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38727 Sunset Bay Road, Sturgeon Lake, MN 55783

$879,000

lower level bedroom 4 currently used as family room

upper level master bedroom 5 with fireplace

upper level master bedroom space with master bedroom closets and access to the bathroom

Property Type: Residential Bedrooms: 6 Baths: 3 Square Footage: 3,399 Lot Size (sq. ft.): 16,553 Status: Active

Current Price: $879,000 List Date: 2/21/2026 Last Modified: 7/02/2026

Overview

Description

Situated on the shores of Sturgeon Lake in the esteemed Sunset Bay, this well-built home offers six bedrooms and three bathrooms. The main level features a gourmet kitchen and an open-concept living/dining area that leads directly to a lakeside deck. This floor also includes two bedrooms, a bathroom, and a four-season sunroom with a gas fireplace. The lower level provides two additional bedrooms, a living area with walkout lake access, a bathroom, a laundry/utility room, and plentiful storage. On the upper level, there is a sitting room, a bathroom, and two more bedrooms, including a master suite equipped with a gas fireplace, floor-to-ceiling windows, and impressive views of Sturgeon Lake and the Historic Sturgeon Island Covered Bridge. The property has been meticulously maintained, including the installation of a brand new 2500-gallon holding tank. Additional amenities include a two-car heated garage and a small shed near the water. The gently sloping lot leads to one of the area's f ... (Read more)

Listing Details MLS# 7024264

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 3
Road Btwn WF & Home?: No
Waterfront Frontage: 100
Waterfront YN: Yes
Year Built: 1964
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: 2
Main Floor Total SqFt: 1365
Above Grd Total SqFt: 2247
Below Grd Total SqFt: 1152
Total SqFt: 3399
Total Finished Sqft: 3399.00
FireplaceYN: Yes
Lake/Waterfront Name: Sturgeon
Style: (SF) Single Family
Foundation Size: 1152
Power Company: Lake Country Power
Garage Stalls: 2
Lot Dimensions: 100x170
Acres: 0.38
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Ductless Amenities Unit: Deck; Dock; Hardwood Floors; Kitchen Center Island; Kitchen Window; Natural Woodwork; Panoramic View; Patio; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Double Oven Basement: Concrete Block; Egress Windows; Full Bath Description: Main Floor Full Bath; Upper Level 3/4 Bath; 3/4 Basement Construction Materials: Block; Frame; Insulating Concrete Forms Construction Status: Previously Owned Dining Room Description: Informal Dining Room Electric: 200+ Amp Service Elevation Highpoint to Waterfront Slope: Gradual Exterior: Vinyl Family Room Characteristics: Lower Level Fireplace Characteristics: Family Room; Free Standing; Primary Bedroom Foundation: Concrete Block; Insulating Concrete Forms Fuel: Propane Heating: Boiler; In-Floor Heating Internet Options: Fiber Optic Lake Details: Excellent Sand Laundry: In Basement Lot Description: Tree Coverage - Medium Parking Characteristics: Heated Garage Property Subtype: Cabin Road Frontage: Township Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; VA Sewer: Holding Tank Stories: Two Water: Private; Well Waterfront Type: Lake Front Waterfront View: Bay; Panoramic; North; West

Contract Information

Contingency: None
Original List Price: 899000
ListPrice: 879000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 38727
Street Name: Sunset Bay
Street Suffix: Road
Postal City: Sturgeon Lake
County: Pine
State: MN
Zip Code: 55783
Complex/Dev/Subdivision: Sunset Bay

Assessments

Assessment Balance: 10
Tax With Assessments: 4070

Basement

Foundation Dimensions: 32x36
Concrete Block: Yes
Egress Windows: Yes
Full: Yes

More Information

Building Information

Finished SqFt Above Ground: 2247
Finished SqFt Below Ground: 1152

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 4-10

Lake Details

Lake Acres: 1705
Lake Depth: 40
Excellent Sand: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 24x24
Garage Square Feet: 576
Heated Garage: Yes

Public Survey Info

Range#: 19
Section#: 21
Township#: 45

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SEC-21 TWP-45 RNG-19 SUNSET BAY LOT-9 TOGETHER WITH EASEMENT
Listing City: Sturgeon Lake
Map Page: 999
Municipality: Windemere Twp
School District: Willow River
School District Phone: 218-372-3131
DNR Lake ID#: 58006700
DNR Lake Classification: Recreational Development
Zip Plus 4: 5016
Property ID Number: 0335266000
Tax Year: 2025
Tax Amount: 4080
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Situated on the shores of Sturgeon Lake in the esteemed Sunset Bay, this well-built home offers six bedrooms and three bathrooms. The main level features a gourmet kitchen and an open-concept living/dining area that leads directly to a lakeside deck. This floor also includes two bedrooms, a bathroom, and a four-season sunroom with a gas fireplace. The lower level provides two additional bedrooms, a living area with walkout lake access, a bathroom, a laundry/utility room, and plentiful storage. On the upper level, there is a sitting room, a bathroom, and two more bedrooms, including a master suite equipped with a gas fireplace, floor-to-ceiling windows, and impressive views of Sturgeon Lake and the Historic Sturgeon Island Covered Bridge. The property has been meticulously maintained, including the installation of a brand new 2500-gallon holding tank. Additional amenities include a two-car heated garage and a small shed near the water. The gently sloping lot leads to one of the area's finest sand beaches. The property offers excellent fishing, recreation opportunities, clean and clear water, and striking sunsets, making it a comprehensive Sturgeon Lake offering.
Directions: From the junction of Lakeland Road and Sturgeon Island Road go North a little over a 1/4 mile to Sunset Bay Road. Follow that to the property.

Accessible

None: Yes

Air Conditioning

Ductless: Yes

Amenities Unit

Deck: Yes
Dock: Yes
Hardwood Floors: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Panoramic View: Yes
Patio: Yes
Washer/Dryer Hookup: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Double Oven: Yes

Bath Description

Main Floor Full Bath: Yes
Upper Level 3/4 Bath: Yes
3/4 Basement: Yes

Construction Materials

Block: Yes
Frame: Yes
Insulating Concrete Forms: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Informal Dining Room: Yes

Electric

200+ Amp Service: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Vinyl: Yes

Family Room Characteristics

Lower Level: Yes

Fireplace Characteristics

Family Room: Yes
Free Standing: Yes
Primary Bedroom: Yes

Foundation

Concrete Block: Yes
Insulating Concrete Forms: Yes

Fuel

Propane: Yes

Heating

Boiler: Yes
In-Floor Heating: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Fiber Optic: Yes

Laundry

In Basement: Yes

Lot Description

Tree Coverage - Medium: Yes

Patio, Porch and Deck Features

Deck: Yes
Wrap Around: Yes

Property Subtype

Cabin: Yes

Road Frontage

Township: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Rural Development: Yes
VA: Yes

Sewer

Holding Tank: Yes

Stories

Two: Yes

Water

Private: Yes
Well: Yes

Waterfront Type

Lake Front: Yes

Waterfront View

Bay: Yes
Panoramic: Yes
North: Yes
West: Yes

Room Information

Room Name	Dimensions	Level
Family Room	12x20	Lower
Fifth (5th) Bedroom	11x11	Lower
First (1st) Bedroom	11x13	Main
Four Season Porch	8x13	Main
Fourth (4th) Bedroom	12x21	Upper
Kitchen	18x21	Main
Living Room	21x24	Main
Second (2nd) Bedroom	13x14	Main
Sitting Room	12x20	Upper
Sixth (6th) Bedroom	11x15	Lower
Third (3rd) Bedroom	12x12	Upper

Listing Office: Timber Ghost Realty, LLC

Last Updated: July - 02 - 2026

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