5159 Vermilion Trail, Gilbert, MN 55741

$539,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,218 Lot Size (sq. ft.): 130,680 Status: Active
Current Price: $539,900 List Date: 7/17/2026 Last Modified: 7/20/2026

Overview

Description

The story I heard about this house is that it was built by a mason who built it for himself and the amazing stone work shows how much he truly loved what his craft! Inside and out the hand laid stone and bricks bring out a unique and cozy feel. You can tell from how maintained this house is that every owner has truly loved and appreciated the uniquely beautiful character and wanted to preserve that for the next generation. The lot is well shaded keeping the house cool in the summer time and well protected in the winter. Spend your summer days playing in the water at your own sandy beach and the evenings relaxing in the screen porch while watching breathtaking sunsets. Cedar Island lake has no public access so the lake is calm and friendly year round with fantastic fishing off the dock. Winter days call for warming up in the sauna with a polar plunge to keep you young! This property is just a few miles from Giant's Ridge for world class golfing, restaurants, skiing, and mountain ...

Listing Details MLS# 7111741

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
Yes
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
208
Waterfront YN
Yes
Year Built
1943
Yearly/Seasonal
Yearly
Zoning
Shoreline, Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Main Floor Total SqFt
1214
Above Grd Total SqFt
1214
Below Grd Total SqFt
1004
Total SqFt
2218
Total Finished Sqft
1868.00
FireplaceYN
Yes
Lake/Waterfront Name
Cedar Island
Style
(SF) Single Family
Foundation Size
1768
Garage Stalls
3
Lot Dimensions
711x208
Acres
3
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: None Amenities Unit: Deck; Dock; Main Floor Primary Bedroom Appliances: Range; Refrigerator Assumable Loan: Not Assumable Basement: Partially Finished Bath Description: Main Floor Full Bath; 3/4 Basement; Separate Tub & Shower Construction Materials: Frame Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room Electric: 150 Amp Service Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone Fireplace Characteristics: Brick; Wood Burning Foundation: Concrete Block Fuel: Electric; Wood Heating: Boiler; Dual Fuel/Off Peak; Hot Water Internet Options: Fiber Optic Lake Details: Hard; Sand Laundry: Lower Level Lock Box Type: Combo Lot Description: Tree Coverage - Medium Outbuildings: Gazebo; Screenhouse Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Septic System Compliant - Yes Stories: One Water: Drilled; Private; Well Waterfront Type: Lake Front Waterfront View: Lake; Panoramic; River; West

Contract Information

Contingency
Inspection
Original List Price
539900
ListPrice
539900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
5159
Street Name
Vermilion
Street Suffix
Trail
Postal City
Gilbert
County
St. Louis
State
MN
Zip Code
55741
Complex/Dev/Subdivision
Vermilion Trail Park Town Of Biwabik

Additional Parcels Information

Property ID #2
260001400317

Assessments

Tax With Assessments
3154
Assessment Balance
0

More Information

Basement

Foundation Dimensions
52x34
Partially Finished
Yes

Building Information

Finished SqFt Above Ground
1214
Finished SqFt Below Ground
654

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
15-26

Lake Details

Lake Acres
204
Lake Depth
20
Hard
Yes
Sand
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
24x40
Garage Square Feet
480

Office/Member Info

Association
ICBR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
LOT: 0046 BLOCK:000, THAT PART OF NW1/4 OF SE1/4 LYING W OF CO HWY #4 & SLY OF THE FOLLOWING LINE BEG AT SE COR OF LOT 47 OF PLAT OF VERMILION TRAIL PARK THENCE N89DEG09'45"E 400 FT TO CO RD #4, BIWABIK
Listing City
Gilbert
Map Page
999
Municipality
Biwabik
School District
Mesabi East
School District Phone
218-229-3321
DNR Lake ID#
69056800
DNR Lake Classification
Not Applicable
Zip Plus 4
1934
Property ID Number
260006000460
Tax Year
2026
Tax Amount
3154
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
The story I heard about this house is that it was built by a mason who built it for himself and the amazing stone work shows how much he truly loved what his craft! Inside and out the hand laid stone and bricks bring out a unique and cozy feel. You can tell from how maintained this house is that every owner has truly loved and appreciated the uniquely beautiful character and wanted to preserve that for the next generation. The lot is well shaded keeping the house cool in the summer time and well protected in the winter. Spend your summer days playing in the water at your own sandy beach and the evenings relaxing in the screen porch while watching breathtaking sunsets. Cedar Island lake has no public access so the lake is calm and friendly year round with fantastic fishing off the dock. Winter days call for warming up in the sauna with a polar plunge to keep you young! This property is just a few miles from Giant's Ridge for world class golfing, restaurants, skiing, and mountain biking. There are great snowmobile and OHV trails that would take you days to explore. When you live where everyone vacations you'll never be bored!
Directions
From Biwabik, head East on Hwy 135 then South on Vermilion trail (hwy 4) to sign.

Accessible

None
Yes

Air Conditioning

None
Yes

Amenities Unit

Deck
Yes
Dock
Yes
Main Floor Primary Bedroom
Yes

Appliances

Range
Yes
Refrigerator
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Main Floor Full Bath
Yes
3/4 Basement
Yes
Separate Tub & Shower
Yes

Construction Materials

Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Kitchen/Dining Room
Yes

Electric

150 Amp Service
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Exterior

Brick/Stone
Yes

Fireplace Characteristics

Brick
Yes
Wood Burning
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Wood
Yes

Heating

Boiler
Yes
Dual Fuel/Off Peak
Yes
Hot Water
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Fiber Optic
Yes

Laundry

Lower Level
Yes

Lock Box Type

Combo
Yes

Lot Description

Tree Coverage - Medium
Yes

Outbuildings

Gazebo
Yes
Screenhouse
Yes

Patio, Porch and Deck Features

Deck
Yes

Roof

Age 8 Years or Less
Yes
Asphalt Shingles
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

Septic System Compliant - Yes
Yes

Stories

One
Yes

Water

Drilled
Yes
Private
Yes
Well
Yes

Waterfront Type

Lake Front
Yes

Waterfront View

Lake
Yes
Panoramic
Yes
River
Yes
West
Yes

Documents

IDX
Listing Office: GRAND PROPERTIES REAL ESTATE
Last Updated: July - 20 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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