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524 Cottonwood Circle, Lake City, MN 55041

New Listing

$369,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,530 Lot Size (sq. ft.): 14,810 Status: Coming Soon

Current Price: $369,900 List Date: 6/04/2026 Last Modified: 6/04/2026

Overview

Description

New Construction with Stunning Bluff Views — Minutes from the Golf Course & Clubhouse. This thoughtfully designed three-bedroom, two-bath home blends modern comfort, style, and value with an open-concept layout, 9-foot ceilings, and abundant natural light throughout. The kitchen features quartz countertops, a center island, and stainless steel appliances. The bright dining area flows seamlessly into the inviting sunroom — to relax in. French doors open to a versatile flex room ideal for a den, home office, reading room, or cozy daybed for guests. The primary suite offers a private bath and spacious walk-in closet. Just off the sunroom, enjoy a spacious deck ideal for grilling, gathering, or taking in the peaceful surroundings. Additional highlights include an oversized two-car garage with pull-down attic storage, underground sprinklers, and fresh sod for a truly move-in ready experience. Located minutes from Lake Pepin, the marina, golf courses, parks, dining, and local shops, this ... (Read more)

Listing Details MLS# 7082602

General Property Information

Association Fee Frequency: Annually
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Waterfront Present: No
Year Built: 2026
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Main Floor Total SqFt: 1530
Above Grd Total SqFt: 1530
Total SqFt: 1530
Total Finished Sqft: 1530.00
FireplaceYN: No
Style: (SF) Single Family
Foundation Size: 1530
Garage Stalls: 2
Lot Dimensions: 68x146x92x129
Acres: 0.34
Assessment Pending: No
Number of Fireplaces: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; French Doors; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Paneled Doors; Porch; Primary Bedroom Walk-In Closet; Sun Room; Tile Floors; Walk-Up Attic; Washer/Dryer Hookup Appliances: Dishwasher; Microwave; Range; Refrigerator Association Fee Includes: Other Basement: Sump Pump Bath Description: Main Floor 3/4 Bath; Main Floor Full Bath Construction Materials: Concrete Construction Status: Completed New Construction Dining Room Description: Breakfast Bar; Eat In Kitchen; Informal Dining Room; Living/Dining Room Electric: Circuit Breakers Exterior: Engineered Wood; Vinyl Fencing: None Foundation: Slab Fuel: Natural Gas Heating: Forced Air Internet Options: Fiber Optic Laundry: Electric Dryer Hookup; Laundry Room; Main Level; Washer Hookup Lock Box Type: Combo Parking Characteristics: Finished Garage; Garage Door Opener; Insulated Garage; Storage Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; VA Sewer: City Sewer/Connected Special Search: 4 BR on One Level; Divided Bdr Flr Plan; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 369900
ListPrice: 369900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 524
Street Name: Cottonwood
Street Suffix: Circle
Postal City: Lake City
County: Wabasha
State: MN
Zip Code: 55041
Complex/Dev/Subdivision: Jewel Third Add

Assessments

Tax With Assessments: 396
Assessment Balance: 0

Basement

Foundation Dimensions: 1530
Sump Pump: Yes

More Information

Building Information

Finished SqFt Above Ground: 1530

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 460
Finished Garage: Yes
Garage Door Opener: Yes
Insulated Garage: Yes
Storage: Yes

Public Survey Info

Range#: 12
Section#: 6
Township#: 111

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECT-06 TWP-111 RANGE-012 JEWEL THIRD ADDITION LOT-008 BLOCK-005
Listing City: Lake City
Map Page: 999
Municipality: Lake City
School District: Lake City
School District Phone: 651-345-2198
Zip Plus 4: 3716
Property ID Number: R220212300
Tax Year: 2026
Tax Amount: 396
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: New Construction with Stunning Bluff Views — Minutes from the Golf Course & Clubhouse. This thoughtfully designed three-bedroom, two-bath home blends modern comfort, style, and value with an open-concept layout, 9-foot ceilings, and abundant natural light throughout. The kitchen features quartz countertops, a center island, and stainless steel appliances. The bright dining area flows seamlessly into the inviting sunroom — to relax in. French doors open to a versatile flex room ideal for a den, home office, reading room, or cozy daybed for guests. The primary suite offers a private bath and spacious walk-in closet. Just off the sunroom, enjoy a spacious deck ideal for grilling, gathering, or taking in the peaceful surroundings. Additional highlights include an oversized two-car garage with pull-down attic storage, underground sprinklers, and fresh sod for a truly move-in ready experience. Located minutes from Lake Pepin, the marina, golf courses, parks, dining, and local shops, this home offers the perfect blend of recreation, natural beauty, and convenience. Experience scenic living in beautiful Lake City, where small-town charm meets outdoor adventure along the shores of one of Minnesota’s most picturesque lakes.
Directions: Enter the Jewel at main entrance off Highway 63, take Green Parkway to Club House Drive, turn right on Cedar Drive, turn right on Cottonwood Circle drive into the cul-de-sac and home is on the right side.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
French Doors: Yes
In-Ground Sprinkler: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Paneled Doors: Yes
Porch: Yes
Primary Bedroom Walk-In Closet: Yes
Sun Room: Yes
Tile Floors: Yes
Walk-Up Attic: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Association Fee Includes

Other: Yes

Bath Description

Main Floor 3/4 Bath: Yes
Main Floor Full Bath: Yes

Construction Materials

Concrete: Yes

Construction Status

Completed New Construction: Yes

Dining Room Description

Breakfast Bar: Yes
Eat In Kitchen: Yes
Informal Dining Room: Yes
Living/Dining Room: Yes

Electric

Circuit Breakers: Yes

Exterior

Engineered Wood: Yes
Vinyl: Yes

Fencing

None: Yes

Foundation

Slab: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Fiber Optic: Yes

Laundry

Electric Dryer Hookup: Yes
Laundry Room: Yes
Main Level: Yes
Washer Hookup: Yes

Lock Box Type

Combo: Yes

Patio, Porch and Deck Features

Deck: Yes
Front Porch: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Rural Development: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

4 BR on One Level: Yes
Divided Bdr Flr Plan: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes

Stories

One: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Bathroom	09x05	Main
Deck	18x10	Main
Dining Room	14x08	Main
First (1st) Bedroom	16x11	Main
Kitchen	14x13	Main
Living Room	18x17	Main
Primary Bath	09x05	Main
Porch	18x04	Main
Second (2nd) Bedroom	10x10	Main
Third (3rd) Bedroom	10x10	Main

Listing Office: Lakes Sotheby's International Realty

Last Updated: June - 04 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.