306 9th Avenue S, Saint Cloud, MN 56301

$222,500
Property Type: Multi-Family Bedrooms: 5 Baths: 2 Square Footage: 3,088 Lot Size (sq. ft.): 9,148 Status: Active
Current Price: $222,500 List Date: 7/28/2025 Last Modified: 7/22/2026

Overview

Description

DUPLEX – Offset Your Mortgage in a Prime Location! Just a short walk from downtown St. Cloud and directly across from scenic Lake George, this well-maintained up/down duplex is a smart investment with long-term potential. Main level unit offers 3 spacious bedrooms and 1 bathroom, providing comfortable and functional living space that appeals to a wide range of tenants. Upper unit has 2 bedrooms with a quaint kitchen and family room. Both units are currently rented, making this a true turnkey opportunity for investors or future owner-occupants looking to offset their mortgage with rental income. The location is unbeatable—residents enjoy year-round access to walking and biking paths, community events, and beautiful lake views right outside their front door. Whether you're looking to grow your rental portfolio or secure a property with built-in income, this duplex delivers on location, value, and versatility. Plus, the neighboring duplex at 308 9th Ave S is also available and can be ...

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Listing Details MLS# 6762394

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront YN
No
Year Built
1905
Yearly/Seasonal
Yearly
Main Floor Total SqFt
1380
Above Ground SqFt
2234
Below Grd Total SqFt
854
Total SqFt
3088
Foundation Size
1380
Style
(MF) Duplex Up and Down
Total Finished Sqft
2234.00
Lot Dimensions
78x125x66x140
Acres
0.21
Assessment Pending
No
Garage Stalls
0

Property Features

Accessible: None Amenities Shared: Porch Assumable Loan: Not Assumable Basement: Full; Unfinished Construction Materials: Brick Construction Status: Previously Owned Electric: Circuit Breakers Exterior: Brick/Stone Foundation: Brick/Mortar Fuel: Natural Gas Heating: Hot Water Internet Options: Cable Laundry: None Lock Box Type: Combo Owner Pays: Fuel; Insurance; Lawn; Maintenance/Repair; Taxes; Water Parking Characteristics: Paved Lot Pool Description: None Rental License Type: Standard Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Stories: Two Tenant Pays: Cable TV; Electricity; Trash Collection; Other Unit 1 Amenities: Cable; Kitchen Center Island; Kitchen Window Unit 1 Appliances: Dishwasher; Exhaust Fan/Hood; Range; Refrigerator Unit 1 Bath Description: Main Floor Full Bath Unit 1 Cooling: None Unit 1 Dining Room Description: Eat In Kitchen Unit 1 Family Room Characteristics: Main Level Unit 1 Special Search: 3 BR on One Level Unit 2 Amenities: Cable; Kitchen Window; Porch Unit 2 Appliances: Dishwasher; Range; Refrigerator Unit 2 Bath Description: Main Floor Full Bath Unit 2 Cooling: None Unit 2 Dining Room Description: Eat In Kitchen Unit 2 Family Room Characteristics: Main Level Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
230000
ListPrice
222500
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
306
Street Name
9th
Street Suffix
Avenue
Street Direction Suffix
S
Postal City
Saint Cloud
County
Stearns
State
MN
Zip Code
56301

Assessments

Tax With Assessments
2546
Assessment Balance
0

Building Information

Finished SqFt Above Ground
2234

More Information

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Public Survey Info

Range#
28
Section#
14
Township#
124

Unit 1

Furnished?
Yes
Lease Expiration Date
2026-05-31
Leased?
Yes
Level
Main Level
Unit Number
Yes
# of Fireplaces
Yes
Finished SqFt
1380
Full Baths
Yes
Monthly Rent
1400
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
3
Total Rooms
6

Unit 2

Furnished?
No
Lease Expiration Date
2026-05-31
Leased?
Yes
Level
2nd Level
Unit Number
2
Finished SqFt
854
Full Baths
Yes
Monthly Rent
920
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
5

Unit Details

Total Units
2

Office/Member Info

Association
SCAAR

Location, Tax and Other Information

Legal Description
14 -124 -028 LOT 7 & TRT N OF LOT 7 TOWIT BG NW COR LOT 7 TOWIT BG NW COR LOT 7-N15.2'-E TO PT 1' N&4' NE COR LOT 7-S1'-W TOBG BLK 62 AND W 1/2 OF VACATED ALLEY CURTIS SURVEY ADD
Listing City
Saint Cloud
Map Page
231
Municipality
Saint Cloud
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
4418
Property ID Number
82522410000
Tax Year
2024
Tax Amount
2546
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
DUPLEX – Offset Your Mortgage in a Prime Location! Just a short walk from downtown St. Cloud and directly across from scenic Lake George, this well-maintained up/down duplex is a smart investment with long-term potential. Main level unit offers 3 spacious bedrooms and 1 bathroom, providing comfortable and functional living space that appeals to a wide range of tenants. Upper unit has 2 bedrooms with a quaint kitchen and family room. Both units are currently rented, making this a true turnkey opportunity for investors or future owner-occupants looking to offset their mortgage with rental income. The location is unbeatable—residents enjoy year-round access to walking and biking paths, community events, and beautiful lake views right outside their front door. Whether you're looking to grow your rental portfolio or secure a property with built-in income, this duplex delivers on location, value, and versatility. Plus, the neighboring duplex at 308 9th Ave S is also available and can be purchased together to maximize your investment potential.
Directions
Just south of Division on 9th Ave S

Accessible

None
Yes

Amenities Shared

Porch
Yes

Assumable Loan

Not Assumable
Yes

Basement

Full
Yes
Unfinished
Yes

Construction Materials

Brick
Yes

Construction Status

Previously Owned
Yes

Electric

Circuit Breakers
Yes

Exterior

Brick/Stone
Yes

Foundation

Brick/Mortar
Yes

Fuel

Natural Gas
Yes

Heating

Hot Water
Yes

Internet Options

Cable
Yes

Laundry

None
Yes

Lock Box Type

Combo
Yes

Owner Pays

Fuel
Yes
Insurance
Yes
Lawn
Yes
Maintenance/Repair
Yes
Taxes
Yes
Water
Yes

Parking Characteristics

Paved Lot
Yes

Patio, Porch and Deck Features

Covered
Yes
Front Porch
Yes

Pool Description

None
Yes

Rental License Type

Standard
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age Over 8 Years
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Income and Expenses

Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Gross Expenses
0
Annual Gross Income
0
Annual Insurance Expense
0
Annual Maintenance Expense
0
Annual Repair Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0
Total Annual Expenses
0

No. of Ranges

Two
Yes

No. of Refrigerators

Two
Yes

Tenant Pays

Cable TV
Yes
Electricity
Yes
Other
Yes
Trash Collection
Yes

Unit 1 Amenities

Cable
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes

Unit 1 Appliances

Dishwasher
Yes
Exhaust Fan/Hood
Yes
Range
Yes
Refrigerator
Yes

Unit 1 Bath Description

Main Floor Full Bath
Yes

Unit 1 Cooling

None
Yes

Unit 1 Dining Room Description

Eat In Kitchen
Yes

Unit 1 Family Room Characteristics

Main Level
Yes

Unit 1 Special Search

3 BR on One Level
Yes

Unit 2 Amenities

Cable
Yes
Kitchen Window
Yes
Porch
Yes

Unit 2 Appliances

Dishwasher
Yes
Range
Yes
Refrigerator
Yes

Unit 2 Bath Description

Main Floor Full Bath
Yes

Unit 2 Cooling

None
Yes

Unit 2 Dining Room Description

Eat In Kitchen
Yes

Unit 2 Family Room Characteristics

Main Level
Yes

Documents

IDX
Listing Office: Kerber Castle Realty Group
Last Updated: July - 22 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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