highlights panoramic lake views, beautiful luxury vinyl plank flooring, solid wood doors, and quality finishes throughout. The main level features three spacious bedrooms, including a remarkable owner's suite perfectly positioned to capture the beauty of Elk Lake. Wake up each morning to peaceful water views before retreating to your spa-inspired ensuite featuring a deep soaking tub, custom walk-in tile shower. Designed for both entertaining and everyday living, the beautifull ... (Read more) Welcome to an extraordinary opportunity to own a completely reimagined lakefront home on the shores of Elk Lake in Zimmerman. Situated on over an acre with an impressive 263 feet of shoreline, this stunning rambler offers more than 3,000 sqft, 4 bedrooms, 3 bathrooms, and a rare combination of luxury, privacy, and waterfront views. Thoughtfully remodeled throughout, this home showcases exceptional craftsmanship, modern design, and attention to detail. The bright, open floor plan is filled with natural light and highlights panoramic lake views, beautiful luxury vinyl plank flooring, solid wood doors, and quality finishes throughout. The main level features three spacious bedrooms, including a remarkable owner's suite perfectly positioned to capture the beauty of Elk Lake. Wake up each morning to peaceful water views before retreating to your spa-inspired ensuite featuring a deep soaking tub, custom walk-in tile shower. Designed for both entertaining and everyday living, the beautifully updated kitchen is the heart of the home. Featuring an oversized kitchen island with stunning views of Elk Lake, this space offers the perfect setting for morning coffee, entertaining guests. The kitchen flows seamlessly into the main living area, where a warm gas fireplace creates an inviting space to relax and enjoy the incredible surroundings. The fully finished walkout lower level provides additional living space with a spacious family room, cozy wood-burning fireplace, fourth bedroom, full bathroom, and flexible areas perfect for guests, recreation, or a home office. Enjoy peace of mind with numerous major updates, including newer siding, newer roof, new air conditioning units, Water heater and furnace offering exceptional year-round comfort and efficiency. Step outside and experience your own private lakeside retreat. With 263 feet of shoreline, you'll enjoy endless opportunities to embrace the Elk Lake lifestyle- from boating and fishing to kayaking, paddle boarding, swimming, or simply relaxing while taking in the incredible views. The expansive yard offers plenty of room for outdoor entertaining, recreation, and enjoying the natural beauty surrounding the property. The oversized three-car garage provides abundant space for vehicles, lake toys, and all your outdoor equipment. Located just minutes from Zimmerman and within an easy commute to the Twin Cities, this exceptional property offers the perfect balance of peaceful lake living and everyday convenience.

Listing Details MLS# 7106834

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront YN: Yes
Year Built: 1971
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Three Quarters: Yes
Above Grd Total SqFt: 3042
Total SqFt: 3042
Total Finished Sqft: 3042.00
FireplaceYN: Yes
Lake/Waterfront Name: Elk Lake (71005500)
Style: (SF) Single Family
Foundation Size: 1200
Garage Stalls: 3
Lot Dimensions: 172x394x97x104x52x309
Acres: 1.1
Assessment Pending: Unknown
Bath Half: 0
Bath Quarter: 0
Main Floor Total SqFt: 0
Below Grd Total SqFt: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Primary Bedroom Walk-In Closet; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Egress Windows; Full Bath Description: Main Floor Full Bath; 3/4 Basement Construction Status: Previously Owned Exterior: Wood Family Room Characteristics: Lower Level Fireplace Characteristics: Family Room Foundation: Other Fuel: Natural Gas Heating: Forced Air Second Unit: Existing In-Law w/Bath; Existing In-Law w/Kitchen Sellers Terms: Cash; Conventional; FHA; VA; Other Sewer: Private Sewer Stories: One Water: Well Waterfront Type: Lake Front

Contract Information

Contingency: None
Original List Price: 665000
ListPrice: 665000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 28130
Street Name: 140th
Street Suffix: Street
Street Direction Suffix: NW
Postal City: Zimmerman
County: Sherburne
State: MN
Zip Code: 55398
Complex/Dev/Subdivision: Sis & Teds Add

Assessments

Tax With Assessments: 5090
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 3042

More Information

Lake Details

Lake Acres: 361
Lake Depth: 15

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 35x26
Garage Square Feet: 910

Public Survey Info

Range#: 26
Section#: 31
Township#: 35

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 8, BLK 1
Listing City: Zimmerman
Map Page: 249
Municipality: Zimmerman
School District: Princeton
School District Phone: 763-389-2422
DNR Lake ID#: 71005500
DNR Lake Classification: General Development
Zip Plus 4: 8667
Property ID Number: 014170140
Tax Year: 2025
Tax Amount: 5090
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to an extraordinary opportunity to own a completely reimagined lakefront home on the shores of Elk Lake in Zimmerman. Situated on over an acre with an impressive 263 feet of shoreline, this stunning rambler offers more than 3,000 sqft, 4 bedrooms, 3 bathrooms, and a rare combination of luxury, privacy, and waterfront views. Thoughtfully remodeled throughout, this home showcases exceptional craftsmanship, modern design, and attention to detail. The bright, open floor plan is filled with natural light and highlights panoramic lake views, beautiful luxury vinyl plank flooring, solid wood doors, and quality finishes throughout. The main level features three spacious bedrooms, including a remarkable owner's suite perfectly positioned to capture the beauty of Elk Lake. Wake up each morning to peaceful water views before retreating to your spa-inspired ensuite featuring a deep soaking tub, custom walk-in tile shower. Designed for both entertaining and everyday living, the beautifully updated kitchen is the heart of the home. Featuring an oversized kitchen island with stunning views of Elk Lake, this space offers the perfect setting for morning coffee, entertaining guests. The kitchen flows seamlessly into the main living area, where a warm gas fireplace creates an inviting space to relax and enjoy the incredible surroundings. The fully finished walkout lower level provides additional living space with a spacious family room, cozy wood-burning fireplace, fourth bedroom, full bathroom, and flexible areas perfect for guests, recreation, or a home office. Enjoy peace of mind with numerous major updates, including newer siding, newer roof, new air conditioning units, Water heater and furnace offering exceptional year-round comfort and efficiency. Step outside and experience your own private lakeside retreat. With 263 feet of shoreline, you'll enjoy endless opportunities to embrace the Elk Lake lifestyle- from boating and fishing to kayaking, paddle boarding, swimming, or simply relaxing while taking in the incredible views. The expansive yard offers plenty of room for outdoor entertaining, recreation, and enjoying the natural beauty surrounding the property. The oversized three-car garage provides abundant space for vehicles, lake toys, and all your outdoor equipment. Located just minutes from Zimmerman and within an easy commute to the Twin Cities, this exceptional property offers the perfect balance of peaceful lake living and everyday convenience.
Directions: Hwy 169, West on 293rd Ave/County Hwy 9, Left on Elk Lake Rd, Right on 140th St. Home on Right.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Primary Bedroom Walk-In Closet: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Basement

Egress Windows: Yes
Full: Yes

Bath Description

Main Floor Full Bath: Yes
3/4 Basement: Yes

Construction Status

Previously Owned: Yes

Exterior

Wood: Yes

Family Room Characteristics

Lower Level: Yes

Fireplace Characteristics

Family Room: Yes

Foundation

Other: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Patio, Porch and Deck Features

Deck: Yes
Porch: Yes

Second Unit

Existing In-Law w/Bath: Yes
Existing In-Law w/Kitchen: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Other: Yes
VA: Yes

Sewer

Private Sewer: Yes

Stories

One: Yes

Water

Well: Yes

Waterfront Type

Lake Front: Yes

Room Information

Room Name	Dimensions	Level
Deck	19x23	Main
Dining Room	22x28	Main
Family Room	15x15	Lower
First (1st) Bedroom	18x21	Main
Fourth (4th) Bedroom	15x12	Lower
Foyer	16x6	Main
Kitchen	19x10	Main
Living Room	15x18	Main
Primary Bath	10x15	Main
Porch	14x15	Main
Recreation Room	22x29	Lower
Second (2nd) Bedroom	8x15	Main
Third (3rd) Bedroom	10x10	Main

Listing Office: eXp Realty

Last Updated: July - 10 - 2026

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