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3552 12th Avenue SE, Saint Cloud, MN 56304

$325,000

Virtual Tour

https://wellcomemat.com/embed/54sna9a8c53b1mlb0?mls=1

Take a trip down the river on your boat this Summer!

Generously sized center island offering extra workspace and storage.

Provides a flexible layout to suit your lifestyle needs.

Front living room offers a bright and welcoming space upon entry.

At the center of it all, the kitchen serves as the heart of the home, perfect for everyday living and entertaining.

Kitchen showcases rich alder cabinetry, offering durability and timeless appeal.

Ample cabinetry for all your culinary needs and stainless steel appliances throughout.

window with a lovely view, perfect for enjoying your morning coffee while overlooking the Mississippi River.

Refined space for hosting guests or quiet relaxation.

Open layout for seamless room to room transitions.

Showcasing an impressive expanse of windows, bringing the outdoors in.

Enjoy the convenience of built-in shelving, perfect for books, décor, and everyday storage.

Upon entrance you are greeted by the front living room.

Elegant fireplace centerpiece enhances the room with warmth and style.

Adjacent to the kitchen, a versatile sitting space can serve as a dining area or reading nook.

Picturesque lookout window frames beautiful river views.

Lends access to the garage and screened in back porch.

Spacious primary bedroom flooded with natural light.

Allows for various furniture arrangements.

Ceiling fan adds both style and function.

Closet space provides convenience and helps maintain a clutter-free environment.

Bedroom retreat offers a serene space with natural light and a welcoming layout.

Screened-in porch provides a comfortable outdoor living space.

Overlooking the Mississippi River, this home offers a serene and inspiring setting.

Unfinished lower level offers plenty of potential for customization.

Create a home gym, workshop, media room, or additional living space.

Opportunity to design a custom entertainment or recreation area.

Drone showcases the property's full potential.

2 stall garage with driveway space to accommodate multiple vehicles.

Gather by the water-side campfire, float the river, or relax on your private dock.

Private wooded surroundings create a natural retreat just steps from the home.

Trees shade the yard during the hot months.

Yard space for all your outdoor activities.

Ice skating memories to be made on the Mississippi!

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,846 Lot Size (sq. ft.): 36,590 Status: Pending

Current Price: $325,000 List Date: 4/12/2026 Last Modified: 6/29/2026

Overview

Description

A rare opportunity on the Mississippi River! This beautifully renovated one-story home sits on nearly an acre, offering stunning waterfront views while being tucked away in a quiet neighborhood! Enjoy waterfront living: gather by the water-side campfire, float the river, or relax on your private dock. In the winter, the river becomes your playground for skating, snowshoeing, and ice fishing–a true four-season gem. Inside, the redesigned main floor blends functionality with contemporary design. The kitchen features an oversized island and custom knotty-alder cabinetry, with an eat-in dining area where a charming brick fireplace and panoramic river views create a warm, inviting atmosphere. The open layout flows into a spacious living room with updated birch hardwood floors, perfect for relaxing or entertaining. The convenient three main-floor bedrooms feature refinished original hardwood floors, blending character with comfort. A breezeway leads to an expansive unfinished basemen ... (Read more)

Listing Details MLS# 7045936

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront Frontage: 159
Waterfront YN: Yes
Year Built: 1960
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1496
Above Grd Total SqFt: 1496
Below Grd Total SqFt: 1350
Total SqFt: 2846
Total Finished Sqft: 1496.00
FireplaceYN: Yes
Lake/Waterfront Name: Mississippi River
Style: (SF) Single Family
Foundation Size: 1496
Garage Stalls: 2
Lot Dimensions: 159x400x140x328
Acres: 0.84
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: Beach; Porch Amenities Unit: Hardwood Floors; Kitchen Window; Natural Woodwork; Porch; Washer/Dryer Hookup Appliances: Dryer; Range; Refrigerator; Washer Basement: Concrete Block; Full; Unfinished Bath Description: Main Floor Full Bath; 3/4 Basement Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Exterior: Metal Family Room Characteristics: Main Level Fireplace Characteristics: Family Room; Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Lower Level Lot Description: Tree Coverage - Medium Parking Characteristics: Garage Door Opener Road Frontage: County Road; No Outlet/Dead End; Paved Streets; Township Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sewer: Private Sewer Special Search: 3 BR on One Level Stories: One Water: Well Waterfront Type: River Front; River View Waterfront View: Panoramic; River; West

Contract Information

Off Market Date: 2026-06-29
Contingency: None
Original List Price: 365000
ListPrice: 325000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 3552
Street Name: 12th
Street Suffix: Avenue
Street Direction Suffix: SE
Postal City: Saint Cloud
County: Sherburne
State: MN
Zip Code: 56304

Assessments

Tax With Assessments: 2542
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1496

More Information

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 23x21
Garage Square Feet: 483
Garage Door Opener: Yes

Office/Member Info

Association: SCAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: NLY 40 FT OF LOT 5 & ALL OF LOT 4
Listing City: Saint Cloud
Map Page: 231
Municipality: Haven Twp
School District: St. Cloud
School District Phone: 320-253-9333
DNR Lake Classification: Not Applicable
Country: US
Property ID Number: 254030040
Tax Year: 2025
Tax Amount: 2542
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: A rare opportunity on the Mississippi River! This beautifully renovated one-story home sits on nearly an acre, offering stunning waterfront views while being tucked away in a quiet neighborhood! Enjoy waterfront living: gather by the water-side campfire, float the river, or relax on your private dock. In the winter, the river becomes your playground for skating, snowshoeing, and ice fishing–a true four-season gem. Inside, the redesigned main floor blends functionality with contemporary design. The kitchen features an oversized island and custom knotty-alder cabinetry, with an eat-in dining area where a charming brick fireplace and panoramic river views create a warm, inviting atmosphere. The open layout flows into a spacious living room with updated birch hardwood floors, perfect for relaxing or entertaining. The convenient three main-floor bedrooms feature refinished original hardwood floors, blending character with comfort. A breezeway leads to an expansive unfinished basement with a second bath, offering endless potential for additional living space. The screened porch is a highlight–your front-row seat to the river–where you can take in peaceful mornings, evening breezes, and stunning sunsets framed by mature trees and the shimmer of the water. All of this awaits on the southeast edge of town with easy access to the metro area.
Directions: (Southeast side, 2.3 miles S of University bridge) CR 8 to 36th St SE, W to river 12th AVe SE, home on R, dead end

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Shared

Beach: Yes
Porch: Yes

Amenities Unit

Hardwood Floors: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Porch: Yes
Washer/Dryer Hookup: Yes

Appliances

Dryer: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Basement

Concrete Block: Yes
Full: Yes
Unfinished: Yes

Bath Description

Main Floor Full Bath: Yes
3/4 Basement: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Kitchen/Dining Room: Yes

Exterior

Metal: Yes

Family Room Characteristics

Main Level: Yes

Fireplace Characteristics

Family Room: Yes
Wood Burning: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Lake Details

Lake Depth: No

Laundry

Lower Level: Yes

Lot Description

Tree Coverage - Medium: Yes

Patio, Porch and Deck Features

Porch: Yes
Screened: Yes

Road Frontage

County Road: Yes
No Outlet/Dead End: Yes
Paved Streets: Yes
Township: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Asphalt Shingles: Yes

Sewer

Private Sewer: Yes

Special Search

3 BR on One Level: Yes

Stories

One: Yes

Water

Well: Yes

Waterfront Type

River Front: Yes
River View: Yes

Waterfront View

Panoramic: Yes
River: Yes
West: Yes

Room Information

Room Name	Dimensions	Level
Bathroom	10x8	Main
Bathroom	8x6	Lower
Dining Room	14x11	Main
First (1st) Bedroom	13x12	Main
Foyer	6x5	Main
Kitchen	13x13	Main
Living Room	27x12	Main
Mud Room	5.5x4	Main
Screened Porch	20x10	Main
Second (2nd) Bedroom	13x12	Main
Third (3rd) Bedroom	11x10	Main
Unfinished	54x25	Lower

Listing Office: VoigtJohnson

Last Updated: June - 29 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.