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307 12th Street N, Cold Spring, MN 56320

$470,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,502 Lot Size (sq. ft.): 17,424 Status: Closed

Current Price: $470,000 List Date: 5/09/2026 Last Modified: 6/26/2026

Overview

Description

Welcome to this beautifully updated Cold Spring home offering over 3,500 finished square feet and your own private backyard retreat with an in-ground pool. Just in time for summer. Designed for both everyday comfort and effortless entertaining. Step inside to vaulted ceilings, warm hardwood floors, and an inviting, open layout. The kitchen is truly the heart of the home, featuring custom cabinetry, granite countertops, a large center island, double ovens, ample storage, beverage fridge, and a reverse osmosis system. Perfect for hosting or busy family life. The adjacent dining and living spaces feel open yet cozy, with great natural light. On the main floor, you’ll find a well-designed layout with two bedrooms and a full shared bath, along with a spacious primary suite complete with a private bath. Offering comfort and privacy all on one level. The lower level expands your living space with an additional bedroom and bathroom, dedicated laundry area, office space, and a large playro ... (Read more)

Listing Details MLS# 7066580

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront YN: No
Year Built: 2002
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: 2
Main Floor Total SqFt: 1958
Above Grd Total SqFt: 1958
Below Grd Total SqFt: 1544
Total SqFt: 3502
Total Finished Sqft: 3502.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1304
Power Company: Xcel Energy
Garage Stalls: 3
Lot Dimensions: 110x158x104x184
Acres: 0.4
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; Hardwood Floors; In-Ground Sprinkler; Sun Room Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Water Osmosis System Bath Description: Main Floor 3/4 Bath; Main Floor Full Bath; 3/4 Basement Construction Status: Previously Owned Existing Financing: Conventional Exterior: Steel Siding Fencing: Vinyl Financing Terms: Conventional Fireplace Characteristics: Family Room; Stone Foundation: Poured Concrete Fuel: Natural Gas Heating: Forced Air Lock Box Type: Combo Lot Description: Corner Lot Pool Description: Below Ground; Heated Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age Over 8 Years Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Bi-Level Water: City Water/Connected

Contract Information

Off Market Date: 2026-05-16
Contingency: None
Closed Date: 2026-06-25
Original List Price: 479900
Sales Close Price: 470000
ListPrice: 474900
Owner is an Agent?: Yes
Auction?: No

Location Tax and Other Information

House Number: 307
Street Name: 12th
Street Suffix: Street
Street Direction Suffix: N
Postal City: Cold Spring
County: Stearns
State: MN
Zip Code: 56320
Complex/Dev/Subdivision: North Pointe

Assessments

Tax With Assessments: 5024
Assessment Balance: 0

Basement

Foundation Dimensions: 110x158x104x184

More Information

Building Information

Finished SqFt Above Ground: 1958
Finished SqFt Below Ground: 1544

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 846

Public Survey Info

Range#: 30
Section#: 10
Township#: 123

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 007 BLK 005 NORTH POINTE SECTION 10 TOWNSHIP 123 RANGE 030
Listing City: Cold Spring
Map Page: 999
Municipality: Cold Spring
School District: Rocori
School District Phone: 320-685-4901
Zip Plus 4: 4502
Property ID Number: 48296860308
Tax Year: 2025
Tax Amount: 5024
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to this beautifully updated Cold Spring home offering over 3,500 finished square feet and your own private backyard retreat with an in-ground pool. Just in time for summer. Designed for both everyday comfort and effortless entertaining. Step inside to vaulted ceilings, warm hardwood floors, and an inviting, open layout. The kitchen is truly the heart of the home, featuring custom cabinetry, granite countertops, a large center island, double ovens, ample storage, beverage fridge, and a reverse osmosis system. Perfect for hosting or busy family life. The adjacent dining and living spaces feel open yet cozy, with great natural light. On the main floor, you’ll find a well-designed layout with two bedrooms and a full shared bath, along with a spacious primary suite complete with a private bath. Offering comfort and privacy all on one level. The lower level expands your living space with an additional bedroom and bathroom, dedicated laundry area, office space, and a large playroom or living area—ideal for guests, work-from-home needs, or growing families. Step outside to your private backyard oasis, complete with an in-ground pool and automatic cover professionally maintained. Pool photos coming soon! Whether you’re relaxing poolside or entertaining, this space truly sets the home apart. Additional updates include a new furnace to be installed in May 2026, offering added peace of mind for the next owner. With generous space, a functional layout, and a resort-style outdoor setting, this home offers a rare combination of comfort, flexibility, and lifestyle in one of Cold Spring’s most desirable areas.
Directions: County Rd 2, Take a right onto 248th Ave, left onto 153rd Ave, Left onto 4th Ave N, house on corner of 4th Ave and 12th St N

Accessible

None: Yes

Acreage Information

Pasture Acres: 0
Tillable Acres: 0
Wooded Acres: 0

Air Conditioning

Central Air: Yes

Amenities Unit

Deck: Yes
Hardwood Floors: Yes
In-Ground Sprinkler: Yes
Sun Room: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Water Osmosis System: Yes

Bath Description

Main Floor 3/4 Bath: Yes
Main Floor Full Bath: Yes
3/4 Basement: Yes

Construction Status

Previously Owned: Yes

Existing Financing

Conventional: Yes

Exterior

Steel Siding: Yes

Fencing

Vinyl: Yes

Financing Terms

Conventional: Yes

Fireplace Characteristics

Family Room: Yes
Stone: Yes

Foundation

Poured Concrete: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Lock Box Type

Combo: Yes

Lot Description

Corner Lot: Yes

Pool Description

Below Ground: Yes
Heated: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Stories

Bi-Level: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	13x16.3	Main
Family Room	25x22.5	Lower
First (1st) Bedroom	16.4x13.6	Main
Fourth (4th) Bedroom	10.7x10	Lower
Kitchen	14x20.6	Main
Laundry	6x6.4	Lower
Living Room	15.9x14.9	Main
Second (2nd) Bedroom	11.7x10.6	Main
Third (3rd) Bedroom	10.3x11.9	Main

Listing Office: eXp Realty

Last Updated: June - 26 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.