514 W Mill Street, Paynesville, MN 56362

$194,900
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,215 Lot Size (sq. ft.): 7,841 Status: Active
Current Price: $194,900 List Date: 5/01/2026 Last Modified: 7/14/2026

Overview

Description

Spacious craftsman-style home offering 5 bedrooms plus 2 versatile bonus/flex rooms, perfect for a home office, hobby space, or guest suite. One upper-level flex room includes a convenient kitchenette, creating great potential for multi-generational living or private retreat space. The main level features 3 bedrooms, a full bath, and a Heat & Glo gas Fireplace in living room. Upstairs, you’ll find 3 additional rooms, including a bedroom with its own 3/4 bath. Recent updates include fresh paint throughout much of the home, new flooring in the dining room and upper-level hallway, a new range hood/vent, new water heater (2025), and a new water softener (2026)—making this home move-in ready while still offering room to add value. Enjoy cozy evenings by the gas fireplace, relax on the front deck, and take advantage of the 3-car garage for ample storage and parking. The unfinished basement provides additional space and future finishing potential. Located in Paynesville, this home offers ...

Listing Details MLS# 7050304

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Waterfront YN
No
Year Built
1928
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Bath Half
Yes
Main Floor Total SqFt
1250
Above Grd Total SqFt
1965
Below Grd Total SqFt
1250
Total SqFt
3215
Total Finished Sqft
1965.00
FireplaceYN
Yes
Style
(SF) Single Family
Foundation Size
1250
Garage Stalls
3
Lot Dimensions
55 x 140
Acres
0.18
Assessment Pending
No
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Window; Tile Floors; Walk-In Closet Appliances: Dishwasher; Dryer; Freezer; Microwave; Range; Refrigerator; Washer Basement: Full; Unfinished Bath Description: Main Floor Full Bath; Upper Level 3/4 Bath; 1/2 Basement Construction Materials: Concrete Construction Status: Previously Owned Dining Room Description: Separate/Formal Dining Room Existing Financing: VA Exterior: Stucco Family Room Characteristics: Family Room; Main Level Fencing: None Fireplace Characteristics: Gas Burning; Living Room Foundation: None Fuel: Natural Gas Heating: Forced Air Laundry: In Basement Lot Description: Irregular Lot Parking Characteristics: Driveway - Shared; Insulated Garage Pool Description: None Road Frontage: City Street Roof: Metal Sellers Terms: Cash; Conventional; FHA; Special Funding; VA; Other Sewer: City Sewer/Connected Special Search: 3 BR on One Level; Main Floor Bedroom Stories: One and One Half Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
214900
ListPrice
194900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
514
Street Direction Prefix
W
Street Name
Mill
Street Suffix
Street
Postal City
Paynesville
County
Stearns
State
MN
Zip Code
56362
Complex/Dev/Subdivision
Gilberts Add

Assessments

Tax With Assessments
8
Assessment Balance
0

Basement

Foundation Dimensions
50 x 25
Full
Yes
Unfinished
Yes

More Information

Building Information

Finished SqFt Above Ground
1965

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
43 x 23
Garage Square Feet
989
Driveway - Shared
Yes
Insulated Garage
Yes

Public Survey Info

Range#
32
Section#
16
Township#
122

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
S30' OF LOT 4 & ALL OF LOT 7 BLK 1 GILBERT'S ADD SECTION 16 TOWNSHIP 122 RANGE 032
Listing City
Paynesville
Map Page
999
Municipality
Paynesville
School District
Paynesville
School District Phone
320-243-3410
Zip Plus 4
1439
Property ID Number
70387650000
Tax Year
2025
Tax Amount
8
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Spacious craftsman-style home offering 5 bedrooms plus 2 versatile bonus/flex rooms, perfect for a home office, hobby space, or guest suite. One upper-level flex room includes a convenient kitchenette, creating great potential for multi-generational living or private retreat space. The main level features 3 bedrooms, a full bath, and a Heat & Glo gas Fireplace in living room. Upstairs, you’ll find 3 additional rooms, including a bedroom with its own 3/4 bath. Recent updates include fresh paint throughout much of the home, new flooring in the dining room and upper-level hallway, a new range hood/vent, new water heater (2025), and a new water softener (2026)—making this home move-in ready while still offering room to add value. Enjoy cozy evenings by the gas fireplace, relax on the front deck, and take advantage of the 3-car garage for ample storage and parking. The unfinished basement provides additional space and future finishing potential. Located in Paynesville, this home offers a unique blend of space, functionality, and classic character.
Directions
W. on 23( Hoffman St.) Left on Mill Street, 2nd home on Left.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Hardwood Floors
Yes
Kitchen Window
Yes
Tile Floors
Yes
Walk-In Closet
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Freezer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Bath Description

Main Floor Full Bath
Yes
Upper Level 3/4 Bath
Yes
1/2 Basement
Yes

Construction Materials

Concrete
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Separate/Formal Dining Room
Yes

Existing Financing

VA
Yes

Exterior

Stucco
Yes

Family Room Characteristics

Family Room
Yes
Main Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Gas Burning
Yes
Living Room
Yes

Foundation

None
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Laundry

In Basement
Yes

Lot Description

Irregular Lot
Yes

Patio, Porch and Deck Features

Deck
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes

Roof

Metal
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
Other
Yes
Special Funding
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Special Search

3 BR on One Level
Yes
Main Floor Bedroom
Yes

Stories

One and One Half
Yes

Water

City Water/Connected
Yes

Room Information

Room Name Dimensions Level
Bathroom 9x8 Main
Dining Room 19x12 Main
Fifth (5th) Bedroom 15x14 Upper
First (1st) Bedroom 11x11 Main
Flex Room 19x14 Upper
Fourth (4th) Bedroom 9x5 Upper
Kitchen 12x8 Main
Living Room 18x15 Main
Office 12x8 Main
Second (2nd) Bedroom 12x10 Main
Third (3rd) Bedroom 15x10 Main
IDX
Listing Office: RE/MAX Results
Last Updated: July - 14 - 2026
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