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28540 190th Street, Akeley, MN 56433

$649,995

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https://wellcomemat.com/embed/59nv6249f0d61mlat?mls=1

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,696 Lot Size (sq. ft.): 106,722 Status: Active

Current Price: $649,995 List Date: 5/28/2026 Last Modified: 5/29/2026

Overview

Description

An absolute stunner on Ham Lake. This attractive home is well-appointed, meticulously maintained and sits on one of the best sand swimming beaches you will ever see. Spacious at 3600+ finished square feet with an ideal floor plan that feels intimate, yet it can comfortably accommodate a large gathering in total comfort. It features 4 bedrooms, 4 baths, 2 fireplaces, hardwood floors, main level laundry, tons of storage, fiber optic internet, screened and covered porches, lakeside deck, patio and so much more! The window arrangement is ideal, perfectly merging the indoor and outdoor spaces. A generous 26x40 garage has your storage needs covered. It is also EV and generator ready. Sits on 2.45 acres with south facing, panoramic lake views. The lot is level and the shoreline cannot be overstated. It is simply amazing! Bonus; also includes deeded access to Hay Lake. This is a walking easement with docking privileges. One home, two lakes. Incredible opportunity! Be sure to check out the vide ... (Read more)

Listing Details MLS# 7082170

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: Yes
Waterfront Frontage: 100
Waterfront Present: Yes
Year Built: 1998
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 3
Bath Half: Yes
Main Floor Total SqFt: 1344
Above Grd Total SqFt: 2352
Below Grd Total SqFt: 1344
Total SqFt: 3696
Total Finished Sqft: 3696.00
FireplaceYN: Yes
Lake/Waterfront Name: Ham
Style: (SF) Single Family
Foundation Size: 1344
Garage Stalls: 2
Lot Dimensions: 100 x 1070
Acres: 2.45
Assessment Pending: No
Bath Three Quarters: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Dock; Hardwood Floors; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Patio; Porch; Primary Bedroom Walk-In Closet; Sun Room; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Other Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Fuel Tank - Rented; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Egress Windows; Full; Storage Space; Sump Pump; Wood Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath; Full Primary; Full Basement Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Kitchen/Dining Room Elevation Highpoint to Waterfront Slope: Level Exterior: Brick/Stone; Cedar Family Room Characteristics: Lower Level Fireplace Characteristics: Brick; Family Room; Free Standing; Gas Burning; Living Room; Wood Burning Foundation: Concrete Block; Other Fuel: Propane; Wood Heating: Forced Air Internet Options: Fiber Optic Lake Details: Excellent Sand Laundry: Laundry Room; Main Level Lock Box Type: SentriLock Lot Description: Tree Coverage - Medium; Underground Utilities Parking Characteristics: Garage Door Opener Road Frontage: Township Roof: Age 8 Years or Less; Architectural Shingle Sellers Terms: Cash; Conventional Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field Special Search: Main Floor Laundry; Main Floor Primary Stories: One and One Half Water: Drilled; Private; Sand Point; Well Waterfront View: Lake; Panoramic; South

Contract Information

Contingency: None
Original List Price: 649995
ListPrice: 649995
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 28540
Street Name: 190th
Street Suffix: Street
Postal City: Akeley
County: Hubbard
State: MN
Zip Code: 56433
Complex/Dev/Subdivision: Hay Lake Over

Assessments

Assessment Balance: 245
Tax With Assessments: 4806

Building Information

Finished SqFt Above Ground: 2352
Finished SqFt Below Ground: 1344

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 0-4

Lake Details

Lake Acres: 194
Lake Depth: 22
Excellent Sand: Yes

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: GLAR
SentriLock: Yes

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 26 x 40
Garage Square Feet: 1040
Garage Door Opener: Yes

Public Survey Info

Range#: 32
Section#: 18
Township#: 140

Office/Member Info

Association: GLAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECT-18 TWP-140 RANGE-032 2.45 AC 18-10A W100 OF E750 OF LOT 6 (P/O INUNDATED)
Listing City: Akeley
Map Page: 999
Municipality: Akeley
School District: Walker-Hackensack-Akeley
School District Phone: 218-547-4201
DNR Lake ID#: 29001700
DNR Lake Classification: Recreational Development
Zip Plus 4: 8343
Property ID Number: 281801100
Tax Year: 2026
Tax Amount: 4561
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: An absolute stunner on Ham Lake. This attractive home is well-appointed, meticulously maintained and sits on one of the best sand swimming beaches you will ever see. Spacious at 3600+ finished square feet with an ideal floor plan that feels intimate, yet it can comfortably accommodate a large gathering in total comfort. It features 4 bedrooms, 4 baths, 2 fireplaces, hardwood floors, main level laundry, tons of storage, fiber optic internet, screened and covered porches, lakeside deck, patio and so much more! The window arrangement is ideal, perfectly merging the indoor and outdoor spaces. A generous 26x40 garage has your storage needs covered. It is also EV and generator ready. Sits on 2.45 acres with south facing, panoramic lake views. The lot is level and the shoreline cannot be overstated. It is simply amazing! Bonus; also includes deeded access to Hay Lake. This is a walking easement with docking privileges. One home, two lakes. Incredible opportunity! Be sure to check out the video.
Directions: From CR 33/Hwy 34: Go East on 33 to a right on Flying Eagle Drive. Proceed to a left on 190th and follow to home on left.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Dock: Yes
Hardwood Floors: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Patio: Yes
Porch: Yes
Primary Bedroom Walk-In Closet: Yes
Sun Room: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes
Other: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Fuel Tank - Rented: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Basement

Concrete Block: Yes
Egress Windows: Yes
Full: Yes
Storage Space: Yes
Sump Pump: Yes
Wood: Yes

Bath Description

Main Floor 1/2 Bath: Yes
Upper Level Full Bath: Yes
Full Primary: Yes
Full Basement: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Breakfast Bar: Yes
Kitchen/Dining Room: Yes

Elevation Highpoint to Waterfront Slope

Level: Yes

Exterior

Brick/Stone: Yes
Cedar: Yes

Family Room Characteristics

Lower Level: Yes

Fireplace Characteristics

Brick: Yes
Family Room: Yes
Free Standing: Yes
Gas Burning: Yes
Living Room: Yes
Wood Burning: Yes

Foundation

Concrete Block: Yes
Other: Yes

Fuel

Propane: Yes
Wood: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Fiber Optic: Yes

Lake/Waterfront

Lake Front: Yes

Laundry

Laundry Room: Yes
Main Level: Yes

Lot Description

Tree Coverage - Medium: Yes
Underground Utilities: Yes

Patio, Porch and Deck Features

Covered: Yes
Deck: Yes
Enclosed: Yes
Patio: Yes
Screened: Yes
Side Porch: Yes

Road Frontage

Township: Yes

Roof

Age 8 Years or Less: Yes
Architectural Shingle: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Private Sewer: Yes
Septic System Compliant - Yes: Yes
Tank with Drainage Field: Yes

Special Search

Main Floor Laundry: Yes
Main Floor Primary: Yes

Stories

One and One Half: Yes

Water

Drilled: Yes
Private: Yes
Sand Point: Yes
Well: Yes

Waterfront View

Lake: Yes
Panoramic: Yes
South: Yes

Room Information

Room Name	Dimensions	Level
Deck	8 x 46	Main
Dining Room	13'1 x 13'7	Main
Family Room	20'3 x 25'6	Lower
First (1st) Bedroom	14'4 x 16'10	Main
Fourth (4th) Bedroom	10 x 12'4	Lower
Kitchen	12'2 x 13'7	Main
Living Room	20'10 x 13'3	Main
Loft	12'3 x 13'11	Upper
Porch	8 x 48	Main
Screened Porch	11 x 9'7	Main
Second (2nd) Bedroom	21'1 x 12'11	Upper
Third (3rd) Bedroom	12'8 x 13'7	Upper

Listing Office: Affinity Real Estate Inc.

Last Updated: May - 29 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.