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640 Highway 96 W, Shoreview, MN 55126

New Listing

$675,000

Amazing natural light fills the great room

Primary suite, private bath, walk-in closet

Views of the lake from the primary suite

Access the back staircase off kitchen to garage

Main floor laundry, GE appliances included

Three main floor bedrooms or used as an office

Main floor bedroom with extra closet space

Nicely tiled floors, electric fire place, and beam ceiling

Walk out lower level finished with tile floors

Possible in-law suite with attached bath

Perfect as a guest suite, walk-in closet with plumbing rough-in

Nicely built staircase with extra deep stair treads

Pull in, there's an abundance of parking

Bring your ideas for updating this adorable lake home

Enjoy the cottage feel cobblestone patio

Parking galore! Flat lot from the retaining wall to the lake

Full fencing, throw the ball, let the dog run, keep loved ones safe

Abundance of decking, main floor and lower level

Maintenance free decking keeps things easy

Step inside the cedar porch on those buggy nights

A great place with unlimited possibilities

Yard parties, overflow parking, corn hole anyone

Professional retaining wall and landscaping

Walking distance to the Shoreview Community Center

Make your dream come true, get on the lake

Plenty of extra room for guests or in-laws

Fresh ideas and some TLC will go a long way

Make it yours today, call it home tomorrow

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,179 Lot Size (sq. ft.): 20,038 Status: Active

Current Price: $675,000 List Date: 7/03/2026 Last Modified: 7/03/2026

Overview

Description

Living Lake Life! This view is worth a million words. Now is the time to jump on Snail Lake. Bring all your toys, put in a dock, send out the invites, and have some recreational fun on the water. Main floor living on over 2,000 square feet above grade, plus bonus space in the walkout lower level with travertine tiled floors. You will appreciate the well-designed stairwell with a wide corridor and deep 12” stair treads for your comfort. That’s not all, you will find an efficient second back staircase off the kitchen leading to the garage. Plus, there is no lack of storage here. Take it to the next level, create your outdoor lake oasis, dig in, make it your own, the opportunities are endless. Don’t miss the possibility of an in-law or guest suite on the lower level. The optional fourth bedroom has an attached bath, and the 8’ x 11’ walk-in closet has rough-in plumbing for a future wet bar or kitchenette if wanted. Newer Lennox furnace and air conditioning, Pella three-point loc ... (Read more)

Listing Details MLS# 7098489

General Property Information

Association Fee Frequency: N/A
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Other Parking Spaces: 10
Road Btwn WF & Home?: No
Waterfront Frontage: 111
Waterfront YN: Yes
Year Built: 1946
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Three Quarters: 3
Main Floor Total SqFt: 2186
Above Grd Total SqFt: 2186
Below Grd Total SqFt: 993
Total SqFt: 3179
Total Finished Sqft: 2948.00
FireplaceYN: Yes
Lake/Waterfront Name: Snail
Style: (SF) Single Family
Foundation Size: 993
Power Company: Xcel Energy
Garage Stalls: 2
Lot Dimensions: Irregular
Acres: 0.46
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Cable; Ceiling Fan(s); Deck; French Doors; Kitchen Window; Main Floor Primary Bedroom; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Skylight; Vaulted Ceiling(s); Walk-In Closet Appliances: Dishwasher; Disposal; Dryer; Electronic Air Filter; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Egress Windows; Partial; Partially Finished; Storage Space Bath Description: Main Floor 3/4 Bath; 3/4 Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Walk-In Shower Stall Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Separate/Formal Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Fiber Board; Stucco Family Room Characteristics: 2 or More; Family Room; Great Room; Lower Level Fencing: Chain Link; Full Fireplace Characteristics: Electric; Family Room Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Internet Options: Cable Laundry: Electric Dryer Hookup; Laundry Closet; Main Level Lock Box Type: Supra Lot Description: Accessible Shoreline; Irregular Lot; Tree Coverage - Light; Underground Utilities Parking Characteristics: Garage Door Opener; Tuckunder Garage Pool Description: None Road Frontage: Curbs; Paved Streets; Sidewalks; State Road; Storm Sewer Road Responsibility: Public Maintained Road Roof: Asphalt Shingles; Pitched Second Unit: Existing In-Law w/Bath Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary Stories: One Topography: Level; Sloped; Solar Oriented; Walkout Water: City Water/Connected Waterfront Type: Lake Front; Lake View Waterfront View: Lake; Panoramic; South

Contract Information

Contingency: None
Original List Price: 675000
ListPrice: 675000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 640
Street Name: Highway 96
Street Direction Suffix: W
Postal City: Shoreview
County: Ramsey
State: MN
Zip Code: 55126
Complex/Dev/Subdivision: Snail Lakeside

Assessments

Tax With Assessments: 9204
Assessment Balance: 0
Assessment Installment: 0

Building Information

Finished SqFt Above Ground: 2186
Finished SqFt Below Ground: 762

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 0-4

Insurance Fee

Insurance Fee Frequency: N/A
Insurance Fee: 0

Lake Details

Lake Acres: 158
Lake Depth: 30

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: SPAAR
Supra: Yes

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 781
Garage Door Opener: Yes
Tuckunder Garage: Yes

Public Survey Info

Range#: 23
Section#: 23
Township#: 30

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SNAIL LAKESIDE BEG AT NW COR LOT 2 TH E ON N LINE OF SD LOT 2 DIST 18.0 FT TH SWLY TO PT ON W LINE OF SD LOT 2 DIST 135.8 FT S OF NW COR OF SD LOT 2 TH NLY ON SD W LINE TO P.O.B. AND ALL OF LOTS 3 AND 4
Listing City: Shoreview
Map Page: 80
Municipality: Shoreview
School District: Mounds View
School District Phone: 651-621-6001
DNR Lake ID#: 62007300
DNR Lake Classification: General Development
Zip Plus 4: 5207
Property ID Number: 233023110011
Tax Year: 2026
Tax Amount: 9204
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Living Lake Life! This view is worth a million words. Now is the time to jump on Snail Lake. Bring all your toys, put in a dock, send out the invites, and have some recreational fun on the water. Main floor living on over 2,000 square feet above grade, plus bonus space in the walkout lower level with travertine tiled floors. You will appreciate the well-designed stairwell with a wide corridor and deep 12” stair treads for your comfort. That’s not all, you will find an efficient second back staircase off the kitchen leading to the garage. Plus, there is no lack of storage here. Take it to the next level, create your outdoor lake oasis, dig in, make it your own, the opportunities are endless. Don’t miss the possibility of an in-law or guest suite on the lower level. The optional fourth bedroom has an attached bath, and the 8’ x 11’ walk-in closet has rough-in plumbing for a future wet bar or kitchenette if wanted. Newer Lennox furnace and air conditioning, Pella three-point locking French doors, and beautiful professionally designed retaining walls and landscaping. Plenty of room here to build that dream garage. For now, there is loads of parking available on the level driveway and side yard space. You will love having over eight acres of open space as your neighbor to the east. The location is conveniently located within walking distance to the Shoreview Community Center, Library, and Commons and a quick trip to shopping. These are just some of the highlights. Schedule your showing today, move in, make this home, and enjoy lake living!
Directions: West of 35E on south side of Hwy 96

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Cable: Yes
Ceiling Fan(s): Yes
Deck: Yes
French Doors: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Panoramic View: Yes
Patio: Yes
Primary Bedroom Walk-In Closet: Yes
Skylight: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electronic Air Filter: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Basement

Concrete Block: Yes
Egress Windows: Yes
Partial: Yes
Partially Finished: Yes
Storage Space: Yes

Bath Description

Main Floor 3/4 Bath: Yes
3/4 Primary: Yes
Private Primary: Yes
3/4 Basement: Yes
Bathroom Ensuite: Yes
Walk-In Shower Stall: Yes

Construction Materials

Block: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Separate/Formal Dining Room: Yes

Electric

Circuit Breakers: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Fiber Board: Yes
Stucco: Yes

Family Room Characteristics

2 or More: Yes
Family Room: Yes
Great Room: Yes
Lower Level: Yes

Fencing

Chain Link: Yes
Full: Yes

Fireplace Characteristics

Electric: Yes
Family Room: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Internet Options

Cable: Yes

Laundry

Electric Dryer Hookup: Yes
Laundry Closet: Yes
Main Level: Yes

Lot Description

Accessible Shoreline: Yes
Irregular Lot: Yes
Tree Coverage - Light: Yes
Underground Utilities: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Patio: Yes
Porch: Yes
Screened: Yes
Terrace: Yes

Pool Description

None: Yes

Road Frontage

Curbs: Yes
Paved Streets: Yes
Sidewalks: Yes
State Road: Yes
Storm Sewer: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Asphalt Shingles: Yes
Pitched: Yes

Second Unit

Existing In-Law w/Bath: Yes

Sellers Terms

Cash: Yes
Conventional: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes
All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes

Stories

One: Yes

Topography

Level: Yes
Sloped: Yes
Solar Oriented: Yes
Walkout: Yes

Water

City Water/Connected: Yes

Waterfront Type

Lake Front: Yes
Lake View: Yes

Waterfront View

Lake: Yes
Panoramic: Yes
South: Yes

Room Information

Room Name	Dimensions	Level
Deck	11.5x38	Main
Dining Room	12x12	Main
Family Room	19x11	Lower
Foyer	11x8	Main
Great Room	20x23	Main
Kitchen	15x8.5	Main
Patio		Main
Sitting Room	12x14	Main
First (1st) Bedroom	14.5x17.5	Main
Fourth (4th) Bedroom	11x17	Lower
Second (2nd) Bedroom	10x10	Main
Third (3rd) Bedroom	10x8.5	Main

Listing Office: Edina Realty, Inc.

Last Updated: July - 03 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.