674 Montana Avenue E, Saint Paul, MN 55106

New Listing
$375,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,042 Lot Size (sq. ft.): 4,792 Status: Active
Current Price: $375,000 List Date: 6/06/2026 Last Modified: 6/06/2026

Overview

Description

Welcome home to this charming two-story in Saint Paul's desirable Payne-Phalen neighborhood. Full of character and thoughtful updates, this move-in-ready home offers a rare heated and cooled 3-car garage—perfect for hobbyists, extra storage, or year-round comfort. Inside, you'll find a beautifully updated white kitchen featuring granite countertops, stainless steel appliances, and timeless finishes. The spacious formal dining room and inviting living room provide plenty of room for gatherings, while the adorable sunroom/mudroom offers a flexible space to relax, work, or keep everyday life organized. Upstairs, all three bedrooms are conveniently located on one level. Hardwood floors, updated windows, and classic charm add warmth throughout the home. Major improvements provide peace of mind, including a new roof and siding (2022-2023), along with a new furnace, central air conditioner, and water heater (2023). The unfinished lower level offers excellent storage and exciting potential ...

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Listing Details MLS# 7069594

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Waterfront Present
No
Year Built
1940
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Half
Yes
Main Floor Total SqFt
728
Above Grd Total SqFt
1350
Below Grd Total SqFt
692
Total SqFt
2042
Total Finished Sqft
1350.00
FireplaceYN
No
Style
(SF) Single Family
Foundation Size
692
Power Company
Xcel Energy
Garage Stalls
3
Lot Dimensions
125x40
Acres
0.11
Assessment Pending
Unknown
Number of Fireplaces
0
Bath Three Quarters
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Basement: Full; Unfinished Bath Description: Main Floor 1/2 Bath; Upper Level Full Bath Construction Status: Previously Owned Dining Room Description: Living/Dining Room; Separate/Formal Dining Room Electric: 100 Amp Service Exterior: Vinyl Family Room Characteristics: Main Level Fencing: Full Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Internet Options: Cable Laundry: Lower Level Lot Description: Public Transit (w/in 6 blks); Tree Coverage - Light Parking Characteristics: Garage Door Opener; Heated Garage; Insulated Garage Pool Description: None Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level Stories: Two Water: City Water/Connected

Contract Information

Exclusions
electric fireplace
Contingency
None
Original List Price
375000
ListPrice
375000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
674
Street Name
Montana
Street Suffix
Avenue
Street Direction Suffix
E
Postal City
Saint Paul
County
Ramsey
State
MN
Zip Code
55106
Complex/Dev/Subdivision
Harrison & Handys Add

Assessments

Assessment Installment
903
Tax With Assessments
5742
Assessment Balance
0

Basement

Foundation Dimensions
25 x 25
Full
Yes
Unfinished
Yes

More Information

Building Information

Finished SqFt Above Ground
1350

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
17.5 x 34
Garage Square Feet
588
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes

Public Survey Info

Range#
22
Section#
20
Township#
29

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
HARRISON AND HANDYS ADDITION LOT 7 BLK 7
Listing City
Saint Paul
Map Page
108
Municipality
Saint Paul
School District
St. Paul
School District Phone
651-767-8100
Zip Plus 4
1022
Property ID Number
202922130059
Tax Year
2026
Tax Amount
5742
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Welcome home to this charming two-story in Saint Paul's desirable Payne-Phalen neighborhood. Full of character and thoughtful updates, this move-in-ready home offers a rare heated and cooled 3-car garage—perfect for hobbyists, extra storage, or year-round comfort. Inside, you'll find a beautifully updated white kitchen featuring granite countertops, stainless steel appliances, and timeless finishes. The spacious formal dining room and inviting living room provide plenty of room for gatherings, while the adorable sunroom/mudroom offers a flexible space to relax, work, or keep everyday life organized. Upstairs, all three bedrooms are conveniently located on one level. Hardwood floors, updated windows, and classic charm add warmth throughout the home. Major improvements provide peace of mind, including a new roof and siding (2022-2023), along with a new furnace, central air conditioner, and water heater (2023). The unfinished lower level offers excellent storage and exciting potential for future expansion and added equity. Conveniently located near parks, schools, restaurants, and everyday amenities, this lovingly maintained home combines classic character with modern updates in a location that's easy to love.
Directions
Montana between Payne and Arcade

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Bath Description

Main Floor 1/2 Bath
Yes
Upper Level Full Bath
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Living/Dining Room
Yes
Separate/Formal Dining Room
Yes

Electric

100 Amp Service
Yes

Exterior

Vinyl
Yes

Family Room Characteristics

Main Level
Yes

Fencing

Full
Yes

Foundation

Concrete Block
Yes

Fuel

Natural Gas
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes

Laundry

Lower Level
Yes

Lot Description

Public Transit (w/in 6 blks)
Yes
Tree Coverage - Light
Yes

Patio, Porch and Deck Features

Patio
Yes
Porch
Yes
Rear Porch
Yes

Pool Description

None
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes

Sellers Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Sewer

City Sewer/Connected
Yes

Special Search

3 BR on One Level
Yes

Stories

Two
Yes

Water

City Water/Connected
Yes

Room Information

Room Name Dimensions Level
Dining Room 12 x 10 Main
First (1st) Bedroom 15 x 10 Upper
Kitchen 14 x 9 Main
Living Room 22 x 12 Main
Second (2nd) Bedroom 13 x 11 Upper
Third (3rd) Bedroom 10 x 9 Upper
IDX
Listing Office: Edina Realty, Inc.
Last Updated: June - 06 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.