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4429 Cosette Lane N, Hugo, MN 55038

New Listing

$634,900

Virtual Tour

https://my.matterport.com/show/?m=XHKCJX1JWBW&mls=1

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,332 Lot Size (sq. ft.): 10,890 Status: Active

Current Price: $634,900 List Date: 6/18/2026 Last Modified: 6/19/2026

Overview

Description

Welcome to your dream home nestled on a prime lot in the highly sought-after Victor Gardens neighborhood! This stunning two-story, 4-bedroom, 4-bathroom residence boasts exceptional curb appeal and is flooded with beautiful natural light throughout.Step from the cozy front porch into an inviting main level featuring gleaming hardwood floors and a seamless open-concept design. The comfortable living room centers around a warm gas fireplace, flowing effortlessly into the dining space and gourmet kitchen. Perfect for cooking and entertaining, the kitchen offers a center island, premium stainless steel appliances, and direct access to a grilling patio. A sun-drenched sitting/sunroom, convenient half-bath, and a dedicated laundry/mudroom complete the main floor.The upper level serves as a private sanctuary. The spacious primary suite features a massive walk-in closet and a spa-like bathroom complete with dual vanities, a separate shower, and a farmhouse-style soaking tub. Two additional lar ... (Read more) Welcome to your dream home nestled on a prime lot in the highly sought-after Victor Gardens neighborhood! This stunning two-story, 4-bedroom, 4-bathroom residence boasts exceptional curb appeal and is flooded with beautiful natural light throughout.Step from the cozy front porch into an inviting main level featuring gleaming hardwood floors and a seamless open-concept design. The comfortable living room centers around a warm gas fireplace, flowing effortlessly into the dining space and gourmet kitchen. Perfect for cooking and entertaining, the kitchen offers a center island, premium stainless steel appliances, and direct access to a grilling patio. A sun-drenched sitting/sunroom, convenient half-bath, and a dedicated laundry/mudroom complete the main floor.The upper level serves as a private sanctuary. The spacious primary suite features a massive walk-in closet and a spa-like bathroom complete with dual vanities, a separate shower, and a farmhouse-style soaking tub. Two additional large bedrooms and a full bathroom are also located on this level.The fully finished lower level provides ultimate flexibility for modern living. It hosts a massive recreation/family room, a flexible fourth bedroom or private home office, and a 3/4 bathroom. Entertain guests with ease at the built-in wet bar, fully equipped with a sink, microwave, and refrigerator. You will also find an abundant amount of storage space.Storage abounds in the oversized two-stall garage, but the true crown jewel of this property is the backyard oasis. Step outside onto the main deck to find a gorgeous screened-in porch overlooking a private, peaceful backyard. Relax by the outdoor fireplace while taking in serene views of nature and the neighborhood pond.Living in Victor Gardens means enjoying premium community amenities including walking paths, parks, sports fields, a community pool, tennis courts, and a clubhouse. Plus, you are just minutes from grocery stores, restaurants, workout facilities, and shopping. Don't miss this incredible opportunity!

Listing Details MLS# 7095343

General Property Information

Assoc Mgmt Co. Phone #: 763-225-6400
Association Fee Frequency: Quarterly
Association Mgmt Co. Name: Victor Gardens Comm HOA & Victor Gardens SF Villag
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Waterfront YN: No
Year Built: 2004
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Three Quarters: Yes
Bath Half: Yes
Main Floor Total SqFt: 1099
Above Grd Total SqFt: 2186
Below Grd Total SqFt: 1146
Total SqFt: 3332
Total Finished Sqft: 3248.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1146
Association Fee: 305
Garage Stalls: 2
Lot Dimensions: 60x105x131x126
Acres: 0.25
Assessment Pending: No
Bath Quarter: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Center Island; Kitchen Window; Natural Woodwork; Paneled Doors; Patio; Porch; Primary Bedroom Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Professional Mgmt; Recreation Facility; Sanitation; Shared Amenities Basement: Drain Tiled; Egress Windows; Full; Storage Space; Sump Pump Bath Description: Double Sink; Main Floor 1/2 Bath; Upper Level Full Bath; Full Primary; Private Primary; 3/4 Basement; Separate Tub & Shower Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: Circuit Breakers Exterior: Cement Board; Shakes Family Room Characteristics: Family Room Fireplace Characteristics: Gas Burning; Living Room Foundation: Poured Concrete Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level; Sink; Washer Hookup Lock Box Type: Combo Lot Description: Irregular Lot; Tree Coverage - Medium Parking Characteristics: Storage Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Architectural Shingle Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level; Main Floor Laundry; Primary Bdr Suite Stories: Two Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 634900
ListPrice: 634900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 4429
Street Name: Cosette
Street Suffix: Lane
Street Direction Suffix: N
Postal City: Hugo
County: Washington
State: MN
Zip Code: 55038
Complex/Dev/Subdivision: Victor Gardens

Assessments

Tax With Assessments: 7650
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 2186
Finished SqFt Below Ground: 1062

More Information

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 25x21
Garage Square Feet: 525
Storage: Yes

Public Survey Info

Range#: 21
Section#: 19
Township#: 31

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: SUBDIVISIONNAME VICTOR GARDENS LOT 8 BLOCK 7 SUBDIVISIONCD 00804
Listing City: Hugo
Map Page: 67
Municipality: Hugo
School District: White Bear Lake
School District Phone: 651-407-7500
Zip Plus 4: 4439
Property ID Number: 1903121320048
Tax Year: 2026
Tax Amount: 7650
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to your dream home nestled on a prime lot in the highly sought-after Victor Gardens neighborhood! This stunning two-story, 4-bedroom, 4-bathroom residence boasts exceptional curb appeal and is flooded with beautiful natural light throughout.Step from the cozy front porch into an inviting main level featuring gleaming hardwood floors and a seamless open-concept design. The comfortable living room centers around a warm gas fireplace, flowing effortlessly into the dining space and gourmet kitchen. Perfect for cooking and entertaining, the kitchen offers a center island, premium stainless steel appliances, and direct access to a grilling patio. A sun-drenched sitting/sunroom, convenient half-bath, and a dedicated laundry/mudroom complete the main floor.The upper level serves as a private sanctuary. The spacious primary suite features a massive walk-in closet and a spa-like bathroom complete with dual vanities, a separate shower, and a farmhouse-style soaking tub. Two additional large bedrooms and a full bathroom are also located on this level.The fully finished lower level provides ultimate flexibility for modern living. It hosts a massive recreation/family room, a flexible fourth bedroom or private home office, and a 3/4 bathroom. Entertain guests with ease at the built-in wet bar, fully equipped with a sink, microwave, and refrigerator. You will also find an abundant amount of storage space.Storage abounds in the oversized two-stall garage, but the true crown jewel of this property is the backyard oasis. Step outside onto the main deck to find a gorgeous screened-in porch overlooking a private, peaceful backyard. Relax by the outdoor fireplace while taking in serene views of nature and the neighborhood pond.Living in Victor Gardens means enjoying premium community amenities including walking paths, parks, sports fields, a community pool, tennis courts, and a clubhouse. Plus, you are just minutes from grocery stores, restaurants, workout facilities, and shopping. Don't miss this incredible opportunity!
Directions: 35E to City Road 14, East to Victor Hugo Blvd, South to Cosette Lane N. House is 2nd on the left.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Hardwood Floors: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Patio: Yes
Porch: Yes
Primary Bedroom Walk-In Closet: Yes
Washer/Dryer Hookup: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Association Fee Includes

Professional Mgmt: Yes
Recreation Facility: Yes
Sanitation: Yes
Shared Amenities: Yes

Basement

Drain Tiled: Yes
Egress Windows: Yes
Full: Yes
Storage Space: Yes
Sump Pump: Yes

Bath Description

Double Sink: Yes
Main Floor 1/2 Bath: Yes
Upper Level Full Bath: Yes
Full Primary: Yes
Private Primary: Yes
3/4 Basement: Yes
Separate Tub & Shower: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Kitchen/Dining Room: Yes

Electric

Circuit Breakers: Yes

Exterior

Cement Board: Yes
Shakes: Yes

Family Room Characteristics

Family Room: Yes

Fireplace Characteristics

Gas Burning: Yes
Living Room: Yes

Foundation

Poured Concrete: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Room: Yes
Main Level: Yes
Sink: Yes
Washer Hookup: Yes

Lock Box Type

Combo: Yes

Lot Description

Irregular Lot: Yes
Tree Coverage - Medium: Yes

Patio, Porch and Deck Features

Deck: Yes
Front Porch: Yes
Porch: Yes
Rear Porch: Yes
Screened: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Architectural Shingle: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes
Main Floor Laundry: Yes
Primary Bdr Suite: Yes

Stories

Two: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Amusement Room	26x17	Lower
Deck	16x10	Main
Dining Room	17x12	Main
Family Room	14x12	Main
First (1st) Bedroom	14x13	Upper
Fourth (4th) Bedroom	14x12	Lower
Kitchen	17x14	Main
Laundry	10x8	Main
Porch	22x8	Main
Screened Porch	12x7	Main
Second (2nd) Bedroom	14x10	Upper
Third (3rd) Bedroom	14x12	Upper

Listing Office: POP Realty MN

Last Updated: June - 19 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.