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409 12th Street N, Cold Spring, MN 56320

$469,900

Charming character the moment you walk in. Note the beautiful hardwood floors on the stair treads and the recently updated flooring throughout the main level

Flex room upon entry - perfect for an office, hobby room, toy room or even a guest room

The window seat and bookshelves could make this room a beautiful library as well - possibilities are endless

Slate stainless steel appliances, granite countertops, sink with backyard views + eat-in kitchen peninsula

Ample counter space and wait until you see the backyard view!

Vaulted ceiling create an open feel throughout

Kitchen flows nicely into the dining space

Indoor/outdoor living is simplified with the easy access to the screened back deck

Start your days with a cup of coffee and end your nights taking in the sunset from this space!

Convenient additional deck space for summer grilling just outside the screened portion

Large main level living room with gas fireplace + huge window for country views

Main level living room has sightlines from the dining and kitchen

Hall from the entry to the main level half bath, garage access and laundry room

Main level half bath - exactly what your need when hosting

Centrally located laundry room with wash tub, folding table and drying racks + great natural light

Upper level landing area. You'll find 3 bedrooms and a large full bathroom on this level. Great built-in storage as well

Primary suite with great views, natural light, walk in closet and walk-thru full bath

Recently replaced LVP flooring, beautiful granite countertops and once again, great lighting

Large space with built-ins. Functions wonderfully for the 3 bedrooms on this level

Lower level family room features gorgeous built-ins and the second gas fireplace

Additional space to be used as you please - fitness space, LL office, hobby area, play room space - whatever fits your lifestyle

LL bath has a tiled surround and huge jetted tub

Screened back deck is perfect for relaxing all summer long

Expansive views from the backyard + raised garden bed

Large flat yard with stamped concrete firepit area + raised garden beds

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,066 Lot Size (sq. ft.): 32,234 Status: Active

Current Price: $469,900 List Date: 5/16/2026 Last Modified: 6/07/2026

Overview

Description

Welcome to this beautifully maintained modified two-story set on 3/4 acres at the end of a cul-de-sac with stunning backyard views. The inviting main level features a spacious living room with a cozy gas fireplace, plus a versatile flex room with beautiful french doors ideal for a formal dining space, home office, or den. Seamless indoor/outdoor living through the sliding door in the dining room that leads to the screened porch -the perfect place to take in summer sunsets! New flooring throughout the main level in 2022. Upstairs offers three same-floor bedrooms, including a generous primary suite with walk-in closet, along with an updated full bath featuring granite countertops, new flooring, and updated lighting. The finished lower level is warm and welcoming with rich woodwork, custom built-ins, a second gas fireplace, a large family room and the 4th bedroom. An additional full bathroom includes a jetted tub with tiled surround. Storage is abundant on every level, including the ove ... (Read more)

Listing Details MLS# 7063384

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Waterfront Present: No
Year Built: 2001
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Half: Yes
Main Floor Total SqFt: 1288
Above Grd Total SqFt: 1802
Below Grd Total SqFt: 1264
Total SqFt: 3066
Total Finished Sqft: 2922.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1288
Garage Stalls: 3
Lot Dimensions: 48x159x223x75x257
Acres: 0.74
Assessment Pending: No
Bath Three Quarters: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); French Doors; In-Ground Sprinkler; Kitchen Window; Paneled Doors; Porch; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Iron Filter; Microwave; Range; Refrigerator; Washer; Water Osmosis System Assumable Loan: Not Assumable Basement: Concrete Block; Drain Tiled; Drainage System; Egress Windows; Full; Sump Pump Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath; Full Basement; Jetted Tub Construction Materials: Block Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Kitchen/Dining Room; Living/Dining Room; Separate/Formal Dining Room Electric: 200+ Amp Service Exterior: Brick/Stone; Steel Siding Family Room Characteristics: Lower Level Fireplace Characteristics: Family Room; Gas Burning; Living Room Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level Lock Box Type: Supra Lot Description: Irregular Lot; Tree Coverage - Light Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage Property Subtype: Ranch-Style Home Road Frontage: City Street; Cul De Sac; Curbs; No Outlet/Dead End; Paved Streets; Street Lights Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Architectural Shingle; Pitched Sellers Terms: Cash; Conventional; FHA; Rural Development; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level; Main Floor Laundry Stories: Modified Two Story Water: City Water/Connected

Contract Information

Exclusions: Black garage cabinets
Contingency: None
Original List Price: 479900
ListPrice: 469900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 409
Street Name: 12th
Street Suffix: Street
Street Direction Suffix: N
Postal City: Cold Spring
County: Stearns
State: MN
Zip Code: 56320
Complex/Dev/Subdivision: North Pointe

Assessments

Assessment Balance: 8
Tax With Assessments: 4670

Basement

Foundation Dimensions: 28x46
Concrete Block: Yes
Drain Tiled: Yes
Drainage System: Yes
Egress Windows: Yes
Full: Yes
Sump Pump: Yes

More Information

Building Information

Finished SqFt Above Ground: 1802
Finished SqFt Below Ground: 1120

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: SCAAR
Supra: Yes

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 12x2x22x17x24x8x10x24
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 644
Finished Garage: Yes
Garage Door Opener: Yes
Insulated Garage: Yes

Public Survey Info

Range#: 30
Section#: 10
Township#: 123

Office/Member Info

Association: SCAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 014 BLK 002 NORTH POINTE SECTION 10 TOWNSHIP 123 RANGE 030
Listing City: Cold Spring
Map Page: 999
Municipality: Cold Spring
School District: Rocori
School District Phone: 320-685-4901
Zip Plus 4: 4102
Property ID Number: 48296860246
Tax Year: 2026
Tax Amount: 4662
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to this beautifully maintained modified two-story set on 3/4 acres at the end of a cul-de-sac with stunning backyard views. The inviting main level features a spacious living room with a cozy gas fireplace, plus a versatile flex room with beautiful french doors ideal for a formal dining space, home office, or den. Seamless indoor/outdoor living through the sliding door in the dining room that leads to the screened porch -the perfect place to take in summer sunsets! New flooring throughout the main level in 2022. Upstairs offers three same-floor bedrooms, including a generous primary suite with walk-in closet, along with an updated full bath featuring granite countertops, new flooring, and updated lighting. The finished lower level is warm and welcoming with rich woodwork, custom built-ins, a second gas fireplace, a large family room and the 4th bedroom. An additional full bathroom includes a jetted tub with tiled surround. Storage is abundant on every level, including the oversized finished garage. Outside, the nearly one-acre lot is filled with mature landscaping, shrubs, a stamped concrete fire pit area, raised garden beds, and plenty of room to enjoy the outdoors. A rare combination of space, comfort, and beautiful surroundings in a truly inviting setting.
Directions: County Rd 2, Take a right onto 248th Ave, left onto 153rd Ave, Left onto 4th Ave N, Right on 12th St N - Home in Cul-du-sac. OR Hwy 23 to Cold Spring. North on Red River, to CR50, Turn right onto 158th Ave,Turn right onto 241st St, Turn left onto 4th Ave N,Turn left onto 12th St N.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
French Doors: Yes
In-Ground Sprinkler: Yes
Kitchen Window: Yes
Paneled Doors: Yes
Porch: Yes
Primary Bedroom Walk-In Closet: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes
Washer/Dryer Hookup: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Iron Filter: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes
Water Osmosis System: Yes

Assumable Loan

Not Assumable: Yes

Bath Description

Main Floor 1/2 Bath: Yes
Upper Level Full Bath: Yes
Full Basement: Yes
Jetted Tub: Yes

Construction Materials

Block: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes
Kitchen/Dining Room: Yes
Living/Dining Room: Yes
Separate/Formal Dining Room: Yes

Electric

200+ Amp Service: Yes

Exterior

Brick/Stone: Yes
Steel Siding: Yes

Family Room Characteristics

Lower Level: Yes

Fireplace Characteristics

Family Room: Yes
Gas Burning: Yes
Living Room: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Room: Yes
Main Level: Yes

Lot Description

Irregular Lot: Yes
Tree Coverage - Light: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Enclosed: Yes
Rear Porch: Yes

Property Subtype

Ranch-Style Home: Yes

Road Frontage

City Street: Yes
Cul De Sac: Yes
Curbs: Yes
No Outlet/Dead End: Yes
Paved Streets: Yes
Street Lights: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age Over 8 Years: Yes
Architectural Shingle: Yes
Pitched: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Rural Development: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes
Main Floor Laundry: Yes

Stories

Modified Two Story: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	13x8.5	Main
Family Room	26x16.6	Lower
First (1st) Bedroom	14x13	Upper
Flex Room	13.5x13	Main
Fourth (4th) Bedroom	13x12	Lower
Kitchen	13.5x13	Main
Laundry	9.5x5.5	Main
Living Room	23x13	Main
Screened Porch	14x14	Main
Second (2nd) Bedroom	11x11	Upper
Third (3rd) Bedroom	11x12	Upper

Listing Office: RE/MAX Results

Last Updated: June - 07 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.