523 8th Avenue N, Saint Cloud, MN 56303

New Listing
$495,000
Property Type: Multi-Family Bedrooms: 4 Baths: 2 Square Footage: 2,496 Lot Size (sq. ft.): 5,663 Status: Active
Current Price: $495,000 List Date: 6/05/2026 Last Modified: 6/05/2026

Overview

Description

This property is being sold as a package which includes 3 duplexes, for a total of 6 units. This parcel contains one duplex, with a second story apartment. The main level has access to the finished basement and laundry. The main level unit has the garage access. This is being sold with the property next door at 525/527 8th Ave N. That parcel contains 2 more duplexes. Here is your chance to own nice properties with good cash flow. All units are rented and most tenants have been here for years. Updated roofs on all 3 buildings in 2023. Close to parks, the hospital and downtown. Great investment property! All units are occupied. Photos are from vacancies between tenants.

Listing Details MLS# 7087258

General Property Information

Lot Measurement
Acres
Multiple PIDs?
No
Owner Occupied
No
Waterfront Present
No
Year Built
1922
Yearly/Seasonal
Yearly
Zoning
Residential-Multi-Family
Main Floor Total SqFt
832
Above Ground SqFt
1664
Below Grd Total SqFt
832
Total SqFt
2496
Foundation Size
832
Style
(MF) Duplex Other
Total Finished Sqft
2261.00
Power Company
Xcel Energy
Garage Stalls
Yes
Lot Dimensions
132x44
Acres
0.13
Assessment Pending
No

Property Features

Accessible: None Basement: Full Construction Status: Previously Owned Exterior: Slate Foundation: Other Fuel: Natural Gas Heating: Forced Air Owner Pays: Trash Collection Rental License Type: Standard Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Stories: Two Unit 1 Bath Description: Main Floor Full Bath Water: City Water/Connected

Contract Information

Contingency
None
Original List Price
495000
ListPrice
495000
Owner is an Agent?
Yes
Auction?
No

Location Tax and Other Information

House Number
523
Street Name
8th
Street Suffix
Avenue
Street Direction Suffix
N
Postal City
Saint Cloud
County
Stearns
State
MN
Zip Code
56303

Assessments

Tax With Assessments
3452
Assessment Balance
0

Building Information

Finished SqFt Above Ground
1661
Finished SqFt Below Ground
600

More Information

Income and Expenses

Annual Gross Expenses
11287
Annual Gross Income
20446
Total Annual Expenses
11287
Annual Caretaker Expense
0
Annual Electric Expense
0
Annual Fuel Expense
0
Annual Insurance Expense
0
Annual Maintenance Expense
0
Annual Repair Expense
0
Annual Trash Expense
0
Annual Water/Sewer Expense
0

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Square Feet
364

Public Survey Info

Range#
28
Section#
11
Township#
124

Unit 1

Furnished?
No
Leased?
Yes
Unit Number
Yes
Annual Rent
11580
Finished SqFt
1432
Full Baths
Yes
Monthly Expense
11
Monthly Rent
965
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
8

Unit 2

Furnished?
No
Leased?
Yes
Level
2nd Level
Unit Number
2
Annual Rent
9540
Finished SqFt
832
Full Baths
Yes
Monthly Expense
11
Monthly Rent
795
No. of Units Like This
Yes
Total Baths
Yes
Total Bedrooms
2
Total Rooms
5

Unit Details

Total Units
2

Office/Member Info

Association
SCAAR

Location, Tax and Other Information

Legal Description
N44' OF LOT 9 BLK 41 WILSON'S SURVEY SECTION 11 TOWNSHIP 124 RANGE 028
Listing City
Saint Cloud
Map Page
231
Municipality
Saint Cloud
School District
St. Cloud
School District Phone
320-253-9333
Zip Plus 4
327
Property ID Number
82518920000
Tax Year
2026
Tax Amount
3452
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
This property is being sold as a package which includes 3 duplexes, for a total of 6 units. This parcel contains one duplex, with a second story apartment. The main level has access to the finished basement and laundry. The main level unit has the garage access. This is being sold with the property next door at 525/527 8th Ave N. That parcel contains 2 more duplexes. Here is your chance to own nice properties with good cash flow. All units are rented and most tenants have been here for years. Updated roofs on all 3 buildings in 2023. Close to parks, the hospital and downtown. Great investment property! All units are occupied. Photos are from vacancies between tenants.
Directions
North of Downtown on 8th Ave N

Accessible

None
Yes

Basement

Full
Yes

Construction Status

Previously Owned
Yes

Exterior

Slate
Yes

Foundation

Other
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Owner Pays

Trash Collection
Yes

Rental License Type

Standard
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

City Sewer/Connected
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Unit 1 Bath Description

Main Floor Full Bath
Yes
IDX
Listing Office: Coldwell Banker Realty
Last Updated: June - 05 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.