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522 1st Street SE, Saint Stephen, MN 56375

$649,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,968 Lot Size (sq. ft.): 65,340 Status: Pending

Current Price: $649,900 List Date: 11/04/2025 Last Modified: 6/18/2026

Overview

Description

Beautifully designed new-construction home in White Oak Country Estates of St. Stephen! This single-level layout offers nearly 2,000 sq ft with 3 bedrooms, 2 full baths, and all living facilities on one level. The open-concept kitchen features a center island and custom cabinetry—perfect for entertaining. Enjoy the comfort of in-floor heat, a spacious family room, and a private primary suite with walk-in closet and full bath. Oversized 4-stall heated garage with finished interior and concrete driveway. Nestled on a 1.5-acre lot at the end of a quiet cul-de-sac, this home blends peaceful country living with convenient proximity to Sartell and St. Cloud. Move-in ready with quality finishes throughout!

Listing Details MLS# 6813249

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Waterfront YN: No
Year Built: 2025
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Main Floor Total SqFt: 1968
Above Grd Total SqFt: 1968
Total SqFt: 1968
Total Finished Sqft: 1968.00
FireplaceYN: No
Style: (SF) Single Family
Foundation Size: 1968
Garage Stalls: 4
Lot Dimensions: irregular
Acres: 1.5
Assessment Pending: No
Number of Fireplaces: 0
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Association Fee: 0

Property Features

Accessible: Doors 36"+ Air Conditioning: Central Air Amenities Unit: Kitchen Center Island; Kitchen Window; Walk-In Closet; Washer/Dryer Hookup Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: None Bath Description: Main Floor Full Bath; Full Primary Construction Materials: Frame Construction Status: Completed New Construction Dining Room Description: Kitchen/Dining Room Electric: Circuit Breakers Exterior: Engineered Wood Family Room Characteristics: Main Level Fencing: None Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air; In-Floor Heating Internet Options: Fiber Optic Laundry: Laundry Room; Main Level; Sink Lock Box Type: Combo Lot Description: Irregular Lot Parking Characteristics: Finished Garage; Garage Door Opener; Heated Garage Property Subtype: Acreage Road Frontage: Cul De Sac; Paved Streets; Street Lights Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional Sewer: Mound Septic; Septic System Compliant - Yes Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Water: Well

Contract Information

Off Market Date: 2026-06-18
Contingency: None
Original List Price: 699900
ListPrice: 649900
Owner is an Agent?: Yes
Auction?: No

Location Tax and Other Information

House Number: 522
Street Name: 1st
Street Suffix: Street
Street Direction Suffix: SE
Postal City: Saint Stephen
County: Stearns
State: MN
Zip Code: 56375
Complex/Dev/Subdivision: White Oak Country Estates

Assessments

Tax With Assessments: 288
Assessment Balance: 0

Basement

Foundation Dimensions: 84x34
None: Yes

More Information

Builder Information

Builder ID: TLC ENT LLC
Builder License Number: 665643
Builder Name: TLC ENT LLC

Building Information

Finished SqFt Above Ground: 1968

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 48x26
Garage Door Height: 8
Garage Door Width: 9
Garage Square Feet: 1460
Finished Garage: Yes
Garage Door Opener: Yes
Heated Garage: Yes

Public Survey Info

Range#: 29
Section#: 24
Township#: 126

Office/Member Info

Association: SCAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 001 BLK 004 WHITE OAK COUNTRY ESTATES SECTION 24 TOWNSHIP 126 RANGE 29
Listing City: Saint Stephen
Map Page: 999
Municipality: Saint Stephen
School District: Sartell-St. Stephens
School District Phone: 320-656-3715
Zip Plus 4: 7728
Property ID Number: 90559630712
Tax Year: 2025
Tax Amount: 288
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Beautifully designed new-construction home in White Oak Country Estates of St. Stephen! This single-level layout offers nearly 2,000 sq ft with 3 bedrooms, 2 full baths, and all living facilities on one level. The open-concept kitchen features a center island and custom cabinetry—perfect for entertaining. Enjoy the comfort of in-floor heat, a spacious family room, and a private primary suite with walk-in closet and full bath. Oversized 4-stall heated garage with finished interior and concrete driveway. Nestled on a 1.5-acre lot at the end of a quiet cul-de-sac, this home blends peaceful country living with convenient proximity to Sartell and St. Cloud. Move-in ready with quality finishes throughout!
Directions: From Main street, South on Sixth Ave SE, Right on First ST SE, home on Left

Accessible

Doors 36"+: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Kitchen Center Island: Yes
Kitchen Window: Yes
Walk-In Closet: Yes
Washer/Dryer Hookup: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Bath Description

Main Floor Full Bath: Yes
Full Primary: Yes

Construction Materials

Frame: Yes

Construction Status

Completed New Construction: Yes

Dining Room Description

Kitchen/Dining Room: Yes

Electric

Circuit Breakers: Yes

Exterior

Engineered Wood: Yes

Family Room Characteristics

Main Level: Yes

Fencing

None: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes
In-Floor Heating: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Fiber Optic: Yes

Laundry

Laundry Room: Yes
Main Level: Yes
Sink: Yes

Lock Box Type

Combo: Yes

Lot Description

Irregular Lot: Yes

Property Subtype

Acreage: Yes

Road Frontage

Cul De Sac: Yes
Paved Streets: Yes
Street Lights: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

Mound Septic: Yes
Septic System Compliant - Yes: Yes

Special Search

3 BR on One Level: Yes
All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes

Stories

One: Yes

Water

Well: Yes

Room Information

Room Name	Dimensions	Level
Second (2nd) Bedroom	12x15	Main
Third (3rd) Bedroom	12x15	Main
Kitchen	15x14	Main
First (1st) Bedroom	15x15	Main
Dining Room	15x15	Main
Family Room	12x16	Main
Living Room	12x28	Main

Listing Office: Century 21 First Realty, Inc.

Last Updated: June - 18 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.