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5125 Fern Drive, Loretto, MN 55357

$745,000

Virtual Tour

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Property Type: Land Lot Size (sq. ft.): 63,162 Status: Active

Current Price: $745,000 List Date: 5/07/2026 Last Modified: 7/08/2026

Overview

Description

Rare 1.45 acre west facing shoreline parcel with 150 feet on Lake Sarah, offering elevated privacy, commanding lake views and exceptional sunset orientation. A true legacy-quality homesite in a premier west metro lake setting. Flat, highly usable building site provided design flexibility for a custom residence, while the elevated shoreline position captures uninterrupted panoramic water vies. Stairs provide private access to the lake, reinforcing a secluded, "up-north" experience. Infrastructure is in place with city sewer, natural gas, and electric available. Lake Sarah is known for its clear water, full recreational use, boating and strong fishing. An exceptional opportunity.

Listing Details MLS# 7068195

General Property Information

Comp Sale YN: No
Development: No
Lot Measurement: Acres
Multiple PIDs?: No
Plat Recorded: Yes
Road Btwn WF & Home?: No
Waterfront Frontage: 150
Waterfront YN: Yes
Yearly/Seasonal: Yearly
Zoning: Shoreline, Residential-Single Family
Lot Dimensions: 150x290x139x262
Acres: 1.45
Lake/Waterfront Name: Sarah
Assessment Pending: No
Association Fee: 0

Property Features

Available Utilities: Electricity Available; Natural Gas Available; None Connected; Sewer Available Development Status: Plat Designed Elevation Highpoint to Waterfront Slope: Steep Improvements: Paved Streets; Public Road Lake Details: Sand Land Inclusions: Dock; Survey Lock Box Type: None Lot Description: Accessible Shoreline; Cleared; Tree Coverage - Medium Property SubType: Lake Property; Residential Lot Road Frontage: City Street Road Responsibility: Public Maintained Road Sale Options: Sell Entirely Sellers Terms: Cash; Conventional Soil Type: Clay; Loam; Sand Topography: Level Waterfront Type: Lake Front; Lake View; Dock Waterfront View: Lake; Panoramic; West

Contract Information

Contingency: None
Original List Price: 795000
ListPrice: 745000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 5125
Street Name: Fern
Street Suffix: Drive
Postal City: Loretto
County: Hennepin
State: MN
Zip Code: 55357
Complex/Dev/Subdivision: Fernwood Hills

Assessments

Tax With Assessments: 6374
Assessment Balance: 0

Builder Information

Builder Restrictions: Open

More Information

Lake Details

Lake Acres: 557
Lake Depth: 59
Sand: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Public Survey Info

Range#: 24
Section#: 01
Township#: 118

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 010 BLOCK 001 FERNWOOD HILLS
Listing City: Loretto
Map Page: 89
Municipality: Independence
School District: Delano
School District Phone: 763-972-3365
DNR Lake ID#: 27019100
DNR Lake Classification: Not Applicable
Property ID Number: 0111824420010
Tax Year: 2026
Tax Amount: 6374
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Rare 1.45 acre west facing shoreline parcel with 150 feet on Lake Sarah, offering elevated privacy, commanding lake views and exceptional sunset orientation. A true legacy-quality homesite in a premier west metro lake setting. Flat, highly usable building site provided design flexibility for a custom residence, while the elevated shoreline position captures uninterrupted panoramic water vies. Stairs provide private access to the lake, reinforcing a secluded, "up-north" experience. Infrastructure is in place with city sewer, natural gas, and electric available. Lake Sarah is known for its clear water, full recreational use, boating and strong fishing. An exceptional opportunity.
Directions: 55 west to Townline rd south - west on sunset south on Fern

Development Status

Plat Designed: Yes

Elevation Highpoint to Waterfront Slope

Steep: Yes

Insurance Fee

Insurance Fee: 0

Lock Box Type

None: Yes

Lot Description

Accessible Shoreline: Yes
Cleared: Yes
Tree Coverage - Medium: Yes

Restriction/Covenants

Architecture Committee: Yes
Other Bldg Restrictions: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Sale Options

Sell Entirely: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Soil Type

Clay: Yes
Loam: Yes
Sand: Yes

Topography

Level: Yes

Waterfront Type

Lake Front: Yes
Lake View: Yes
Dock: Yes

Waterfront View

Lake: Yes
Panoramic: Yes
West: Yes

Available Utilities

Electricity Available: Yes
Natural Gas Available: Yes
None Connected: Yes
Sewer Available: Yes

Improvements

Paved Streets: Yes
Public Road: Yes

Land Inclusions

Dock: Yes
Survey: Yes

Property SubType

Lake Property: Yes
Residential Lot: Yes

Listing Office: Coldwell Banker Realty

Last Updated: July - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.